NOT LISTED FOR SALE

540 Whisper Mountain Rd Unit 10 Franklin, NC 28734

Estimated Value: $262,289

2 Beds
2 Baths
1,226 Sq Ft
$214/Sq Ft Est. Value

Last Sold October 18, 2022

Last sale price $200,000 $163 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $1,557/month

34 Days on Market

Highlights

  • Open Floorplan
  • Hilly Lot
  • Great Room with Fireplace
  • Deck
  • Private Lot
  • Wooded Lot

About This Home

As of October 2022

You'll love this 2 bdrm/2 bath Cabin in the quiet Whisper Mountain community at 3400+ elevation. Temperatures are Cooler plus driving home takes you past Meandering Creeks, Farms & green Pastures & tree covered roads *Beautiful Hardwood Flooring & Tonque & Groove ceiling in the Open Living, Dining and Kitchen with Granite Counters & Newer Appliances *Outside Freshly Painted *Updated Bathroom offers Gorgeous Tiled Walk In Shower, Floor & Vanity with Mirror. Lots of Windows to allow Light in. Cuddle by the Fireplace on cool nights. Relax on the Covered Decks- where you'll feel as if you're in a Tree House. Enjoy Distant Mountain Views in Winter and the Fall Colors! Lower Level offers spacious Workshop & Utility Area with Washer/Dryer - Plus a Finshed Family Room/ Sleeping Area for Guests, Full Bath and potential for a Small Kitchen with sink & a wall of cabinets already. * Flat yard area with room for kids to play *firepit *storage shed *Easy year round access * 20 minutes to town

Last Listed By

Kenna Faber

Kenna Faber Real Estate Brokerage Email: kennasellswnc@gmail.com License #250396 Listed on: 08/02/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $676

Year Built

  • Built in 1981

Lot Details

  • 0.92 Acre Lot
  • Private Lot
  • Sloped Lot
  • Hilly Lot
  • Wooded Lot

HOA Fees

  • $33 Monthly HOA Fees

Home Design

  • Cabin
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Propane Fireplace
  • Great Room with Fireplace
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Parking

  • Garage
  • Basement Garage

Outdoor Features

  • Deck
  • Covered patio or porch
  • Fire Pit
  • Shed
  • Outbuilding

Utilities

  • Heating System Uses Propane
  • Shared Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Whisper Mountain Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 7524688781
  • Tax Block A

Home Details

Home Type

Single Family

Est. Annual Taxes

$676

Year Built

Built in 1981

Lot Details

0

HOA Fees

$33 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cabin
  • Year Built: 1981
  • Restrictions: Livestock Restriction,Manufactured Home Not Allowed,Subdivision
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Second Living Quarters: None
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: One
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 163.13
  • Attribution Contact: kennasellswnc@gmail.com
  • Special Features: None

Interior Features

  • Flooring: Tile, Wood
  • Interior Amenities: Attic Stairs Pulldown, Breakfast Bar, Kitchen Island, Open Floorplan
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 830
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 329
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 329
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Above Grade Finished Sq Ft: 830
  • Has Basement: Basement, Exterior Entry, Interior Entry, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 396
  • Fireplace Features: Fire Pit, Great Room, Propane, Other - See Remarks
  • Living Area: 1226
  • Bedroom Main: 2
  • Room Count: 10
  • Sq Ft Other: 0
  • Bedroom Basement: 0

Exterior Features

  • Exterior Features: Fire Pit
  • New Construction: No
  • Roof: Metal
  • Construction Type: Site Built
  • View: Winter
  • Waterfront Features: None
  • Waterfront Elevation: 3000
  • Construction Type: Wood
  • Other Structures: Outbuilding, Shed(s)
  • Patio And Porch Features: Covered, Deck, Rear Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Parking Features: None

Utilities

  • Heating: Propane, Other - See Remarks
  • Sewer: Septic Installed
  • Laundry Features: In Basement, Lower Level
  • Cooling: Ceiling Fan(s), None
  • Water Source: Shared Well

Condo/Co-op/Association

  • Community Features: None
  • Association Fee: 400
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 400.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Hilly, Other - See Remarks, Private, Sloped, Wooded
  • Lot Size Area: 0.92
  • Lot Size Units: Acres
  • Parcel Number: 7524688781
  • Zoning: R
  • Lot Size Acres: 0.92
  • Lot Size Sq Ft: 40075
  • Additional Parcels Description: 7524689671, 7524689497
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R

Green Features

  • Green Verification Count: 1

Tax Info

  • Tax Block: A

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2022
Closed on
Oct 14, 2022
Sold by
Bradley Jesse Gabriel
Bought by
Key Jonathan and Key Jennifer
Seller's Agent
Kenna Faber
Kenna Faber Real Estate
Buyer's Agent
Non Member
Canopy Administration
List Price
$220,000
Sold Price
$200,000
Premium/Discount to List
-$20,000
-9.09%
Total Days on Market
34
Views
68
Current Estimated Value
$262,289

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,289
Avg. Annual Appreciation
10.95%
Original Mortgage
$202,000
Outstanding Balance
$195,104
Interest Rate
5.66%
Mortgage Type
New Conventional
Estimated Equity
$67,185

Purchase Details

Closed on
Jul 26, 2019
Sold by
Lord Richard M and Lord Kathryn
Bought by
Bradley Jesse Gabriel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,000
Interest Rate
3.8%
Mortgage Type
VA

Purchase Details

Closed on
Oct 7, 2016
Sold by
Brooks Diane E
Bought by
Lord Richard M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,390
Interest Rate
3.48%
Mortgage Type
New Conventional

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Key Jonathan $200,000 --
Bradley Jesse Gabriel $138,000 None Available
Lord Richard M $118,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Key Jonathan $202,000
Previous Owner Bradley Jesse Gabriel $138,000
Previous Owner Lord Richard M $105,390
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/18/2022 10/18/22 Sold $200,000 -2.4% $163 / Sq Ft
08/31/2022 08/31/22 Price Changed $205,000 -6.8% $167 / Sq Ft
08/02/2022 08/02/22 For Sale $220,000 -- $179 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $676 $174,980 $27,600 $147,380
2023 $380 $175,080 $27,600 $147,480
2022 $380 $102,670 $10,810 $91,860
2021 $371 $102,670 $10,810 $91,860
2020 $550 $102,670 $10,810 $91,860
2018 $33 $8,260 $8,260 $0
2017 $33 $8,260 $8,260 $0
2016 $33 $8,260 $8,260 $0
2015 $33 $8,260 $8,260 $0
2014 $39 $12,000 $12,000 $0
2013 -- $12,000 $12,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3889926

Canopy MLS (Canopy Realtor® Association)

APN: 7524688781