$510,000
SOLD JUL 28, 2025
1 Bed
1 Bath
737 Sq Ft
$1,669/mo HOA Fee

Recently Sold

$692 Per Sq Ft

2 Days on Market

Highlights

  • Concierge
  • 4-minute walk to Convention Center
  • 0.84 Acre Lot
  • Fitness Center
  • Gated Community
  • 2-minute walk to Children's Park

About This Home

As of July 2025

Welcome to 550 Front St #407, a stunning west-facing 1br/1ba w TWO PARKING spaces in The Pinnacle, one of downtown San Diego’s most prestigious high-rises. Offering 737 sq.ft. of elegant living space, this residence boasts high-end finishes, sophisticated design, and resort-style amenities in the heart of the Marina District. Inside, you’ll find stone flooring throughout, an open-concept layout, and floor-to-ceiling windows that fill the home with natural light. The gourmet kitchen is designed for both function and style, featuring granite countertops, Italian cabinetry by Snaidero, and top-of-the-line Sub-Zero and Bosch appliances. A bar seating area connects the kitchen to the spacious living room, where a fireplace and built-in surround sound create a cozy yet modern ambiance. A large private balcony extends the living space outdoors, complete with a TV hookup, making it the perfect place to unwind while enjoying peekaboo views of the bay. The primary suite offers a peaceful retreat, while the spa-inspired bathroom features luxurious finishes. Adding to the convenience, this unit includes two parking spaces and a storage unit, a rare find in downtown living. The Pinnacle offers world-class amenities, including a concierge, 24/7 security, a rooftop heated lap pool, jacuzzi, steam and sauna rooms, a fully equipped gym, a community lounge, a conference room, and a guest suite for visitors. Situated in the highly sought-after Marina District, this home is just moments from the bayfront, Seaport Village, fine dining, shopping, and vibrant nightlife.

Last Agent to Sell the Property

Denny Oh

Compass License #01420194 Listed on: 07/07/2025

Compass

Last Buyer's Agent

Whitney Bowers

LPT Realty,Inc License #01917067

LPT Realty,Inc

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,340

Year Built

  • Built in 2005

HOA Fees

  • $1,669 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Assigned Parking

Home Design

  • Turnkey
  • Common Roof
  • Stucco Exterior
  • Stone Exterior Construction

Interior Spaces

  • 737 Sq Ft Home
  • Living Room with Fireplace
  • Dining Area

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Laundry

  • Laundry closet
  • Stacked Washer and Dryer

Additional Features

  • West of 5 Freeway

Listing and Financial Details

  • Assessor Parcel Number 535-042-09-15

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, gas, gated community, hot water, limited insurance, roof maintenance, sewer, trash pickup, water, security, concierge
  • 179 Units
  • Pinnacle HOA, Phone Number (619) 533-7960
  • High-Rise Condominium
  • Pinnacle Marina Tower Community
  • 35-Story Property

Amenities

  • Concierge
  • Outdoor Cooking Area
  • Community Barbecue Grill
  • Meeting Room

Recreation

  • Community Spa
  • Recreational Area

Pet Policy

  • Breed Restrictions

Security

  • Security Guard
  • Controlled Access
  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,340

Year Built

Built in 2005

Lot Details

0

HOA Fees

$1,669 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Attached Style: High Rise (5+ Stories)
  • Residential Styles: All Other Attached
  • Property Condition: Turnkey
  • Market Area: Metro Central
  • Cross Street: Market Street
  • Neighborhood: Marina District
  • LP / Sq Ft: 691.99
  • Price Per Sq Ft: 691.99
  • SP/ Sq Ft: 691.99
  • Stories: 1 Story
  • Stories In Building: 35
  • Ownership: Condominium
  • Total Stories: 1
  • Year Built: 2005
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Unit Number Space Number: 407
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Equipment Available: Dishwasher, Disposal, Dryer, Garage Door Opener, Microwave, Range/Oven, Refrigerator, Washer
  • Elevator: Yes
  • Fireplaces: 1
  • Fireplace: Fp In Living Room
  • Searchable Rooms: Dining Area, Kitchen, Living Room, Master Bedroom, Master Bathroom
  • Total Bedrooms: 1
  • Bedrooms: 1
  • Master Bedroom Dimensions: 12x10
  • Full Bathrooms: 1
  • Laundry Location: Closet Stacked
  • Estimated Sq Ft: 737
  • Total Bathrooms: 1

