Seller's Agent in 2023
Cindy Shetterly
Keller Williams Realty Services
(859) 992-9905
19 in this area
1,979 Total Sales
55 Surrey Ct Florence, KY 41042
Oakbrook NeighborhoodEstimated Value: $249,000 - $297,375
3
Beds
1.5
Baths
--
Sq Ft
10,237
Sq Ft Lot
Highlights
- Docks
- Pond View
- Open Floorplan
- Ockerman Middle School Rated A-
- Waterfront
- Deck
About This Home
As of October 2023This is the one you have been waiting for! This 3 bedroom, 2 bathroom home sits on a lake and is located on a cul-de-sac street in desirable Florence, KY! This quad-level is both spacious and functional, with amazing living space and ample storage space. The main level features laminate flooring throughout and a spacious kitchen offering stainless steel appliances and ceramic tile backsplash. The lower level boasts a large family room with a wood-burning brick fireplace and a oversized laundry room. The additional basement offers a possible 4th bedroom, bonus space and options for customization. Enjoy fall evenings on the back decks and peaceful waterfront setting that are perfect for entertaining! Conveniently located close to highways, the airport, and so much more!
Last Agent to Sell the Property
Keller Williams Realty Services License #220012 Listed on: 09/27/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,469
Lot Details
- Waterfront
- Wood Fence
Parking
- 2 Car Garage
- Front Facing Garage
- Driveway
- On-Street Parking
Home Design
- Traditional Architecture
- Quad-Level Property
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- Open Floorplan
- Ceiling Fan
- Chandelier
- Wood Burning Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Panel Doors
- Family Room
- Living Room
- Formal Dining Room
- Den
- Pond Views
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Solid Surface Countertops
- Solid Wood Cabinet
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Laundry on lower level
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Outdoor Features
- Docks
- Deck
- Porch
Schools
- Yealey Elementary School
- Ockerman Middle School
- Boone County High School
Utilities
- Forced Air Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 062.00-29-020.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 27, 2023
Closed on
Oct 31, 2023
Sold by
Cavanah Jason B and Cavanah Krystal
Bought by
Chapman Annie Marie
Seller's Agent
Cindy Shetterly
Keller Williams Realty Services
Buyer's Agent
Melissa Pryor
Coldwell Banker Realty FM
List Price
$265,000
Sold Price
$265,000
Views
48
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,844
Avg. Annual Appreciation
3.97%
Original Mortgage
$256,155
Outstanding Balance
$252,547
Interest Rate
7.19%
Mortgage Type
FHA
Estimated Equity
$31,599
Purchase Details
Listed on
Nov 13, 2020
Closed on
Feb 22, 2021
Sold by
Adcock Jane Marie
Bought by
Cavanah Jason B and Cavanah Krystal
Seller's Agent
Teri Barnes
Huff Realty - CC
Buyer's Agent
The Cindy Shetterly Team
Keller Williams Realty Servs
List Price
$229,900
Sold Price
$213,000
Premium/Discount to List
-$16,900
-7.35%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.46%
Original Mortgage
$209,142
Interest Rate
2.7%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 15, 1995
Sold by
Morris Ronald E
Bought by
Harry Adcock
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,370
Interest Rate
7.48%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Chapman Annie Marie | $265,000 | Northwest Title | |
| Cavanah Jason B | $213,000 | 360 American Title Services | |
| Harry Adcock | $97,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Chapman Annie Marie | $256,155 | |
| Previous Owner | Cavanah Jason B | $209,142 | |
| Previous Owner | Adcock Jane Marie | $79,000 | |
| Previous Owner | Adcock Harry | $132,500 | |
| Previous Owner | Harry Adcock | $96,370 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/31/2023 10/31/23 | Sold | $265,000 | 0.0% | -- |
| 10/02/2023 10/02/23 | Pending | -- | -- | -- |
| 09/27/2023 09/27/23 | For Sale | $265,000 | +24.4% | -- |
| 02/22/2021 02/22/21 | Sold | $213,000 | -0.9% | -- |
| 01/19/2021 01/19/21 | Pending | -- | -- | -- |
| 01/14/2021 01/14/21 | Price Changed | $215,000 | -3.1% | -- |
| 01/04/2021 01/04/21 | Price Changed | $221,900 | -1.3% | -- |
| 12/11/2020 12/11/20 | Price Changed | $224,900 | -2.2% | -- |
| 11/13/2020 11/13/20 | For Sale | $229,900 | -- | -- |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,469 | $265,000 | $30,000 | $235,000 |
| 2023 | $2,009 | $213,000 | $25,000 | $188,000 |
| 2022 | $1,817 | $191,700 | $25,000 | $166,700 |
| 2021 | $2,368 | $191,700 | $25,000 | $166,700 |
| 2020 | $1,404 | $144,800 | $20,000 | $124,800 |
| 2019 | $1,417 | $144,800 | $20,000 | $124,800 |
| 2018 | $1,368 | $134,530 | $20,000 | $114,530 |
| 2017 | $1,302 | $134,530 | $20,000 | $114,530 |
| 2015 | $1,292 | $134,530 | $20,000 | $114,530 |
| 2013 | -- | $134,530 | $20,000 | $114,530 |
Source: Public Records
Agents Affiliated with this Home
-
-
Buyer's Agent in 2023
Melissa Pryor
Coldwell Banker Realty FM
(859) 640-6103
2 in this area
21 Total Sales
-
Seller's Agent in 2021
Teri Barnes
Huff Realty - CC
(859) 462-5345
1 in this area
92 Total Sales
-
T
Buyer's Agent in 2021
The Cindy Shetterly Team
Keller Williams Realty Servs
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 617305
APN: 062.00-29-020.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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