NOT LISTED FOR SALE

548 Spruce St Aptos, CA 95003

Estimated Value: $1,162,000 - $1,370,000

3 Beds
2 Baths
1,080 Sq Ft
$1,154/Sq Ft Est. Value

About This Home

This home is located at 548 Spruce St, Aptos, CA 95003 and is currently estimated at $1,246,136, approximately $1,153 per square foot. 548 Spruce St is a home located in Santa Cruz County with nearby schools including Mar Vista Elementary School, Aptos Junior High School, and Aptos High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 27, 2012
Sold by
Lotze Albert W and Lotze Caroline M
Bought by
Lotze Albert W and Lotze Caroline M
Current Estimated Value
$1,213,446

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$374,000
Outstanding Balance
$259,247
Interest Rate
3.91%
Mortgage Type
New Conventional
Estimated Equity
$986,889

Purchase Details

Closed on
Apr 7, 2009
Sold by
Lotze Albert W and Lotze Caroline M
Bought by
Lotze Albert W and Lotze Caroline M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$385,000
Interest Rate
5.17%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 28, 2004
Sold by
Lotze Albert W and Lotze Caroline M
Bought by
Lotze Albert W and Lotze Caroline M

Purchase Details

Closed on
Apr 26, 2004
Sold by
Klassen Kristopher S and Klassen Melina Lynn
Bought by
Lotze Albert W and Lotze Caroline M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$333,700
Interest Rate
5.38%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 18, 2002
Sold by
Hayden Christopher J and Hayden Diana A
Bought by
Klassen Kristopher S and Klassen Melina Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
7.08%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Oct 5, 1998
Sold by
Lambidakis George W
Bought by
Klassen Kristopher S and Klassen Melina Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,200
Interest Rate
6.79%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lotze Albert W -- Accommodation
Lotze Albert W -- Old Republic Title Company
Lotze Albert W -- First American Title Company
Lotze Albert W -- First American Title Company
Lotze Albert W -- --
Lotze Albert W $655,000 First American Title Co
Klassen Kristopher S -- Santa Cruz Title Company
Klassen Kristopher S -- First American Title Co
Lambidakis George W -- First American Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lotze Albert W $374,000
Closed Lotze Albert W $385,000
Closed Lotze Albert W $100,000
Closed Lotze Albert W $333,700
Previous Owner Klassen Kristopher S $322,700
Previous Owner Klassen Kristopher S $290,000
Previous Owner Klassen Kristopher S $75,000
Previous Owner Klassen Kristopher S $239,200
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,178 $931,278 $682,464 $248,814
2023 $10,945 $895,115 $655,963 $239,152
2022 $10,707 $877,564 $643,101 $234,463
2021 $10,389 $860,356 $630,491 $229,865
2020 $10,215 $851,534 $624,026 $227,508
2019 $10,032 $834,837 $611,790 $223,047
2018 $9,836 $818,469 $599,795 $218,674
2017 $9,747 $802,420 $588,034 $214,386
2016 $9,107 $750,205 $549,769 $200,436
2015 $8,679 $707,741 $518,650 $189,091
2014 $7,858 $637,604 $467,252 $170,352
Source: Public Records

Map