5422 Emerald Reef Ct Jacksonville, FL 32277
Charter Point Neighborhood
4
Beds
2
Baths
2,078
Sq Ft
8,712
Sq Ft Lot
Highlights
- Golf Course Community
- Vaulted Ceiling
- Wood Flooring
- Community Boat Launch
- Traditional Architecture
- 1 Fireplace
About This Home
As of June 2025Gorgeous Charter Point home, near Reddie Point Preserve - North of Jacksonville University, with picture perfect renovations and a lush, private, fully fenced backyard. Not only is the interior upgraded in every corner (hardwoods, crown molding, built-ins, cabinetry, appliances, shiplap, etc.), but the location is adjacent to an amazing newly-updated public pool/playground/golf course, a public boat/kayak launch, AND a 102 acre preserve with trails and fishing. The primary suite is huge, with a wonderful bath and large walk-in. The split bedroom layout is perfect, and the additional office might be ideal for your needs. You just may never want to leave the back porch. No open houses are scheduled but private appointments are easy to arrange.
Last Agent to Sell the Property
WATSON REALTY CORP License #3198249 Listed on: 04/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,082
Year Built
- Built in 1995 | Remodeled
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 80x110
- North Facing Home
- Back Yard Fenced
HOA Fees
- $18 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Traditional Architecture
- Wood Frame Construction
- Shingle Roof
- Stucco
Interior Spaces
- 2,078 Sq Ft Home
- 1-Story Property
- Built-In Features
- Vaulted Ceiling
- 1 Fireplace
- Entrance Foyer
Kitchen
- Eat-In Kitchen
- Electric Range
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub With Separate Shower Stall
Laundry
- Laundry in unit
- Dryer
- Washer
Additional Features
- Rear Porch
- Central Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 1123325065
Community Details
Overview
- Association fees include ground maintenance
- Emerald Bay Subdivision
Recreation
- Community Boat Launch
- Golf Course Community
- Tennis Courts
- Community Playground
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 18, 2025
Closed on
Jun 2, 2025
Sold by
Merritt Marcia L
Bought by
Hatchett Matthew and Hatchett Samantha
Seller's Agent
Susan Hopkins
WATSON REALTY CORP
Buyer's Agent
Lisa Alford
HERRON REAL ESTATE LLC
List Price
$394,500
Sold Price
$399,000
Premium/Discount to List
$4,500
1.14%
Views
33
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-12.63%
Original Mortgage
$364,500
Outstanding Balance
$364,137
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$26,337
Purchase Details
Closed on
Feb 23, 2018
Sold by
Merritt Richard V and Merritt Marcia L
Bought by
Merritt Marcia L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,500
Interest Rate
4.04%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 16, 2008
Sold by
Merritt Richard V
Bought by
Merritt Marcia L
Purchase Details
Closed on
Jan 5, 2000
Sold by
Pmi Mtg Insurance Co
Bought by
Merritt Richard and Merritt Marcia L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,230
Interest Rate
7.8%
Mortgage Type
VA
Purchase Details
Closed on
Oct 31, 1997
Sold by
Jordan Builders Inc
Bought by
Howard Dwayne H and Howard Judy A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,850
Interest Rate
7.31%
Similar Homes in Jacksonville, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $399,000 | Watson Title | |
| Warranty Deed | $399,000 | Watson Title | |
| Interfamily Deed Transfer | -- | Landmark Title | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $136,500 | Security Title | |
| Warranty Deed | $136,700 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $364,500 | New Conventional | |
| Closed | $364,500 | New Conventional | |
| Previous Owner | $49,326 | New Conventional | |
| Previous Owner | $206,000 | New Conventional | |
| Previous Owner | $201,200 | New Conventional | |
| Previous Owner | $190,500 | New Conventional | |
| Previous Owner | $159,500 | New Conventional | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $155,350 | VA | |
| Previous Owner | $151,365 | VA | |
| Previous Owner | $139,230 | VA | |
| Previous Owner | $129,850 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/04/2025 06/04/25 | Sold | $399,000 | +1.1% | $192 / Sq Ft |
| 04/18/2025 04/18/25 | For Sale | $394,500 | -- | $190 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,082 | $150,045 | -- | -- |
| 2024 | $2,082 | $145,817 | -- | -- |
| 2023 | $2,017 | $141,570 | $0 | $0 |
| 2022 | $1,838 | $137,447 | $0 | $0 |
| 2021 | $1,817 | $133,444 | $0 | $0 |
| 2020 | $1,796 | $131,602 | $0 | $0 |
| 2019 | $1,771 | $128,644 | $0 | $0 |
| 2018 | $1,743 | $126,246 | $0 | $0 |
| 2017 | $1,717 | $123,650 | $0 | $0 |
| 2016 | $1,702 | $121,107 | $0 | $0 |
| 2015 | $1,717 | $120,266 | $0 | $0 |
| 2014 | $1,718 | $119,312 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Susan Hopkins
WATSON REALTY CORP
(904) 477-2076
1 in this area
105 Total Sales
-
Seller Co-Listing Agent in 2025
Jon Singleton
WATSON REALTY CORP
(904) 226-3480
1 in this area
166 Total Sales
-
Buyer's Agent in 2025
Lisa Alford
HERRON REAL ESTATE LLC
(904) 274-0188
1 in this area
22 Total Sales
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2082387
APN: 112332-5065
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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