NOT LISTED FOR SALE

5422 Ragged Point Rd Cambridge, MD 21613

Estimated Value: $1,229,000 - $1,574,000

5 Beds
4.5 Baths
3,914 Sq Ft
$365/Sq Ft Est. Value

Last Sold September 13, 2024

Last sale price $1,300,000 $332 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $8,193/month

65 Days on Market

Highlights

  • 481 Feet of Waterfront
  • Access to Tidal Water
  • 8.37 Acre Lot
  • 3 Dock Slips
  • Bay View
  • Cape Cod Architecture

About This Home

As of September 2024

Stunning Waterfront Retreat on the Chesapeake Bay!
Experience the ultimate in waterfront living with this breathtaking home featuring 500 feet of protected shoreline on over 8 acres of serene countryside. Just 14 miles from historic downtown Cambridge, this property offers unparalleled privacy and an abundance of nature and wildlife.
Enjoy panoramic water views from every room in this 3-level home. The main level boasts a spacious kitchen with maple cabinets, a center island, and stainless steel appliances, along with a large dining area, living room, owner's suite, and a versatile dining room/office.
Upstairs, you'll find four additional bedrooms and two full baths. Entertain with ease in the 25x26 recreation room, complete with a summer kitchen and full bath, or relax on the large waterside deck, screened-in porch, and covered patio below.
The property includes a 100ft pier with a 10,000lb boat lift, perfect for boating enthusiasts. An oversized 2-car garage, dual-zone Trane HVAC units, and an additional exterior electrical panel ensure convenience and comfort. This quality-constructed home is a nature lover's paradise and a rare find!
If you're not familiar with Cambridge you might want to learn more about the new waterfront development project with plans for a promenade, hotel, restaurants and more!

Last Agent to Sell the Property

Bryan Yerby

(202) 409-6929 bryanyerby@verizon.net Darling Real Estate Company Listed on: 05/25/2024

Last Buyer's Agent

Dan Bernstein

(703) 957-9310 dan.bernstein@exprealty.com EXP Realty, LLC

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,313

Year Built

  • Built in 2005

Lot Details

  • 8.37 Acre Lot
  • 481 Feet of Waterfront
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • East Facing Home
  • Property is zoned RR

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener
  • Gravel Driveway
  • Off-Street Parking

Property Views

  • Bay
  • Pond
  • Scenic Vista
  • Woods

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 3,914 Sq Ft Home
  • Property has 3 Levels
  • Recreation Room

Kitchen

  • Electric Oven or Range
  • Self-Cleaning Oven
  • Built-In Range
  • Range Hood
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • ENERGY STAR Qualified Refrigerator
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

Laundry

  • Electric Dryer
  • Washer

Accessible Home Design

  • Garage doors are at least 85 inches wide
  • More Than Two Accessible Exits

Outdoor Features

  • Access to Tidal Water
  • Water Access
  • Property near a bay
  • Mooring
  • Rip-Rap
  • Electric Hoist or Boat Lift
  • 3 Dock Slips
  • Physical Dock Slip Conveys
  • Deck
  • Screened Patio
  • Porch

Utilities

  • Multiple cooling system units
  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Approved Septic System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 1008187169

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,313

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: 2+ Access Exits, >84" Garage Door
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-05-25
  • Year Built: 2005
  • Automatically Close On Close Date: No
  • Remarks Public: Stunning Waterfront Retreat on the Chesapeake Bay! Experience the ultimate in waterfront living with this breathtaking home featuring 500 feet of protected shoreline on over 8 acres of serene countryside. Just 14 miles from historic downtown Cambridge, this property offers unparalleled privacy and an abundance of nature and wildlife. Enjoy panoramic water views from every room in this 3-level home. The main level boasts a spacious kitchen with maple cabinets, a center island, and stainless steel appliances, along with a large dining area, living room, owner's suite, and a versatile dining room/office. Upstairs, you'll find four additional bedrooms and two full baths. Entertain with ease in the 25x26 recreation room, complete with a summer kitchen and full bath, or relax on the large waterside deck, screened-in porch, and covered patio below. The property includes a 100ft pier with a 10,000lb boat lift, perfect for boating enthusiasts. An oversized 2-car garage, dual-zone Trane HVAC units, and an additional exterior electrical panel ensure convenience and comfort. This quality-constructed home is a nature lover's paradise and a rare find! If you're not familiar with Cambridge you might want to learn more about the new waterfront development project with plans for a promenade, hotel, restaurants and more!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Dishwasher, Dryer - Electric, Energy Efficient Appliances, Energy Star Refrigerator, Extra Refrigerator/Freezer, Oven/Range - Electric, Stainless Steel Appliances, Range Hood, Oven - Self Cleaning, Water Heater, Washer
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Recreation Room
  • Basement: No
  • Total Sq Ft: 3914
  • Living Area Sq Ft: 3914
  • Price Per Sq Ft: 356.41
  • Above Grade Finished Sq Ft: 3914
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 5422

