$215,000
SOLD SEP 16, 2015

547 Cross Rd Gurnee, IL 60031

3 Beds
2 Baths
1,331 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$162 Per Sq Ft

4% Below List Price

24 Days on Market

Highlights

  • Cape Cod Architecture
  • Wooded Lot
  • Main Floor Bedroom
  • Woodland Elementary School Rated A-
  • Wood Flooring
  • 4-minute walk to Providence Park

About This Home

As of September 2022

IMMACULATE!! CAN BEST DESCRIBE THIS CAPE COD HOME IN PROVIDENCE VILLAGE. LIVING ROOM WITH FIREPLACE AND HARDWOOD FLOORING THROUGHOUT THE HOUSE. FIRST FLOOR OFFICE CAN EASILY BE CONVERTED INTO A 3RD BEDROOM WITH CLOSET. SKYLIGHT & STAINLESS STEEL APPLIANCES IN THE KITCHEN AND EAT-IN AREA WITH SLIDING DOORS OVERLOOKING A LARGE FENCED IN YARD.LARGE MASTER BEDROOM. 2ND FULL BATHROOM W/SKYLIGHT. FINISHED BASEMENT WITH ADDITIONAL ROOMS FOR OFFICE, PLAY ROOM, OR ANY OTHER USE. PARK WITHIN WALKING DISTANCE. ABSOLUTELY NOTHING TO DO BUT MOVE-IN AND ENJOY!!

Last Agent to Sell the Property

Veronica Cervantes

HomeSmart Connect LLC License #475136828 Listed on: 07/19/2015

HomeSmart Connect LLC

Last Buyer's Agent

Kay Phillips

@properties Christie's International Real Estate License #475128315

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,297

Year Built

  • 1989

HOA Fees

  • $10 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Driveway
  • Garage Is Owned

Home Design

  • Cape Cod Architecture
  • Slab Foundation
  • Wood Shingle Roof
  • Cedar

Interior Spaces

  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Dining Area
  • Wood Flooring
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Primary Bathroom is a Full Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Lake Michigan Water

Additional Features

  • Patio
  • Wooded Lot

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,297

Year Built

1989

Lot Details

0

HOA Fees

$10 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 26-30 Years
  • Full Bathrooms: 2
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2
  • Style Of House: Cape Cod
  • Type Detached: 2 Stories
  • Estimated Year Built: 1989
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1989

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Bedroom
  • Number Of Rooms: 6
  • Living Room: Dimensions: 18X15, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Dishwasher, Refrigerator
  • Fireplace Details: Wood Burning, Gas Starter
  • Attic: Unfinished
  • Fireplace Location: Living Room
  • Basement: Full
  • Basement: Partially Finished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Kitchen Type: Dimensions: 13X10, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: Eating Area
  • Master Bedroom: Dimensions: 16X15, On Level: 2nd Level, Flooring: Hardwood
  • Additional Room 1 Name: Eating Area, Dimensions: 13X10, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 13X10, On Level: 2nd Level, Flooring: Hardwood
  • Bedroom 3: Dimensions: 10X9, On Level: Main Level, Flooring: Hardwood
  • Estimated Sq Ft: 1331

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Cedar
  • Roof Type: Wood Shakes/Shingles
  • Exterior Property Features: Patio

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Lake Michigan
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 125

Schools

  • School District: 121
  • Elementary School: WOODLAND ELEMENTARY SCHOOL
  • Middle School: WOODLAND MIDDLE SCHOOL
  • High School: WARREN TOWNSHIP HIGH SCHOOL
  • Junior High Dist: 50

Lot Info

  • Lot Dimensions: 72X137X77X139
  • Lot Description: Wooded
  • Parcel Identification Number: 07261040420000

Tax Info

  • Taxes: 5879.38

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2022
Closed on
Sep 8, 2022
Sold by
Sankaran Sadasivan and Sankaran Rasma
Bought by
Haberkamp Earl V and Haberkamp Kaitlin M
Seller's Agent
Michael Herrick
Redfin Corporation
Buyer's Agent
Sandra Locascio
RE/MAX Suburban
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%
Views
10
Current Estimated Value
$372,285

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,285
Avg. Annual Appreciation
5.70%
Original Mortgage
$299,250
Outstanding Balance
$287,241
Interest Rate
5.13%
Mortgage Type
New Conventional
Estimated Equity
$80,277

Purchase Details

Listed on
Jul 19, 2015
Closed on
Sep 11, 2015
Sold by
Miller Jonathan M
Bought by
Sadasivan Ganesh and Nair Rasma Sankaran
Seller's Agent
Veronica Cervantes
HomeSmart Connect LLC
Buyer's Agent
Kay Phillips
@properties Christie's International Real Estate
List Price
$225,000
Sold Price
$215,000
Premium/Discount to List
-$10,000
-4.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.60%
Original Mortgage
$208,587
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 11, 2014
Sold by
Rand Julie
Bought by
Miller Jonathan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 30, 2014
Sold by
Rand Julie and Miller Jonathan
Bought by
Rand Julie

Purchase Details

Closed on
Sep 15, 2009
Sold by
Miller Jonathan M
Bought by
Miller Jonathan M and Rand Julie

Purchase Details

Closed on
Jun 16, 2008
Sold by
Citro Karon L
Bought by
Miller Jonathan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Interest Rate
6.04%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 24, 1999
Sold by
Niemi Gary R and Niemi Lisa
Bought by
Citro Karon L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,200
Interest Rate
6.83%

Purchase Details

Closed on
Jun 17, 1995
Sold by
Niemi Gary R and Niemi Lisa
Bought by
Niemi Gary R and Niemi Lisa
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 --
Warranty Deed $215,000 Nat
Warranty Deed $220,000 First American Title
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $271,000 First American Title
Warranty Deed $179,000 First American Title
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $299,250 New Conventional
Previous Owner $190,500 New Conventional
Previous Owner $208,587 FHA
Previous Owner $198,000 New Conventional
Previous Owner $155,000 Unknown
Previous Owner $156,000 Purchase Money Mortgage
Previous Owner $141,700 Unknown
Previous Owner $143,200 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/16/2022 09/16/22 Sold $315,000 0.0% $252 / Sq Ft
08/09/2022 08/09/22 Pending -- -- --
08/04/2022 08/04/22 Price Changed $315,000 -3.1% $252 / Sq Ft
07/22/2022 07/22/22 For Sale $325,000 +51.2% $260 / Sq Ft
09/16/2015 09/16/15 Sold $215,000 -2.2% $162 / Sq Ft
08/12/2015 08/12/15 Pending -- -- --
08/10/2015 08/10/15 Price Changed $219,900 -2.3% $165 / Sq Ft
07/19/2015 07/19/15 For Sale $225,000 -- $169 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,297 $101,049 $23,091 $77,958
2023 $7,690 $91,084 $20,814 $70,270
2022 $7,690 $83,623 $18,197 $65,426
2021 $6,950 $80,268 $17,467 $62,801
2020 $6,721 $78,295 $17,038 $61,257
2019 $6,526 $76,022 $16,543 $59,479
2018 $6,434 $75,980 $18,593 $57,387
2017 $6,362 $73,803 $18,060 $55,743
2016 $6,303 $70,517 $17,256 $53,261
2015 $5,921 $64,791 $16,366 $48,425
2014 $5,710 $63,075 $16,131 $46,944
2012 $5,418 $63,559 $16,255 $47,304
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08986909

Midwest Real Estate Data (MRED)

APN: 07-26-104-042