NOT LISTED FOR SALE

5476 Ragged Point Rd Cambridge, MD 21613

Estimated Value: $1,169,000 - $1,359,000

4 Beds
2 Baths
3,342 Sq Ft
$372/Sq Ft Est. Value

Last Sold December 02, 2024

Last sale price $1,225,000 $367 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $7,268/month

64 Days on Market

Highlights

  • 425 Feet of Waterfront
  • 1 Dock Slip
  • Guest House
  • Primary bedroom faces the bay
  • Pier
  • Vinyl Pool

About This Home

As of December 2024

Welcome to the ideal Eastern Shore hideaway, where breathtaking views of the Chesapeake Bay meet serene countryside living. This expansive 22+/-acre property offers a cohesive blend of comfort, natural beauty, and wide-open space. The main house offers 4 generously sized bedrooms and 2 bathrooms, complemented by a charming detached guest suite with an additional 2 bedrooms and 1 bathroom. The detached garage offers ample space for outdoor equipment. This stunning property features a private dock, a heated 10-foot-deep pool, and two scenic ponds—all set amidst serene woodlands teeming with turkeys, deer, geese, and ducks for the avid hunter or wildlife enthusiasts. Recent upgrades to the property include a fully paved driveway, new second floor deck on the main house, new dual zone HVAC system, and upgraded vinyl in the heated pool.

Last Agent to Sell the Property

Alicia Gannon Dulin

(410) 200-6378 adulin@bensonandmangold.com Benson & Mangold, LLC License #646830 Listed on: 08/29/2024

Benson & Mangold, LLC

Last Buyer's Agent

Tracey Williamson

(410) 463-1745 tracey@mcclainwilliamson.com McClain-Williamson Realty, LLC License #628870

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,727

Year Built

  • Built in 1920

Lot Details

  • 22.4 Acre Lot
  • 425 Feet of Waterfront
  • Home fronts navigable water
  • Hunting Land
  • Private Lot
  • Secluded Lot
  • Partially Wooded Lot
  • Front Yard
  • Property is zoned RR

Parking

  • 2 Car Detached Garage
  • 2 Detached Carport Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Driveway
  • Secure Parking

Home Design

  • Farmhouse Style Home
  • Entry on the 1st floor
  • Slab Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 3,342 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Home Office
  • Bay Views

Kitchen

  • Stove
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • Primary bedroom faces the bay

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Vinyl Pool
  • Poolside Lot
  • Pool Equipment Shed

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay
  • Rip-Rap
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Sport Court
  • Deck
  • Storage Shed
  • Outbuilding
  • Porch

Additional Homes

  • Guest House

Location

  • Flood Risk
  • Bayside

Utilities

  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 1008177309

Community Details

Overview

  • No Home Owners Association
  • Neck District Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,727

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Farmhouse/National Folk
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: Yes
  • Year Built: 1920
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Refrigerator, Stove, Washer
  • Entry Floor: 1
  • Interior Amenities: Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Island, Primary Bedroom - Bay Front
  • Fireplace: No
  • Door Features: Sliding Glass
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Laundry, Office, Bathroom 1, Bathroom 2
  • Basement: No
  • Total Sq Ft: 3342
  • Living Area Sq Ft: 3342
  • Price Per Sq Ft: 403.95
  • Above Grade Finished Sq Ft: 3342
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Storage Barn/Shed, Pool Equipment Shed, Guest House, Garage(s)
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sport Court, Outbuilding(s)
  • Pool Features: Heated, Vinyl
  • Roof: Metal
  • View: Water, Bay
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access
  • Water Access: Yes
  • Water Body Name: HILLS POINT COVE
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Water View: Yes
  • Water Frontage In Feet: 425

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Secure Parking
  • Garage Features: Garage - Front Entry, Additional Storage Area
  • Number Of Detached Carport Spaces: 2
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Detached Garage, Driveway, Detached Carport