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Block, Vinyl Siding
  • View: Bay, Scenic Vista, Trees/Woods, Water, Pond
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 481

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Crushed Stone, Concrete Driveway
  • Garage Features: Additional Storage Area, Garage - Side Entry, Garage Door Opener, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Multi Units
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Approved System
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: DORCHESTER COUNTY PUBLIC SCHOOLS
  • School District Key: 121139665361
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 8.37
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 364597.20
  • Outdoor Living Structures: Patio(s), Deck(s), Porch(es), Screened
  • Year Assessed: 2024
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5313.00
  • Assessor Parcel Number: 1008187169
  • Tax Lot: 6
  • Tax Total Finished Sq Ft: 2589
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 09/13/2024

Multi Family

  • Waterfront Features: Private Dock Site, Rip-Rap

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 25, 2024
Closed on
Sep 12, 2024
Sold by
Yerby Ronald L and Yerby Jeanie F
Bought by
Trombley Charles and Trombley Amanda
Seller's Agent
Bryan Yerby
Darling Real Estate Company
Buyer's Agent
Dan Bernstein
EXP Realty, LLC
List Price
$1,425,000
Sold Price
$1,300,000
Premium/Discount to List
-$125,000
-8.77%
Views
60
Current Estimated Value
$1,427,612

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$127,612
Avg. Annual Appreciation
8.72%
Original Mortgage
$1,037,600
Outstanding Balance
$1,025,980
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$401,632

Purchase Details

Closed on
Jan 8, 2002
Sold by
Savitsky Rosemary A
Bought by
Yerby Ronald L and Yerby Jeanie F
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Trombley Charles $1,300,000 Universal Title
Trombley Charles $1,300,000 Universal Title
Yerby Ronald L $75,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Trombley Charles $1,037,600
Closed Trombley Charles $1,037,600
Closed Yerby Ronald L --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/13/2024 09/13/24 Sold $1,300,000 -6.8% $332 / Sq Ft
07/30/2024 07/30/24 Pending -- -- --
07/28/2024 07/28/24 Price Changed $1,395,000 -2.1% $356 / Sq Ft
05/25/2024 05/25/24 For Sale $1,425,000 -- $364 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,458 $735,333 $0 $0
2024 $5,373 $606,567 $0 $0
2023 $5,373 $477,800 $208,600 $269,200
2022 $5,275 $468,933 $0 $0
2021 $5,077 $460,067 $0 $0
2020 $5,077 $451,200 $213,300 $237,900
2019 $5,077 $451,200 $213,300 $237,900
2018 $5,077 $451,200 $213,300 $237,900
2017 $5,337 $485,900 $0 $0
2016 -- $485,900 $0 $0
2015 -- $485,900 $0 $0
2014 -- $512,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2024

    Bryan Yerby

    Darling Real Estate Company

    (202) 409-6929

    1 in this area

    16 Total Sales

    Bryan Yerby
    Section Image
  • Dan Bernstein

    Buyer's Agent in 2024

    Dan Bernstein

    EXP Realty, LLC

    (703) 957-9310

    1 in this area

    30 Total Sales

    Dan Bernstein
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDDO2007308

Bright MLS

APN: 08-187169

Maryland Dorchester County Cambridge 21613

5422 Ragged Point Rd, Cambridge, MD

This home is located at 5422 Ragged Point Rd, Cambridge, MD 21613 since 25 May 2024 and is currently estimated at $1,427,612, approximately $364 per square foot. This property was built in 2005. 5422 Ragged Point Rd is a home located in Dorchester County with nearby schools including Sandy Hill Elementary School, Mace's Lane Middle School, and Cambridge-South Dorchester High School.

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