Exterior Features

  • Exterior Material: Stone, Stucco
  • Patio: Balcony
  • Pool: Community/Common
  • Roof: Common Roof
  • Spa: Community/Common

Garage/Parking

  • Garage Details: Assigned
  • Garage Spaces: 2
  • Parking Spaces Total: 2

Utilities

  • Cooling: Central Forced Air
  • Sewer/Septic: Sewer Connected
  • Water: Available
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Complex Name: Pinnacle Marina Tower
  • Total Fees: 20028.0
  • Pets Allowed: Allowed w/Restrictions
  • Units In Building: 179
  • Total Number of Units: 179
  • Property Management Company: Prescott Management
  • Property Management Phone: 619-533-7960
  • Community: DOWNTOWN
  • Complex Features: BBQ, Clubhouse/Rec Room, Concierge, Exercise Room, Gated Community, On-Site Guard, Pet Restrictions, Pool, Recreation Area, Sauna, Spa/Hot Tub
  • Home Owner Association: Pinnacle HOA
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance, Gas, Gated Community, Hot Water, Limited Insurance, Roof Maintenance, Sewer, Trash Pickup, Water, Security, Concierge
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 1669.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 619-533-7960
  • Association Amenities: Controlled Access, Guard, Gym/Ex Room, Meeting Room, Outdoor Cooking Area, Pet Rules, Pets Permitted, Spa, Barbecue, Pool

Association/Amenities

  • Entry Level Building: 1
  • Entry Level Unit: 4

Fee Information

  • Total Monthly Fees: 1669

Lot Info

  • Lot Size: 0 (Common Interest)
  • Site: West of I-5
  • Topography: Level
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 535-042-09-15
  • Estimated Lot Sq Ft: 36420
  • Estimated Number of Acres: 0.84
  • Map Code Column: A
  • Map Code Page: 1289
  • Map Code Row: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 13, 2018
Sold by
Cloonan Timothy James and Cloonan Toni M
Bought by
Cloonan Timothy James and Cloonan Toni Mie

Purchase Details

Closed on
Jun 3, 2016
Sold by
Market Management Lp
Bought by
Cloonan Timothy and Cloonan Toni M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,000
Outstanding Balance
$153,248
Interest Rate
3.54%
Mortgage Type
New Conventional
Estimated Equity
$405,021

Purchase Details

Closed on
Jan 30, 2012
Sold by
Jordan Terry L
Bought by
Branca Melanie R

Purchase Details

Closed on
Jan 19, 2007
Sold by
Cloonan Timothy and Cloonan Toni M
Bought by
Jordan Terry L

Purchase Details

Closed on
Apr 7, 2005
Sold by
Pinnacle Market Development Us Llc
Bought by
Cloonan Timothy James and Cloonan Toni M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Interest Rate
5.37%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Grant Deed $5,000 Accommodation
Grant Deed -- None Available
Grant Deed -- None Available
Condominium Deed $320,000 Chicago Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $330,000 New Conventional
Previous Owner $218,275 New Conventional
Previous Owner $240,000 New Conventional
Previous Owner $256,000 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Sold $510,000 0.0% $692 / Sq Ft
07/10/2025 07/10/25 Pending -- -- --
07/07/2025 07/07/25 For Sale $510,000 -- $692 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,340 $437,288 $88,820 $348,468
2024 $5,340 $428,715 $87,079 $341,636
2023 $5,217 $420,310 $85,372 $334,938
2022 $5,075 $412,070 $83,699 $328,371
2021 $5,034 $403,991 $82,058 $321,933
2020 $4,969 $399,849 $81,217 $318,632
2019 $4,876 $392,010 $79,625 $312,385
2018 $4,560 $384,324 $78,064 $306,260
2017 $82 $376,789 $76,534 $300,255
2016 $4,372 $369,402 $75,034 $294,368
2015 $4,304 $363,854 $73,907 $289,947
2014 $4,231 $356,728 $72,460 $284,268
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250032623

San Diego MLS

APN: 535-042-09-15