5400 Water Oak Ln Unit 404 Jacksonville, FL 32210
Ortega Neighborhood
2
Beds
2.5
Baths
1,560
Sq Ft
$328/mo
HOA Fee
Highlights
- Boat Dock
- Home fronts navigable water
- Property near a lagoon
- John Stockton Elementary School Rated A-
- River View
- Deck
About This Home
As of August 2021This 2 bedroom, 2.5 bath townhome is a hidden Riverfront treasure! Features include a Living room/Dining room combination, with a spacious, eat-in kitchen, split floorplan. Sliding glass doors lead onto a comfortable deck with a lovely panoramic River view of Pirates Bay, navigable to downtown Jacksonville and the Atlantic Ocean. Spectacular sunset views. 3 large docks, a 4th floating dock and a Gazebo were built in 2016. New roof and siding in 2018. New seawall in 2020. 2 reserved parking spaces are right outside the front door. (HOA has Pet Restrictions - weight limit on dogs: up to 25 pounds, and up to 2 per household. See HOA docs in MLS under ''Documents'' tab.)
Last Agent to Sell the Property
WATSON REALTY CORP License #3413745 Listed on: 06/01/2021
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,551
Year Built
- Built in 1985
Lot Details
- Home fronts navigable water
- River Front
- Wood Fence
- Front and Back Yard Sprinklers
HOA Fees
- $328 Monthly HOA Fees
Parking
- Additional Parking
Home Design
- Wood Frame Construction
- Shingle Roof
Interior Spaces
- 1,560 Sq Ft Home
- 2-Story Property
- Vinyl Flooring
- River Views
Kitchen
- Eat-In Kitchen
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- Split Bedroom Floorplan
- Bathtub and Shower Combination in Primary Bathroom
Outdoor Features
- Property near a lagoon
- Docks
- Deck
- Patio
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 1021531230
Community Details
Overview
- Association fees include insurance, pest control, trash
- Pirates Bay Townhome Association, Phone Number (904) 610-0862
- Pirates Bay Subdivision
- On-Site Maintenance
Recreation
- Boat Dock
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 1, 2021
Closed on
Jul 27, 2021
Sold by
Johnson Cynthia B and Estate Of Ronald Lee Davis
Bought by
Ray Nancy Carolyn
Seller's Agent
ROSEMARY MURPHY
WATSON REALTY CORP
Buyer's Agent
Janie Boyd
JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLC
List Price
$279,000
Sold Price
$270,000
Premium/Discount to List
-$9,000
-3.23%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.38%
Original Mortgage
$100,000
Outstanding Balance
$91,518
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$228,575
Purchase Details
Listed on
Jan 2, 2016
Closed on
Mar 31, 2016
Sold by
Subleski Chris C and Sullivan Mary E
Bought by
Davis Ronald Lee
Seller's Agent
JON SINGLETON
WATSON REALTY CORP
Buyer's Agent
Phillip Bouchard
EXPLORE REALTY INC.
List Price
$181,500
Sold Price
$164,900
Premium/Discount to List
-$16,600
-9.15%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.65%
Original Mortgage
$170,341
Interest Rate
3.65%
Mortgage Type
VA
Purchase Details
Closed on
Aug 20, 1999
Sold by
Slater Claude K and Slater Jane H
Bought by
Subleski Chris S and Sullivan Mary E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
7.25%
Similar Homes in Jacksonville, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $270,000 | Watson Ttl Svcs Of North Fl | |
| Warranty Deed | $164,900 | Landmark Title | |
| Warranty Deed | $115,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | New Conventional | |
| Previous Owner | $160,789 | VA | |
| Previous Owner | $170,341 | VA | |
| Previous Owner | $124,999 | Credit Line Revolving | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $35,450 | Credit Line Revolving | |
| Previous Owner | $114,400 | Unknown | |
| Previous Owner | $20,000 | Credit Line Revolving | |
| Previous Owner | $92,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/14/2025 07/14/25 | Pending | -- | -- | -- |
| 07/08/2025 07/08/25 | Price Changed | $315,000 | -1.6% | $202 / Sq Ft |
| 06/12/2025 06/12/25 | Price Changed | $320,000 | -4.5% | $205 / Sq Ft |
| 05/23/2025 05/23/25 | Price Changed | $335,000 | -4.3% | $215 / Sq Ft |
| 04/29/2025 04/29/25 | For Sale | $350,000 | +112.2% | $224 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $164,900 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $270,000 | -- | -- |
| 08/04/2021 08/04/21 | Sold | $270,000 | -3.2% | $173 / Sq Ft |
| 07/31/2021 07/31/21 | Pending | -- | -- | -- |
| 06/01/2021 06/01/21 | For Sale | $279,000 | +69.2% | $179 / Sq Ft |
| 03/31/2016 03/31/16 | Sold | $164,900 | -9.1% | $106 / Sq Ft |
| 03/28/2016 03/28/16 | Pending | -- | -- | -- |
| 01/02/2016 01/02/16 | For Sale | $181,500 | -- | $116 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,551 | $245,135 | -- | -- |
| 2024 | $3,551 | $238,227 | -- | -- |
| 2023 | $3,445 | $231,289 | $0 | $0 |
| 2022 | $3,139 | $224,553 | $0 | $0 |
| 2021 | $3,354 | $189,983 | $90,000 | $99,983 |
| 2020 | $3,479 | $195,924 | $100,000 | $95,924 |
| 2019 | $3,302 | $186,204 | $95,000 | $91,204 |
| 2018 | $3,126 | $184,333 | $95,000 | $89,333 |
| 2017 | $2,765 | $150,069 | $75,000 | $75,069 |
| 2016 | $3,328 | $169,487 | $0 | $0 |
| 2015 | $2,963 | $155,286 | $0 | $0 |
| 2014 | $2,865 | $148,494 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Janie Boyd
Seller's Agent in 2025
Janie Boyd
JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLC
(904) 237-9513
22 in this area
123 Total Sales
-
Jamie Spicer
J
Seller Co-Listing Agent in 2025
Jamie Spicer
JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLC
(904) 705-9401
4 in this area
23 Total Sales
-
ROSEMARY MURPHY
Seller's Agent in 2021
ROSEMARY MURPHY
WATSON REALTY CORP
(904) 612-7760
11 in this area
59 Total Sales
-
J
Seller's Agent in 2016
JON SINGLETON
WATSON REALTY CORP
-
KIM KOWAL
Seller Co-Listing Agent in 2016
KIM KOWAL
WATSON REALTY CORP
(904) 598-4365
8 in this area
102 Total Sales
-
Phillip Bouchard
P
Buyer's Agent in 2016
Phillip Bouchard
EXPLORE REALTY INC.
(904) 613-3567
5 Total Sales
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 1111294
APN: 102153-1230
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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