$459,000
$36K PRICE DROP

549 Mermie Rd Hardin, KY 42048

Estimated payment $2,699/month

Total Views 9,152
4 Beds
3 Baths
2,420 Sq Ft
$190 Price per Sq Ft

Highlights

  • Waterfront
  • Fireplace
  • Eat-In Kitchen
  • Wood Flooring
  • 2 Car Attached Garage
  • Laundry closet

About This Home

This beautiful Tri-level waterfront cypress home nestled in Pines at the end of Mermie Rd. has plenty of room for weekend and holiday gatherings. This property features a million-dollar lake view with a second level sunroom to enjoy your morning coffee or watch sunsets in the evenings. An active runway runs behind the home and is perfect for those that own a small private plane. This unique cabin-like home features 4 bedrooms and 3 full baths. Downstairs offers separate front and back entrances, a large main suite and a huge great room, formerly used as a bunk room. Upstairs features a main suite, two guest bedrooms a third bath and spacious den with stone fireplace and cypress walls. The den is cozy and connects to the dining area and kitchen, perfect for entertaining. Walk out sunroom is adjacent to the dining area. The newly remodeled kitchen has granite countertops and stainless appliances. Lake homes with this view and level lot are rare. It's ready for you to enjoy lake life!

Listing Agent

Cecil Wolberton, Jr.

Re/Max Real Estate Associates Murray License #244568 Listed on: 07/12/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,402

Year Built

  • Built in 1970

Lot Details

  • 0.53 Acre Lot
  • Waterfront
  • Level Lot

HOA Fees

  • $17 Monthly HOA Fees

Home Design

  • Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,420 Sq Ft Home
  • Multi-Level Property
  • Sheet Rock Walls or Ceilings
  • Ceiling Fan
  • Fireplace
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Stove
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Wood Under Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry closet
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • 2 Carport Spaces

Utilities

  • Central Air
  • Heating System Powered By Owned Propane
  • Property is located within a water district
  • Electric Water Heater
  • Septic System
  • Cable TV Available

Community Details

  • Association fees include pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,402

Year Built

Built in 1970

Lot Details

0

HOA Fees

$17 per month

Listing Details

  • Class: Residential
  • Type: Single Family
  • Access: Paved Road
  • Estimated Age: 51-75
  • Estimated Year Built: 1970
  • Estimated Sq Ft: 2251-2500
  • Deed Book Page: 373/142
  • Dockage: Not Open to Moorage
  • Fireplace Wood Stove: Fireplace
  • Land Use Topography: Level
  • Laundry Location: Closet
  • Main Level Sq Ft: 780
  • Style: Multi-Level
  • Tv Cable: Cable Available
  • Upper Level Sq Ft: 1640
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1970

Interior Features

  • Floor Covering: Carpet Over Wood, Vinyl/Linoleum, Wood
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer
  • Interior Amenities: Ceiling Fan(s), Closet Light(s)
  • Total Bathrooms: 3
  • Price Per Sq Ft: 189.67
  • Dining Kitchen: Eat-In Kitchen
  • Estimated Total Sq Ft: 2420
  • Bathroom Features: Tub Shower
  • HOA Frequency: Yearly
  • Full Bathrooms: 3
  • Number Of Bedrooms: 4
  • Walls: Dry Wall

Exterior Features

  • Construction: Frame
  • Exterior Finish: Wood
  • Foundation: Crawl Space
  • Roof: Metal

Garage/Parking

  • Garage Type: Attached
  • Garage Capacity: 2
  • Carport Capacity: 2

Utilities

  • Electric Company: Western KY RECC
  • Cooling: Central Air
  • Gas Company: Propane
  • Heating: Central
  • Sewer: Septic
  • Utilities Available: Garbage - Private, Propane Tank Owned
  • Water: Water District
  • Water Company: Jonathan Creek
  • Water Heater: Electric

Condo/Co-op/Association

  • HOA Fees: 205
  • HOA: Y
  • HOA Includes: Pool

Schools

  • Elementary School: South Marshall Elementary
  • Middle School: South Marshall Middle
  • High School: Marshall Co.

Lot Info

  • Estimated Number of Acres: 0.53
  • Location: Waterfront

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,402 $240,000 $25,000 $215,000
2023 $2,486 $240,000 $25,000 $215,000
2022 $2,587 $240,000 $25,000 $215,000
2021 $2,620 $240,000 $25,000 $215,000
2020 $2,639 $240,000 $25,000 $215,000
2019 $23 $210,000 $20,000 $190,000
2018 $2,319 $210,000 $20,000 $190,000
2017 $2,322 $210,000 $20,000 $190,000
2016 $2,325 $210,000 $20,000 $190,000
2015 $2,337 $210,000 $20,000 $190,000
2014 $2,333 $210,000 $0 $0
2010 -- $210,000 $20,000 $190,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 Price Changed $459,000 -7.3% $190 / Sq Ft
07/12/2025 07/12/25 For Sale $495,000 +106.3% $205 / Sq Ft
05/13/2019 05/13/19 Sold $240,000 -5.9% $99 / Sq Ft
02/06/2019 02/06/19 For Sale $255,000 -- $105 / Sq Ft
Source: Western Kentucky Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $240,000 None Available
Deed $210,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $694,312 Construction
Previous Owner $216,000 New Conventional
Previous Owner $200,000 New Conventional
Source: Public Records

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Source: Western Kentucky Regional MLS

MLS Number: 132770

Western Kentucky Regional MLS

APN: 74-0A-03-047.000000