$544,950
SOLD JUL 24, 2025
3 Beds
2 Baths
1,669 Sq Ft
7,336 Sq Ft Lot

Recently Sold

$327 Per Sq Ft

5% Below List Price

37 Days on Market

Highlights

  • RV Access or Parking
  • Window or Skylight in Bathroom
  • Granite Countertops
  • Wood Flooring
  • Corner Lot
  • No HOA

About This Home

As of July 2025

Welcome to 540 S. Rose Street - where classic charm meets modern convenience! This beautifully maintained home is nestled in a quiet, tree-lined neighborhood just minutes from downtown Lodi, public transportation, and award-winning wineries. Step inside to discover a warm and inviting interior featuring hardwood floors, updated kitchen with bright-white cabinets, granite counters, graphite sink and more! The split floor plan with the primary suite located in the back of the home provides the privacy you yearn! The spacious backyard is wonderful for entertaining, or simply relaxing under the shade of the gazebo or around a crackling fire! Whether you're a first-time buyer, downsizing, or looking for a smart investment, this home is a must-see. Don't miss the opportunity to make this Lodi gem your own! Gazebo, shed and fire pit are included in the sale! The extra deep garage has a workbench!!!

Last Agent to Sell the Property

Sherry Dickhoff

Cornerstone Real Estate Group License #01187533 Listed on: 05/08/2025

Last Buyer's Agent

Sherry Dickhoff

Cornerstone Real Estate Group License #01187533 Listed on: 05/08/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1962 | Remodeled

Lot Details

  • 7,336 Sq Ft Lot
  • West Facing Home
  • Back Yard Fenced
  • Corner Lot
  • Sprinklers on Timer

Parking

  • 2 Car Garage
  • 2 Open Parking Spaces
  • Front Facing Garage
  • Garage Door Opener
  • RV Access or Parking

Home Design

  • Raised Foundation
  • Frame Construction
  • Composition Roof
  • Stone

Interior Spaces

  • 1,669 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Formal Entry
  • Living Room
  • Formal Dining Room
  • Security System Owned

Kitchen

  • Built-In Electric Oven
  • Electric Cooktop
  • Plumbed For Ice Maker
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Granite Bathroom Countertops
  • Tile Bathroom Countertop
  • Bathtub with Shower
  • Separate Shower
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Laundry Cabinets

Outdoor Features

  • Covered Patio or Porch
  • Fire Pit
  • Gazebo
  • Shed

Utilities

  • Central Heating and Cooling System
  • 220 Volts
  • Natural Gas Connected
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Net Lease

Listing and Financial Details

  • Assessor Parcel Number 033-172-01

Home Details

Home Type

Single Family

Year Built

Built in 1962 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Yes
  • Year Built: 1962
  • Levels: One
  • Remodeled/Updated Desc: Kitchen 6-10YR, Bath 11-15YR
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Electric Oven, Dishwasher, Disposal, Plumbed For Ice Maker, Electric Cook Top
  • Interior Amenities: Formal Entry
  • Fireplace Features: Gas Piped
  • Fireplaces: 1
  • Flooring: Laminate, Tile, Wood
  • Master Bathroom Features: Shower Stall(s), Tile, Window
  • Total Bathrooms: 2
  • Bathroom Features: Granite, Tile, Tub w/Shower Over, Window
  • Dining Room Features: Formal Area
  • Kitchen Features: Granite Counter
  • Living Room Features: Other
  • Room Type: Master Bathroom, Master Bedroom, Kitchen, Laundry, Living Room
  • Main Level: Bedroom(s), Living Room, Dining Room, Master Bedroom, Full Bath(s), Garage, Kitchen
  • Price Per Square Foot: 326.51
  • Square Footage: 1669.00
  • Window Features: Dual Pane Full

Exterior Features

  • Other Structures: Gazebo, Shed(s)
  • Construction Materials: Stone, Frame, Wood
  • Property Faces: West
  • Exterior Features: Fire Pit
  • Fencing: Back Yard
  • Foundation: Raised
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 559950.00
  • Lot Features: Auto Sprinkler F&R, Corner, Shape Regular
  • New Construction: No
  • Patio And Porch Features: Front Porch, Covered Patio
  • Pool: No
  • Property Condition: Updated/Remodeled
  • Road Surface Type: Paved
  • Roof: Composition
  • Spa: No

Garage/Parking

  • Open Parking Spaces: 2.00
  • Garage Spaces: 2.00
  • Parking Features: RV Possible, Garage Door Opener, Garage Facing Front
  • Driveway/Sidewalks: Sidewalk/Curb/Gutter

Utilities

  • Security: Security System Owned
  • Sewer: In & Connected
  • Utilities: Public, Electric, Natural Gas Connected
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts
  • Heating: Central, Gas
  • Laundry Features: Cabinets, Inside Area
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Lodi Unified

