Seller's Agent in 2025
Eva Sutherland
Berkshire Hathaway HomeServices Beach Properties of Florida
(850) 401-8900
1 in this area
43 Total Sales
5427 Hilltop Ave Unit B Panama City, FL 32408
1
Bed
1
Bath
594
Sq Ft
2,962
Sq Ft Lot
Highlights
- High Ceiling
- No HOA
- Living Room
- J.R. Arnold High School Rated A-
- Patio
- Tile Flooring
About This Home
As of August 2025CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. If beach life is for you, you'll love this charming 1-bedroom duplex that's nestled between the Gulf and Grand Lagoon. Enjoy sunrise and sunset on the beach, just 5 blocks away! This condo is LIKE NEW with many updates and upgrades, including 2024 renovations to the kitchen, bathroom, and LVP flooring; 2019 HVAC, ductwork, roof, attic insulation, and paint; and 2018 septic and drain field. This is the perfect full-time or vacation home, and short term rentals are allowed. NO HOA!! Just 3.1 miles to the Navy base, 5 blocks to Beach Access #9, 0.6 mile to Schooners, and close to Grand Lagoon public boat ramps, St Andrews State Park, shopping, dining, tourist attractions, and ECP airport. Down payment assistance programs are available for qualified buyers.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Beach Properties of Florida License #SL3347489 Listed on: 02/21/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $586
Year Built
- Built in 1984
Lot Details
- 2,962 Sq Ft Lot
- Lot Dimensions are 25x120
- Property fronts a county road
- Fenced
Parking
- Driveway
Home Design
- Duplex
- Stucco
Interior Spaces
- 594 Sq Ft Home
- 1-Story Property
- High Ceiling
- Ceiling Fan
- Living Room
- Tile Flooring
- Fire and Smoke Detector
Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 1 Bedroom
- 1 Full Bathroom
Outdoor Features
- Patio
- Rain Gutters
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- 2 Units
- Biltmore Beach Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 21, 2025
Closed on
Aug 15, 2025
Sold by
Gulden Christina M
Bought by
Ruggeri Robert R and Swafford Joyce Lee
Seller's Agent
Eva Sutherland
Berkshire Hathaway HomeServices Beach Properties of Florida
Buyer's Agent
Barbara Wade
Beachy Beach Real Estate
List Price
$250,000
Sold Price
$225,000
Premium/Discount to List
-$25,000
-10%
Views
51
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
258.67%
Purchase Details
Closed on
Apr 6, 2018
Sold by
Campbell Glenda
Bought by
Gulden Christina M
Purchase Details
Listed on
Oct 25, 2016
Closed on
Dec 22, 2016
Sold by
Matulis Michael and Demack Sharon
Bought by
Campbell Glenda and Campbell James
Seller's Agent
Victoria Haley
Counts Real Estate Group Inc
Buyer's Agent
Skeeter Gunn
Keller Williams Success Realty
List Price
$87,500
Sold Price
$84,500
Premium/Discount to List
-$3,000
-3.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.02%
Original Mortgage
$76,050
Interest Rate
3.57%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 11, 2014
Closed on
Dec 12, 2014
Sold by
Grundmann William B
Bought by
Matulis Michael and Demack Sharon
Seller's Agent
David Howard
Panama City Beach Properties
Buyer's Agent
Victoria Haley
Saxon R E Consulting Group
List Price
$84,900
Sold Price
$70,000
Premium/Discount to List
-$14,900
-17.55%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.77%
Original Mortgage
$59,500
Interest Rate
4.02%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 17, 2014
Sold by
Bayview Loan Servicing Llc
Bought by
Grundmann William G
Purchase Details
Closed on
Dec 3, 2013
Sold by
Smith Julie L
Bought by
Bayview Loan Servicing Llc
Purchase Details
Closed on
May 6, 1998
Sold by
Smith Tommy R and Smith Julie L
Bought by
Smith Julie L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$33,800
Interest Rate
6.99%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $225,000 | Setco Services | |
| Warranty Deed | $98,000 | Mti Title Ins Agency Inc | |
| Warranty Deed | $84,500 | Mti Title Ins Agency Inc | |
| Warranty Deed | $70,000 | None Available | |
| Special Warranty Deed | $37,500 | Attorney | |
| Trustee Deed | $600 | None Available | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $76,050 | New Conventional | |
| Previous Owner | $59,500 | New Conventional | |
| Previous Owner | $120,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $33,800 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/15/2025 08/15/25 | Sold | $225,000 | -10.0% | $379 / Sq Ft |
| 07/11/2025 07/11/25 | Pending | -- | -- | -- |
| 02/21/2025 02/21/25 | For Sale | $250,000 | +195.9% | $421 / Sq Ft |
| 06/20/2022 06/20/22 | Off Market | $84,500 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $70,000 | -- | -- |
| 12/22/2016 12/22/16 | Sold | $84,500 | -3.4% | $146 / Sq Ft |
| 11/18/2016 11/18/16 | Pending | -- | -- | -- |
| 10/25/2016 10/25/16 | For Sale | $87,500 | +25.0% | $151 / Sq Ft |
| 12/16/2014 12/16/14 | Sold | $70,000 | -17.6% | $106 / Sq Ft |
| 11/15/2014 11/15/14 | Pending | -- | -- | -- |
| 08/11/2014 08/11/14 | For Sale | $84,900 | -- | $129 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $567 | $83,662 | -- | -- |
| 2023 | $567 | $81,225 | $0 | $0 |
| 2022 | $511 | $78,859 | $0 | $0 |
| 2021 | $505 | $76,562 | $0 | $0 |
| 2020 | $499 | $75,505 | $0 | $0 |
| 2019 | $490 | $73,807 | $25,921 | $47,886 |
| 2018 | $938 | $71,770 | $0 | $0 |
| 2017 | $889 | $67,383 | $0 | $0 |
| 2016 | $730 | $53,728 | $0 | $0 |
| 2015 | $750 | $53,829 | $0 | $0 |
| 2014 | $560 | $39,425 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Eva Sutherland
-
Barbara Wade
Buyer's Agent in 2025
Barbara Wade
Beachy Beach Real Estate
(505) 903-9061
6 in this area
50 Total Sales
-
Victoria Haley
Seller's Agent in 2016
Victoria Haley
Counts Real Estate Group Inc
(850) 249-3622
16 in this area
86 Total Sales
-
S
Buyer's Agent in 2016
Skeeter Gunn
Keller Williams Success Realty
-
David Howard
Seller's Agent in 2014
David Howard
Panama City Beach Properties
(850) 696-7282
59 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 769215
APN: 31816-000-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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