NOT LISTED FOR SALE

5432 Ragged Point Rd Cambridge, MD 21613

Estimated Value: $393,000 - $504,000

3 Beds
2 Baths
1,680 Sq Ft
$255/Sq Ft Est. Value

Last Sold April 06, 2017

Last sale price $189,000 $112 Per Sq Ft

Est. 126% increase in value since last sale

Current estimated payment $2,468/month

Highlights

  • Water Views
  • 5.12 Acre Lot
  • Partially Wooded Lot
  • Water Oriented
  • Cape Cod Architecture
  • Workshop

About This Home

As of April 2017

"Love the water and country living? Immaculate cape with breathtaking views across the Chesapeake Bay, 5 acres in a peaceful setting. Launch your boat at the marina or enjoy watching the deer,eagles & egrets as the sun sets on the bay. Central A/C replaced in '15, DW in '14. Huge storage container. Oversized 2-car garage. Price reduced, & now offering 3K closing help. *Schedule thru ShowingTime*

Last Agent to Sell the Property

Bryan Yerby

(202) 409-6929 bryanyerby@verizon.net Darling Real Estate Company Listed on: 11/11/2015

Last Buyer's Agent

James Slattery

(443) 786-0234 jim@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company

Coldwell Banker Chesapeake Real Estate Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,255

Year Built

  • Built in 2000

Lot Details

  • 5.12 Acre Lot
  • Partially Wooded Lot
  • Property is in very good condition
  • Property is zoned RR

Home Design

  • Cape Cod Architecture
  • Combination Foundation
  • Fiberglass Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Crown Molding
  • Heatilator
  • Vinyl Clad Windows
  • Window Treatments
  • Window Screens
  • Sliding Doors
  • Living Room
  • Dining Room
  • Den
  • Workshop
  • Storage Room
  • Water Views

Kitchen

  • Country Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Partially Finished Basement

  • Connecting Stairway
  • Front and Side Basement Entry
  • Workshop
  • Natural lighting in basement
  • Basement with some natural light

Parking

  • Garage
  • Basement Garage
  • Side Facing Garage
  • Garage Door Opener

Outdoor Features

  • Water Oriented
  • Property near a bay

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 10
  • Assessor Parcel Number 1008187207

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,255

Year Built

Built in 2000

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Furniture Conveys
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2000
  • Remarks Public: "Love the water and country living? Immaculate cape with breathtaking views across the Chesapeake Bay, 5 acres in a peaceful setting. Launch your boat at the marina or enjoy watching the deer,eagles & egrets as the sun sets on the bay. Central A/C replaced in '15, DW in '14. Huge storage container. Oversized 2-car garage. Price reduced, & now offering 3K closing help. *Schedule thru ShowingTime*
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Interior Amenities: Kitchen - Country, Crown Moldings, Window Treatments
  • Window Features: Screens, Vinyl Clad
  • Fireplace Features: Heatilator
  • Fireplace: No
  • Door Features: Sliding Glass
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Study, Laundry, Storage Room, Workshop, Bedroom 6
  • Basement: Yes
  • Basement Type: Front Entrance, Connecting Stairway, Side Entrance, Combination, Daylight, Full, Partially Finished, Workshop, Daylight, Partial, Improved, Outside Entrance
  • Living Area Units: Square Feet
  • Street Number Modifier: 5432

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Construction Materials: Vinyl Siding
  • Pool Private: No
  • Roof: Fiberglass
  • View: Water
  • View: Yes
  • Water Access: No
  • Water Body Name: CHESAPEAKE & BROOKS CREEK
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Garage, Under Home Parking
  • Garage Features: Basement Garage, Garage Door Opener, Garage - Side Entry

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Cooling: Yes
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Green Features

  • Green Verification: No

Lot Info

  • Improvement Assessed Value: 154200.00
  • Land Assessed Value: 53100.00
  • Lot Features: Partly Wooded
  • Lot Size Acres: 5.12
  • Lot Size Area: 223027
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 223027.00
  • Property Attached Yn: No
  • Property Condition: Very Good
  • Year Assessed: 2015
  • Zoning: RR

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5317600
  • Tax Annual Amount: 2255.42
  • Assessor Parcel Number: 1008187207
  • Tax Lot: 10
  • Tax Total Finished Sq Ft: 1680
  • County Tax Payment Frequency: Annually
  • Tax Year: 2015
  • Close Date: 04/06/2017

Multi Family

  • Dock Slip Conveyance: None Available

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 11, 2015
Closed on
Apr 6, 2017
Sold by
Ridgeway Kathleen A
Bought by
Rafiee Kourosh
Seller's Agent
Bryan Yerby
Darling Real Estate Company
Buyer's Agent
James Slattery
Coldwell Banker Chesapeake Real Estate Company
List Price
$229,000
Sold Price
$189,000
Premium/Discount to List
-$40,000
-17.47%
Current Estimated Value
$427,621

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$238,621
Avg. Annual Appreciation
10.01%
Original Mortgage
$201,010
Outstanding Balance
$166,765
Interest Rate
4.1%
Mortgage Type
New Conventional
Estimated Equity
$260,857

Purchase Details

Closed on
Nov 9, 1994
Sold by
Reigle Margaret Ann
Bought by
Ridgeway Robert W and Ridgeway Kathleen A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rafiee Kourosh $189,000 None Available
Ridgeway Robert W $24,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rafiee Kourosh $201,010
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/06/2017 04/06/17 Sold $189,000 -5.3% $113 / Sq Ft
10/11/2016 10/11/16 Pending -- -- --
08/25/2016 08/25/16 Price Changed $199,500 -3.6% $119 / Sq Ft
07/21/2016 07/21/16 Price Changed $207,000 -5.5% $123 / Sq Ft
06/05/2016 06/05/16 Price Changed $219,000 -4.4% $130 / Sq Ft
11/11/2015 11/11/15 For Sale $229,000 -- $136 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,699 $247,000 $0 $0
2024 $2,373 $227,500 $0 $0
2023 $2,373 $208,000 $51,000 $157,000
2022 $4,591 $201,033 $0 $0
2021 $2,141 $194,067 $0 $0
2020 $2,141 $187,100 $53,100 $134,000
2019 $194 $187,100 $53,100 $134,000
2018 $2,141 $187,100 $53,100 $134,000
2017 $2,311 $207,300 $0 $0
2016 -- $207,300 $0 $0
2015 $2,809 $207,300 $0 $0
2014 $2,809 $207,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1001676165

Bright MLS

APN: 08-187207