NOT LISTED FOR SALE

Estimated Value: $657,000 - $668,365

4 Beds
4 Baths
3,400 Sq Ft
$195/Sq Ft Est. Value

Last Sold September 27, 2019

Last sale price $418,000 $123 Per Sq Ft

Est. 59% increase in value since last sale

Current estimated payment $4,705/month

138 Days on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Whirlpool Bathtub
  • Oswego High School Rated A-
  • Wood Flooring
  • Mud Room

About This Home

As of September 2019

MOTIVATED SELLERS OFFERING A $5000 CREDIT AT CLOSING. LOCATED ON JUST OVER AN ACRE. 4 BR & 3.5 BA. GOURMET KITCHEN WITH LARGE ISLAND CHERRY CABINETS, SS APPLIANCES AND GRANITE COUNTER-TOPS. BRAND NEW ROOF JUNE 2019. LARGE VAULTED FAMILY ROOM WITH BEAUTIFUL FIREPLACE. 1ST FLR OFFICE WITH CUSTOM BUILT-IN SHELVING. MASTER BR WITH SITTING ROOM AND 18X11 FT WALK IN CLOSET COMPLETE WITH ORGANIZERS. MASTER SUITE BATH WITH DOUBLE BOWL VANITY, LARGE WALK IN SHOWER AND SEPARATE SOAKER TUB. 2ND BEDROOM WITH ITS OWN PRIVATE BATH. BEDROOMS 3 AND 4 WITH JACK AND JILL BATH. WAINSCOT PANELING IN LARGE SEPARATE DINING ROOM. 2ND FLOOR LAUNDRY. GREAT MUDROOM OFF OF THE GARAGE. WHOLE HOUSE REVERSE OSMOSIS WATER SYSTEM. 2 PANEL WHITE DOORS. UPGRADED HEATED 5 CAR GARAGE WITH 9 FT DOORS CAN FIT A 40 FT DEEP-CAMPER OR BOAT OR MOTORCYCLES. HUGE UNFINISHED BASEMENT WITH 9FT CEILINGS. WHOLE HOUSE WATER FILTRATION AND REV OSMOSIS SYSTEM. BEAUTIFULLY LANDSCAPED BACKYARD WITH FIRE PIT. A MUST SEE!

Last Agent to Sell the Property

Neil Auer

Smith & Hampton RE And Property MGMT LLC License #471018630 Listed on: 03/20/2019

Last Buyer's Agent

Jennifer Bennett

RE/MAX All Pro - St Charles License #475136789

RE/MAX All Pro - St Charles

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,031

Year Built

  • 2005

Lot Details

  • Cul-De-Sac
  • East or West Exposure

HOA Fees

  • $13 per month

Parking

  • Attached Garage
  • Heated Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Cedar

Interior Spaces

  • Built-In Features
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Mud Room
  • Sitting Room
  • Dining Area
  • Home Office
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Double Oven
  • Range Hood
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Stainless Steel Appliances
  • Kitchen Island

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Central Air
  • Heating System Uses Gas
  • Well
  • Private or Community Septic Tank

Additional Features

  • Handicap Shower
  • Patio

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,031

Year Built

2005

Lot Details

0

HOA Fees

$13 per month

Parking

5

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 11-15 Years
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 3.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 2005
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2005

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors, 2nd Floor Laundry, Built-in Features, Walk-In Closet(s)
  • Number Of Rooms: 10
  • Appliances: Oven-Double, Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, All Stainless Steel Kitchen Appliances, Wine Cooler/Refrigerator, Range Hood
  • Equipment: Water-Softener Owned, Ceiling Fan, Sump Pump
  • Fireplace Details: Wood Burning, Gas Starter
  • Attic: Unfinished
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Unfinished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower, Handicap Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 6X8, On Level: 2nd Level, Flooring: Ceramic Tile
  • Dining Room: Dimensions: 13X12, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 13X17, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Closet
  • Additional Rooms: Eating Area, Mud Room, Office, Sitting Room
  • Master Bedroom: Dimensions: 15X16, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Office, Dimensions: 13X12, On Level: Main Level, Flooring: Hardwood
  • Additional Room 2 Name: Mud, Dimensions: 6X8, On Level: Main Level, Flooring: Ceramic Tile
  • Bedroom 2: Dimensions: 11X13, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 3 Name: Sitting, Dimensions: 10X8, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 12X11, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 4 Name: Other, Dimensions: 5X6, On Level: Main Level, Flooring: Hardwood
  • Bedroom 4: Dimensions: 12X11, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 5 Name: Eating Area, Dimensions: 18X13, On Level: Main Level, Flooring: Hardwood
  • Estimated Sq Ft: 3400
  • Dining Room Type: Separate
  • Family Room: Dimensions: 18X20, On Level: Main Level, Flooring: Carpet