Lot Info

  • Zoning: SFR
  • Irrigation: None
  • Lot Size Acres: 0.1684
  • Lot Size Sq Ft: 7336.00

Rental Info

  • Lease Type: Net

Multi Family

Tax Info

  • Assessor Parcel Number: 033-172-01
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): San Joaquin

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Jul 16, 2025
Sold by
Wallior Patricia Barker and Wallior Jeffrey G
Bought by
Castro Kurtis Pjay and Kikuvi Florence Nthenya
Seller's Agent
Sherry Dickhoff
Cornerstone Real Estate Group
Buyer's Agent
Sherry Dickhoff
Cornerstone Real Estate Group
List Price
$574,950
Sold Price
$544,950
Premium/Discount to List
-$30,000
-5.22%
Views
63
Current Estimated Value
$548,780

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,830
Avg. Annual Appreciation
1.41%
Original Mortgage
$499,037
Outstanding Balance
$498,190
Interest Rate
6.84%
Mortgage Type
FHA
Estimated Equity
$50,590

Purchase Details

Listed on
Aug 29, 2016
Closed on
Oct 4, 2016
Sold by
Palacio Joseph R and Palacio Audra C
Bought by
Wallior Patricia Barker and Wallior Jeffrey G
Seller's Agent
Kathy Wooton
Keller Williams Realty
Buyer's Agent
Sherry Dickhoff
Cornerstone Real Estate Group
List Price
$359,900
Sold Price
$359,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.85%
Original Mortgage
$109,900
Interest Rate
3.44%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 8, 2014
Closed on
Jun 19, 2014
Sold by
Martin Wayne H
Bought by
Palacio Joseph R and Palacio Audra C
Seller's Agent
Lisa Jackson
Grupe Real Estate
Buyer's Agent
James Godi
HOMWRX
List Price
$295,000
Sold Price
$283,000
Premium/Discount to List
-$12,000
-4.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.92%
Original Mortgage
$292,339
Interest Rate
4.17%
Mortgage Type
VA

Purchase Details

Closed on
Oct 21, 2013
Sold by
Us Bank National Association
Bought by
Martin Wayne H

Purchase Details

Closed on
Oct 4, 2013
Sold by
Nationstar Mortgage Llc
Bought by
Us Bank National Association and Mortgage Equity Conversion Asset Trust 2

Purchase Details

Closed on
Sep 26, 2013
Sold by
Champion Mortgage Company
Bought by
Us Bank National Association

Purchase Details

Closed on
Jul 1, 2013
Sold by
Kulm Vivian F
Bought by
Champion Mortgage Company

Purchase Details

Closed on
Oct 16, 2002
Sold by
Kulm Jack M and Kulm Vivian F
Bought by
Kulm Jack M and Kulm Vivian F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$33,000
Interest Rate
6.09%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $545,000 Chicago Title
Grant Deed $360,000 Old Republic Title Company
Grant Deed $283,000 Chicago Title Company
Grant Deed $220,000 Wfg Title Company Of Ca
Grant Deed -- Wfg Title Company Of Ca
Quit Claim Deed -- None Available
Deed In Lieu Of Foreclosure $220,247 None Available
Interfamily Deed Transfer -- Old Republic Title Co
Interfamily Deed Transfer -- Old Republic Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $499,037 FHA
Previous Owner $109,900 New Conventional
Previous Owner $292,339 VA
Previous Owner $33,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/24/2025 07/24/25 Sold $544,950 -2.7% $327 / Sq Ft
06/14/2025 06/14/25 Pending -- -- --
05/23/2025 05/23/25 Price Changed $559,950 -2.6% $336 / Sq Ft
05/08/2025 05/08/25 For Sale $574,950 +59.8% $344 / Sq Ft
10/21/2016 10/21/16 Sold $359,900 0.0% $216 / Sq Ft View Prior Sale
09/06/2016 09/06/16 Pending -- -- --
08/29/2016 08/29/16 For Sale $359,900 +27.2% $216 / Sq Ft
06/26/2014 06/26/14 Sold $283,000 -4.1% $170 / Sq Ft View Prior Sale
05/14/2014 05/14/14 Pending -- -- --
04/07/2014 04/07/14 For Sale $295,000 -- $177 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,463 $417,687 $146,230 $271,457
2024 $4,340 $409,498 $143,363 $266,135
2023 $4,279 $401,469 $140,552 $260,917
2022 $4,183 $393,598 $137,797 $255,801
2021 $4,257 $385,882 $135,096 $250,786
2020 $4,146 $381,926 $133,711 $248,215
2019 $4,060 $374,439 $131,090 $243,349
2018 $4,002 $367,098 $128,520 $238,578
2017 $3,912 $359,900 $126,000 $233,900
2016 $3,034 $293,055 $102,569 $190,486
2014 $2,362 $220,000 $85,000 $135,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 225059357

MetroList

APN: 033-172-01