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Rip-Rapped, Fishing Available, Hunting Available, Front Yard, Partly Wooded, Poolside, Private, Secluded
  • Lot Size Acres: 22.40
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 975744.00
  • Outdoor Living Structures: Porch(es), Deck(s)
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 7727.00
  • Assessor Parcel Number: 1008177309
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Rip-Rap, Private Dock Site

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2024
Closed on
Dec 2, 2024
Sold by
Kwass David L and Kwass Jenna S
Bought by
E & E Retreat Llc
Seller's Agent
Alicia Gannon Dulin
Benson & Mangold, LLC
Buyer's Agent
Tracey Williamson
McClain-Williamson Realty, LLC
List Price
$1,350,000
Sold Price
$1,225,000
Premium/Discount to List
-$125,000
-9.26%
Views
149
Current Estimated Value
$1,242,242

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,242
Avg. Annual Appreciation
1.37%
Original Mortgage
$980,000
Outstanding Balance
$970,838
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$271,404

Purchase Details

Listed on
Apr 13, 2023
Closed on
May 22, 2023
Sold by
Floyd John S
Bought by
Kwass David L and Kwass Jenna S
Seller's Agent
Will McClure
Long & Foster Real Estate, Inc.
Buyer's Agent
Brian Schilling
EXP Realty, LLC
List Price
$1,695,000
Sold Price
$1,625,000
Premium/Discount to List
-$70,000
-4.13%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-16.96%
Original Mortgage
$700,000
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 13, 2023
Closed on
Apr 17, 2023
Sold by
Floyd Alexandra S
Bought by
Floyd John S and Floyd Stacy A
Seller's Agent
Will McClure
Long & Foster Real Estate, Inc.
Buyer's Agent
Brian Schilling
EXP Realty, LLC
List Price
$1,695,000
Sold Price
$1,625,000
Premium/Discount to List
-$70,000
-4.13%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$700,000
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 11, 2008
Sold by
Goodman William and Goodman Michael
Bought by
Floyd John S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$825,000
Interest Rate
6.69%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 22, 2008
Sold by
Goodman William and Goodman Michael
Bought by
Floyd John S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$825,000
Interest Rate
6.69%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 26, 1998
Sold by
Reigle Margaret Ann
Bought by
Goodman William and Goodman Michael

Purchase Details

Closed on
Oct 21, 1998
Sold by
Reigle Margaret Ann
Bought by
Goodman William and Goodman Michael
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
E & E Retreat Llc $1,225,000 Mid Atlantic Title
Kwass David L $1,625,000 First American Title
Kwass David L $1,625,000 First American Title
Floyd John S -- None Listed On Document
Floyd John S $1,100,000 --
Floyd John S $1,100,000 --
Goodman William $400,000 --
Goodman William $400,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open E & E Retreat Llc $980,000
Previous Owner Kwass David L $700,000
Previous Owner Floyd John S $825,000
Previous Owner Floyd John S $825,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/02/2024 12/02/24 Sold $1,225,000 -9.3% $367 / Sq Ft
11/01/2024 11/01/24 Pending -- -- --
08/29/2024 08/29/24 For Sale $1,350,000 -16.9% $404 / Sq Ft
05/26/2023 05/26/23 Sold $1,625,000 -4.1% $486 / Sq Ft View Prior Sale
04/13/2023 04/13/23 For Sale $1,695,000 -- $507 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,791 $764,500 $0 $0
2024 $7,013 $694,900 $0 $0
2023 $7,013 $625,300 $265,700 $359,600
2022 $13,758 $613,233 $0 $0
2021 $6,611 $601,167 $0 $0
2020 $6,611 $589,100 $276,400 $312,700
2019 $6,611 $589,100 $276,400 $312,700
2018 $6,611 $589,100 $276,400 $312,700
2017 $6,917 $631,400 $0 $0
2016 -- $631,400 $0 $0
2015 -- $631,500 $0 $0
2014 -- $644,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDDO2007992

Bright MLS

APN: 08-177309