Tasha Klaber-Flood
Sibcy Cline, REALTORS-Florence
(513) 599-0879
96 Total Sales
1 in Ludlow
$191,000 Price
545 Elm St Ludlow, KY 41016
Ludlow AreaEstimated Value: $297,349 - $330,000
3
Beds
1.5
Baths
1,596
Sq Ft
$199/Sq Ft
Est. Value
Highlights
- River View
- Freestanding Bathtub
- Wood Flooring
- Deck
- Traditional Architecture
- 1-minute walk to Ludlow Memorial Park
About This Home
As of May 2026At 545 Elm, you're not just buying a house, you're stepping into a home that blends character, function, and a walkable lifestyle in one of Northern Kentucky's most underrated riverfront communities. High ceilings, custom lighting, and original architectural details like pocket doors and French doors create a warm, elevated feel from the moment you walk in.
The kitchen is the kind that actually lives well, featuring a custom design with a brick accent wall, granite countertops, gas cooktop, and a center island with seating that keeps everyone connected. Just off the main level, you'll find the convenience you are looking for, including a main floor laundry and a half bath, while the full bath upstairs delivers a standout moment with a classic clawfoot soaking tub paired with a separate shower.
Outdoor living is at your fingertips, with a front porch offering river views and a newer porch roof, plus a deck that leads to a mostly level, fenced backyard, ideal for entertaining, pets, or simply having space that's hard to find this close to the city.
And then there's the lifestyle. Step outside and you're minutes from local favorites like C.P. Reeves Market, Ludlow Coffee, Ludlow Tavern, and Buffalo Bar. Morning coffee, dinner plans, and weekend hangouts are all within reach, giving you that walkable, connected lifestyle that's on your list right now.
You'll know you're home as soon as you walk through the door. When can you move in?
Last Agent to Sell the Property
eXp Realty, LLC - Janell License #210274 Listed on: 04/01/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 1913
Lot Details
- 3,500 Sq Ft Lot
- Wood Fence
- Level Lot
- Land Lease
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
Interior Spaces
- 1,596 Sq Ft Home
- 2-Story Property
- Woodwork
- High Ceiling
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Gas Fireplace
- Transom Windows
- Pocket Doors
- Panel Doors
- Entryway
- Living Room
- River Views
Kitchen
- Eat-In Kitchen
- Gas Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
- Vinyl Plank
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Freestanding Bathtub
- Soaking Tub
- Shower
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Storage
Home Security
- Smart Thermostat
- Fire and Smoke Detector
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Aug 30, 2019
Sold by
Tanner Rachel and Elm Street Land Trust
Bought by
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,900
Interest Rate
3.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 5, 2004
Sold by
Johnson Holland Kellie A and Holland Jay
Bought by
Layman Oliver I and Layman Jessica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,925
Interest Rate
5.63%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 6, 2003
Sold by
Melcher Barry L
Bought by
Johnson Kellie A
Purchase Details
Closed on
Jul 7, 1999
Sold by
Reeves Charles W
Bought by
Melcher Barry L
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ludlow, KY
-
Tasha Klaber-Flood
-
Katrina Robke Holtmeier
Katrina Robke Holtmeier
Keller Williams Realty Service
(513) 866-7832
145 Total Sales
2 in Ludlow
$180K - $200K Price Range
-
JoLynn Johnston
JoLynn Johnston
e-Merge Real Estate Victory
(513) 813-4925
67 Total Sales
1 in Ludlow
$163,500 Price
-
Doug Mayberry
Doug Mayberry
Huff Realty - Florence
(859) 600-6390
179 Total Sales
2 in Ludlow
$121K - $225K Price Range
-
Martha Works Larsen
Martha Works Larsen
Century 21 Premiere Properties
(859) 479-0970
195 Total Sales
4 in Ludlow
$168K - $312K Price Range
-
Felicia Huesman
Felicia Huesman
Huff Realty - CC
(513) 854-7862
132 Total Sales
3 in Ludlow
$82K - $320K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $170,000 | Springdale Title Llc | ||
| Layman Oliver I | $111,500 | Northern Kentucky Title | |
| Johnson Kellie A | $99,500 | -- | |
| Melcher Barry L | $47,841 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $26,938 | ||
| Open | Shearer Ken L | $166,000 | |
| Closed | Shearer Keri L | $164,900 | |
| Previous Owner | Layman Oliver I | $105,925 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/04/2026 05/04/26 | Sold | $332,000 | +10.7% | $208 / Sq Ft |
| 04/04/2026 04/04/26 | Pending | -- | -- | -- |
| 04/01/2026 04/01/26 | For Sale | $300,000 | -- | $188 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,220 | $170,000 | $10,000 | $160,000 |
| 2024 | $2,210 | $170,000 | $10,000 | $160,000 |
| 2023 | $2,188 | $170,000 | $10,000 | $160,000 |
| 2022 | $2,201 | $170,000 | $10,000 | $160,000 |
| 2021 | $2,442 | $170,000 | $10,000 | $160,000 |
| 2020 | $2,432 | $170,000 | $10,000 | $160,000 |
| 2019 | $1,660 | $115,000 | $10,000 | $105,000 |
| 2018 | $1,649 | $115,000 | $10,000 | $105,000 |
| 2017 | $1,627 | $115,000 | $10,000 | $105,000 |
| 2015 | $1,553 | $115,000 | $10,000 | $105,000 |
| 2014 | $1,491 | $115,000 | $10,000 | $105,000 |
Source: Public Records
Agents Affiliated with this Home
-
Janell Stuckwisch
Seller's Agent in 2026
Janell Stuckwisch
eXp Realty, LLC - Janell
(859) 992-1602
268 Total Sales
-
Amy Barkett
Buyer's Agent in 2026
Amy Barkett
Coldwell Banker Realty FM
(513) 519-6155
110 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 641100
APN: 026-32-05-003.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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