Seller's Agent in 2025
Joseph Cardinale
Howard Hanna Capital Inc
(518) 622-3715
5 in this area
286 Total Sales
542 1st St Troy, NY 12180
South Troy Neighborhood
6
Beds
2
Baths
2,300
Sq Ft
2,614
Sq Ft Lot
Highlights
- Traditional Architecture
- Bathroom on Main Level
- Hot Water Heating System
- No HOA
About This Home
As of May 2025Wonderful opportunity to invest in this desirable South Troy neighborhood. Low Market CAP rate 10.4% High Market CAP 14.0%. This is a solid brick house, with many recent improvements. All utilities are separated. Walking distance to so much of what Troy has to offer. Minutes off of 787. Check out the virtual tour and floor plan!
Last Agent to Sell the Property
Howard Hanna Capital Inc License #10401290174 Listed on: 02/27/2025
Last Buyer's Agent
Howard Hanna Capital Inc License #10401290174 Listed on: 02/27/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $3,831
Year Built
- Built in 1890
Lot Details
- 2,614 Sq Ft Lot
Home Design
- Duplex
- Traditional Architecture
- Brick Exterior Construction
Interior Spaces
- 2,300 Sq Ft Home
- 2-Story Property
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 6 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
Utilities
- Heating System Uses Natural Gas
- Hot Water Heating System
Community Details
- No Home Owners Association
- 2 Units
Listing and Financial Details
- Legal Lot and Block 16.000 / 3
- Assessor Parcel Number 381700 111.60-3-16
- Seller Concessions Not Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 27, 2025
Closed on
May 22, 2025
Sold by
Edwards Kirk C
Bought by
Slmk Llc
Seller's Agent
Joseph Cardinale
Howard Hanna Capital Inc
Buyer's Agent
Joseph Cardinale
Howard Hanna Capital Inc
List Price
$200,000
Sold Price
$197,000
Premium/Discount to List
-$3,000
-1.5%
Views
78
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,342
Avg. Annual Appreciation
-5.21%
Original Mortgage
$157,600
Outstanding Balance
$157,328
Interest Rate
6.76%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$36,330
Purchase Details
Listed on
Apr 5, 2017
Closed on
Aug 22, 2017
Sold by
Maguire Thomas G
Bought by
Edwards Kirk C
Seller's Agent
Jeff Curran
Hanna Commercial
Buyer's Agent
Joseph Cardinale
Howard Hanna Capital Inc
List Price
$99,900
Sold Price
$86,000
Premium/Discount to List
-$13,900
-13.91%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.27%
Original Mortgage
$64,500
Interest Rate
4.03%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 21, 2005
Sold by
Stone Dougals
Bought by
Maguire Thomas G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,325
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 11, 2005
Sold by
Mcdonough Mark J
Bought by
Stone Douglas
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,100
Interest Rate
5.64%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 15, 1995
Sold by
Green Mary E
Bought by
Mcdonough Mark J and Mcdonough Marjorie E
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $197,000 | None Available | |
| Warranty Deed | $86,000 | -- | |
| Warranty Deed | $86,000 | -- | |
| Deed | $89,250 | Anthony Arcodia | |
| Deed | $89,250 | Anthony Arcodia | |
| Deed | $73,469 | Keith Gorman | |
| Deed | $73,469 | Keith Gorman | |
| Land Contract | $64,900 | -- | |
| Land Contract | $64,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $157,600 | Purchase Money Mortgage | |
| Previous Owner | $97,500 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $64,500 | Purchase Money Mortgage | |
| Previous Owner | $80,325 | Purchase Money Mortgage | |
| Previous Owner | $66,100 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/23/2025 05/23/25 | Sold | $197,000 | -1.5% | $86 / Sq Ft |
| 02/28/2025 02/28/25 | Pending | -- | -- | -- |
| 02/27/2025 02/27/25 | For Sale | $200,000 | +132.6% | $87 / Sq Ft |
| 08/22/2017 08/22/17 | Sold | $86,000 | -13.9% | $37 / Sq Ft |
| 05/04/2017 05/04/17 | Pending | -- | -- | -- |
| 04/03/2017 04/03/17 | For Sale | $99,900 | -- | $43 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,831 | $83,000 | $8,400 | $74,600 |
| 2023 | $3,833 | $83,000 | $8,400 | $74,600 |
| 2022 | $3,971 | $83,000 | $8,400 | $74,600 |
| 2021 | $1,156 | $83,000 | $8,400 | $74,600 |
| 2020 | $1,911 | $83,000 | $8,400 | $74,600 |
| 2019 | $2,875 | $83,000 | $8,400 | $74,600 |
| 2018 | $2,875 | $83,000 | $8,400 | $74,600 |
| 2017 | $2,702 | $83,000 | $8,400 | $74,600 |
| 2016 | $3,572 | $83,000 | $8,400 | $74,600 |
| 2015 | -- | $83,000 | $8,400 | $74,600 |
| 2014 | -- | $83,000 | $8,400 | $74,600 |
Source: Public Records
Agents Affiliated with this Home
-
Joseph Cardinale
-
J
Seller's Agent in 2017
Jeff Curran
Hanna Commercial
Map
Source: Global MLS
MLS Number: 202512563
APN: 1700-111.60-3-16
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