Exterior Features

  • Foundation: Concrete
  • Lot Size: 1.0-1.99 Acres
  • Exterior Building Type: Brick, Cedar
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio
  • Exposure: W (West)
  • Acreage: 1.0561

Garage/Parking

  • Number of Cars: 5
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s), Heated
  • Garage On Site: Yes
  • Number Garage Spaces: 5
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Well-Private
  • Sewer: Septic-Private
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 150

Schools

  • School District: 308
  • Elementary School: East View Elementary School
  • Middle School: Traughber Junior High School
  • High School: Oswego High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 179 X 257 X 224 X 231
  • Lot Description: Cul-de-sac
  • Parcel Identification Number: 0332128003

Tax Info

  • Taxes: 14065.72

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 15, 2020
Sold by
Prete Michael W and Prete Lisa R
Bought by
Prete Michael W
Current Estimated Value
$664,091

Purchase Details

Listed on
Mar 20, 2019
Closed on
Sep 27, 2019
Sold by
Ruler Theodore L
Bought by
Prete Michael W and Prete Lisa R
Seller's Agent
Neil Auer
Smith & Hampton RE And Property MGMT LLC
Buyer's Agent
Jennifer Bennett
RE/MAX All Pro - St Charles
List Price
$464,900
Sold Price
$418,000
Premium/Discount to List
-$46,900
-10.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.97%
Original Mortgage
$397,100
Outstanding Balance
$349,638
Interest Rate
3.75%
Mortgage Type
New Conventional
Estimated Equity
$314,453

Purchase Details

Closed on
Nov 23, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Ruler Theodore L and Gould Dawn L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$271,920
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 1, 2009
Sold by
Laatz Aaron
Bought by
Deutsche Bank National Trust Company

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$271,920
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 8, 2005
Sold by
Bergmann Peter J and Bergmann Denise S
Bought by
Laatz Aaron and Laatz Pamela

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,000
Interest Rate
5.7%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 22, 2003
Sold by
Oswego Ventures Inc
Bought by
Bergmann Peter J and Bergmann Denise S
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Prete Michael W -- None Available
Prete Michael W $418,000 Fidelity National Title Ins
Ruler Theodore L $340,000 Ticor Title
Deutsche Bank National Trust Company -- None Available
Laatz Aaron $110,000 Law Title Insurance Oswego
Bergmann Peter J $107,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Prete Michael W $397,100
Previous Owner Ruler Theodore L $271,920
Previous Owner Laatz Aaron $97,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/27/2019 09/27/19 Sold $418,000 -5.0% $123 / Sq Ft
08/05/2019 08/05/19 Pending -- -- --
07/10/2019 07/10/19 Price Changed $439,900 -1.1% $129 / Sq Ft
06/27/2019 06/27/19 Price Changed $444,900 -1.1% $131 / Sq Ft
06/01/2019 06/01/19 Price Changed $449,900 -1.1% $132 / Sq Ft
04/30/2019 04/30/19 Price Changed $454,900 -2.2% $134 / Sq Ft
03/20/2019 03/20/19 For Sale $464,900 -- $137 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,031 $180,354 $36,528 $143,826
2023 $13,817 $163,958 $33,207 $130,751
2022 $13,817 $158,995 $32,809 $126,186
2021 $13,883 $154,364 $31,853 $122,511
2020 $12,600 $139,333 $31,228 $108,105
2019 $14,309 $155,052 $31,228 $123,824
2018 $13,676 $138,899 $27,975 $110,924
2017 $14,066 $143,195 $28,840 $114,355
2016 $14,014 $140,735 $34,492 $106,243
2015 $14,698 $140,735 $34,492 $106,243
2014 -- $140,735 $34,492 $106,243
2013 -- $136,636 $33,487 $103,149
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10313864

Midwest Real Estate Data (MRED)

APN: 03-32-128-003