$580,000
SOLD OCT 16, 2024

546 Cardinal Cir E Saint Marys, GA 31558

5 Beds
3.5 Baths
3,479 Sq Ft
0.62 Acres

Recently Sold

$167 Per Sq Ft

3% Below List Price

21 Days on Market

Highlights

  • Boat Dock
  • Golf Course Community
  • Home Theater
  • Mary Lee Clark Elementary School Rated A
  • Fitness Center
  • Home fronts a pond

About This Home

As of October 2024

Don't miss the opportunity to view this stunning 5-bedroom/3.5-bath home in the picturesque gated community of Osprey Cove. This Southern-style abode boasts enviable lake views and features elegant hardwood floors throughout the main living areas, complemented by a classic brick fireplace. The expansive master bedroom, located on the ground floor, includes a generous walk-in closet. Enjoy peace of mind with practical updates, including a roof less than five years old and a newly installed deep well and irrigation system. The recent addition of a 16' x 30' floating deck provides an ideal setting for entertaining. With its exquisite curb appeal and central location within the community, this turnkey home offers not just a living space but a sanctuary of tranquility and luxury in Osprey Cove. Seize the chance to make this piece of paradise your own. Home was recently appraised for well above asking price.

Last Agent to Sell the Property

Ginny O'Quinn

eXp Realty License #308722 Listed on: 08/16/2024

eXp Realty

Last Buyer's Agent

Todd Schaefer

Military Realty of Kingsbay License #385698

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,926

Year Built

  • Built in 2000

Lot Details

  • 0.62 Acre Lot
  • Home fronts a pond

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Composition Roof
  • Concrete Siding

Interior Spaces

  • 3,479 Sq Ft Home
  • 2-Story Property
  • Bookcases
  • Ceiling Fan
  • Gas Log Fireplace
  • Home Theater
  • Bonus Room
  • Lake Views
  • Laundry Room

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms | 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Parking

  • Garage
  • Garage Door Opener

Outdoor Features

  • Deck

Schools

  • Mary Lee Clark Elementary School
  • Saint Marys Middle School
  • Camden County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Tankless Water Heater
  • Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include management fee, security
  • Osprey Cove Subdivision

Recreation

  • Boat Dock
  • RV or Boat Storage in Community
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,926

Year Built

Built in 2000

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2000
  • ArchitecturalStyle: Traditional
  • Main Level Half Bathrooms: 1
  • Financing Type: Conventional
  • Levels: Two
  • Lot Size Acres: .62
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 3479
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater
  • Bedrooms: 5
  • Basement: None
  • Total Finished Sq Ft: 3479
  • Above Grade Finished Sq Ft: 3479
  • Interior Amenities: Bookcases, Master On Main Level, Walk-In Closet(s)
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Fireplace Features: Gas Log
  • Flooring: Carpet, Hardwood
  • Price Per Square Foot: 166.714

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 1
  • Bedroom Main Level: 3

Exterior Features

  • Construction Materials: Concrete
  • Foundation Details: Slab
  • Lot Features: Other
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Composition
  • View: Lake
  • Waterfront Features: Pond

Garage/Parking

  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Other
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Community Features: Boat/Camper/Van Prkg, Clubhouse, Fitness Center, Gated, Golf, Park, Playground, Pool, Shared Dock, Sidewalks, Street Lights, Tennis Court(s)

Fee Information

  • Association Fee Includes: Management Fee, Security

Schools

  • Elementary School: Mary Lee Clark
  • High School: Camden County
  • Middle School: Saint Marys
  • Elementary School: Mary Lee Clark
  • Middle School: Saint Marys
  • High School: Camden County

Lot Info

  • Deed Book: 1700
  • Deed Page: 209

Tax Info

  • Year: 2023
  • Tax Annual Amount: 4926.07

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2024
Closed on
Oct 10, 2024
Sold by
Ross James M
Bought by
Doherty Sarah E
Seller's Agent
Ginny O'Quinn
eXp Realty
Buyer's Agent
Todd Schaefer
Military Realty of Kingsbay
List Price
$599,999
Sold Price
$580,000
Premium/Discount to List
-$19,999
-3.33%
Views
47
Current Estimated Value
$593,408

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,408
Avg. Annual Appreciation
1.04%

Purchase Details

Listed on
Aug 30, 2013
Closed on
Mar 19, 2014
Sold by
Mcdowell John K
Bought by
Ross James M and Ross Amanda C
Seller's Agent
Todd Montgomery
Atlantic Salt Realty
Buyer's Agent
Yvonne Hallman
Magnolia Realty Inc
List Price
$349,000
Sold Price
$307,000
Premium/Discount to List
-$42,000
-12.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.20%
Original Mortgage
$307,000
Interest Rate
4.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 15, 2013
Sold by
Mcdowell John K
Bought by
Mcdowell John K and Mcdowell Naida B
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $580,000 --
Warranty Deed $307,000 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $85,000 New Conventional
Previous Owner $400,499 VA
Previous Owner $65,000 New Conventional
Previous Owner $301,000 New Conventional
Previous Owner $307,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/16/2024 10/16/24 Sold $580,000 -1.5% $167 / Sq Ft
09/06/2024 09/06/24 Pending -- -- --
09/04/2024 09/04/24 Price Changed $589,000 -1.8% $169 / Sq Ft
08/16/2024 08/16/24 For Sale $599,999 +95.4% $172 / Sq Ft
03/19/2014 03/19/14 Sold $307,000 -6.7% $94 / Sq Ft
02/07/2014 02/07/14 Pending -- -- --
01/16/2014 01/16/14 Price Changed $329,000 -5.7% $101 / Sq Ft
08/30/2013 08/30/13 For Sale $349,000 -- $107 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,029 $187,776 $24,000 $163,776
2023 $5,082 $143,204 $24,000 $119,204
2022 $4,044 $138,268 $24,000 $114,268
2021 $3,735 $120,774 $24,000 $96,774
2020 $3,788 $119,141 $24,000 $95,141
2019 $3,788 $119,141 $24,000 $95,141
2018 $800 $123,141 $28,000 $95,141
2017 $3,338 $111,133 $24,000 $87,133
2016 $3,370 $112,546 $24,000 $88,546
2015 $3,263 $112,545 $24,000 $88,546
2014 $3,248 $112,546 $24,000 $88,546
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10360180

Georgia MLS

APN: 122A-115