Seller's Agent in 2025
Shayna Goodson
Oxford Property Group USA
(518) 775-8070
2 in this area
317 Total Sales
55 Saratoga Ave Waterford, NY 12188
Waterfront Neighborhood
6
Beds
2
Baths
2,744
Sq Ft
0.26
Acres
Highlights
- Traditional Architecture
- No HOA
- Laundry Room
- Full Attic
- Covered patio or porch
- Bathroom on Main Level
About This Home
As of July 2025Spacious multi-unit property in the desirable Waterford-Halfmoon School District. The first-floor unit offers 3 bedrooms, a dining room, and living room, with convenient front and back entrances currently rented for 1800, Month to month agreement. The second unit also features 3 bedrooms, a dining room, updated appliances & new flooring in bedrooms & living room. There is front and back entries. unit is vacant and estimated $1,800 rent monthly. The building includes covered back porches for each unit and a charming wrap around front porch, perfect for enjoying the outdoors. The property boasts a Double lot! Enjoy the spacious fenced-in backyard or build another multi-unit. Providing fantastic opportunity for both investors and homeowners.
Last Agent to Sell the Property
Oxford Property Group USA License #10401259959 Listed on: 04/11/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,116
Year Built
- Built in 1879
Lot Details
- 0.26 Acre Lot
- Lot Dimensions are 49 x 224
- Property fronts a private road
- Back Yard Fenced
- Chain Link Fence
- Level Lot
Home Design
- Duplex
- Traditional Architecture
- Stone Foundation
- Asbestos Siding
- Asphalt
Interior Spaces
- 2,744 Sq Ft Home
- 2-Story Property
- Paddle Fans
- Laundry Room
Flooring
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 6 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
Attic
- Full Attic
- Pull Down Stairs to Attic
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
Parking
- 4 Parking Spaces
- Driveway
- Paved Parking
- Open Parking
- Off-Street Parking
Outdoor Features
- Covered patio or porch
Schools
- Waterford Elementary School
- Waterford High School
Utilities
- No Cooling
- Heating System Uses Natural Gas
- Electric Baseboard Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tenant pays for hot water, heat, cable TV, electricity, gas
- Legal Lot and Block 20.000 / 4
- Assessor Parcel Number 415489 295.8-4-20
- Seller Concessions Not Offered
Community Details
Overview
- No Home Owners Association
- 2 Units
Amenities
- Laundry Facilities
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 16, 2024
Closed on
Sep 11, 2024
Sold by
Audette Colleen T
Bought by
Upstate Apartment Rentals Llc
Seller's Agent
Shayna Goodson
Oxford Property Group USA
Buyer's Agent
Shayna Goodson
Oxford Property Group USA
List Price
$105,000
Sold Price
$186,000
Premium/Discount to List
$81,000
77.14%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
73.75%
Original Mortgage
$160,000
Outstanding Balance
$158,941
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$132,035
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $186,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $160,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/10/2025 07/10/25 | Sold | $270,000 | -10.0% | $98 / Sq Ft |
| 06/04/2025 06/04/25 | Pending | -- | -- | -- |
| 04/11/2025 04/11/25 | For Sale | $299,900 | +185.6% | $109 / Sq Ft |
| 09/16/2024 09/16/24 | Pending | -- | -- | -- |
| 09/16/2024 09/16/24 | For Sale | $105,000 | -43.5% | $38 / Sq Ft |
| 09/11/2024 09/11/24 | Sold | $186,000 | -- | $68 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,005 | $155,000 | $25,200 | $129,800 |
| 2023 | $4,309 | $155,000 | $25,200 | $129,800 |
| 2022 | $1,374 | $155,000 | $25,200 | $129,800 |
| 2021 | $4,101 | $155,000 | $25,200 | $129,800 |
| 2020 | $4,878 | $155,000 | $25,200 | $129,800 |
| 2018 | $5,847 | $155,000 | $25,200 | $129,800 |
| 2017 | $3,191 | $32,600 | $4,500 | $28,100 |
| 2016 | $3,129 | $32,600 | $4,500 | $28,100 |
Source: Public Records
Agents Affiliated with this Home
-
Shayna Goodson
-
Kathleen Iwaneczko
Buyer's Agent in 2025
Kathleen Iwaneczko
Oxford Property Group USA
(518) 928-5920
14 Total Sales
Map
Source: Global MLS
MLS Number: 202515113
APN: 415489-295-008-0004-020-000-0000
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