NOT LISTED FOR SALE

5500 Cosumnes Mine Rd Somerset, CA 95684

Estimated Value: $495,000 - $597,418

4 Beds
2 Baths
2,036 Sq Ft
$262/Sq Ft Est. Value

Last Sold October 19, 2023

Last sale price $549,900 $270 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $3,441/month

14 Days on Market

Highlights

  • Horses Allowed On Property
  • RV Access or Parking
  • 11.97 Acre Lot
  • Union Mine High School Rated A-
  • View of Trees or Woods
  • Wood Burning Stove

About This Home

As of October 2023

Welcome to your dream homestead retreat! This exquisite property offers an opportunity for a sustainable and serene lifestyle on nearly 12 acres of pristine, usable land. Located in a peaceful and private setting, this home is truly a gem for those seeking a harmonious blend of modern comforts and rural living. Veterans take advantage of the incredible benefit of a VA assumable loan with a low interest rate of 2.75%. This makes your homeownership journey not only attainable but also financially advantageous. The home itself is a testament to thoughtful upgrades and renovations. The fully remodeled kitchen and bathrooms boast top-notch finishes, providing a perfect blend of modern aesthetics and functionality. Cooking and relaxing in style has never been easier. With almost 12 acres of usable land at your disposal, the possibilities are endless. Whether you dream of having horses, goats, sheep, chickens or gardens, you can do all of the above. Six separate cross-fenced pastures, allowing for efficient rotation and management of your livestock. The thoughtful layout ensures well-being of your animals while optimizing the use of the land. Embrace the tranquility and seclusion of this property. Surrounded by nature, you'll have the privacy you desire to create your homestead oasis.

Last Agent to Sell the Property

Samuel Weiner

eXp Realty of California, Inc. License #01859827 Listed on: 09/05/2023

eXp Realty of California, Inc.

Last Buyer's Agent

Chad Herron

Realty Executives Partners Group License #01468628

Realty Executives Partners Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,812

Year Built

  • Built in 1975 | Remodeled

Lot Details

  • 11.97 Acre Lot
  • Kennel or Dog Run
  • Cross Fenced
  • Fenced For Horses
  • Private Lot
  • Back Yard Fenced and Front Yard
  • Zoning described as RE-10

Property Views

  • Woods
  • Ridge
  • Pasture
  • Hills
  • Valley

Home Design

  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 2,036 Sq Ft Home
  • 2-Story Property
  • Beamed Ceilings
  • Wood Burning Stove
  • Free Standing Fireplace
  • Double Pane Windows
  • Formal Entry
  • Family Room with Fireplace
  • Den

Kitchen

  • Free-Standing Gas Oven
  • Free-Standing Gas Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Separate Shower

Laundry

  • Laundry Room
  • 220 Volts In Laundry
  • Gas Dryer Hookup

Home Security

  • Security System Leased
  • Carbon Monoxide Detectors

Parking

  • Garage
  • Side Facing Garage
  • RV Access or Parking

Outdoor Features

  • Patio
  • Shed
  • Front Porch

Farming

  • Horse or Livestock Barn

Horse Facilities and Amenities

  • Horses Allowed On Property
  • Hay Storage

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Propane
  • 220 Volts
  • Gas Tank Leased
  • Well
  • Tankless Water Heater
  • Gas Water Heater
  • Septic System
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Building Fire Alarm

Listing and Financial Details

  • Assessor Parcel Number 041-820-018-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,812

Year Built

Built in 1975 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Subtype Description: Custom,Ranchette/Country,Flat
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Yes
  • Stories: 2
  • Year Built: 1975
  • Levels: Two
  • Remodeled/Updated Desc: Bath 0-5YR,Kitchen 0-5YR,Bed 0-5YR
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free Standing Gas Oven, Free Standing Gas Range, Gas Water Heater, Dishwasher, Disposal, Tankless Water Heater
  • Interior Amenities: Formal Entry, Open Beam Ceiling
  • Fireplace Features: Family Room, Free Standing, Wood Stove
  • Fireplaces: 1
  • Flooring: Carpet, Tile, Wood
  • Master Bathroom Features: Double Sinks,Tub w/Shower Over
  • Master Bedroom Features: Closet,Sitting Area
  • Total Bathrooms: 2
  • Bathroom Features: Shower Stall(s)
  • Dining Room Features: Dining Bar,Space in Kitchen,Formal Area
  • Kitchen Features: Butcher Block Counters,Pantry Closet,Island,Stone Counter,Wood Counter
  • Living Room Features: Open Beam Ceiling
  • Room Type: Master Bathroom, Baths Other, Master Bedroom, Den, Family Room, Laundry
  • Main Level: Bedroom(s),Dining Room,Family Room,Full Bath(s),Garage,Kitchen
  • Price Per Square Foot: 270.09
  • Square Footage: 2036.00
  • Window Features: Dual Pane Full

Exterior Features

  • Other Structures: Barn(s), Shed(s), Storage, Kennel/Dog Run
  • Construction Materials: Wood
  • Fencing: Back Yard, Cross Fenced, Fenced, Front Yard
  • Foundation: Slab
  • Home Warranty: No
  • Horse Property: Yes
  • Listing Price: 549900.00
  • Lot Features: Private, Low Maintenance
  • Patio And Porch Features: Front Porch, Uncovered Patio
  • Pool: No
  • Property Condition: Updated/Remodeled
  • Roof: Composition
  • Spa: No
  • Topography: Rolling,Level,Trees Few
  • View Description: Pasture, Ridge, Valley, Hills, Woods
  • Land Use: Agricultural,Plantable,Farm,Residential,Livestock,Pasture

Garage/Parking

  • Parking Features: RV Access, RV Possible, Garage Facing Side
  • Driveway/Sidewalks: Gravel,Paved Driveway

Utilities

  • Security: Carbon Mon Detector, Security System Leased, Double Strapped Water Heater, Fire Alarm
  • Sewer: Septic System
  • Utilities: Propane Tank Leased, Electric, Internet Available
  • Cooling: Central
  • Electric: 220 Volts, 220 Volts in Laundry
  • Heating: Propane, Central, Fireplace(s)
  • Laundry Features: Electric, Gas Hook-Up, Inside Room
  • Water Source: Well

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: Yes
  • Senior Community: No

Schools

  • Senior High School District: El Dorado Union High

Lot Info

  • Horse Amenities: Barn(s), Cross Fenced, Hay Storage
  • Zoning Description: RE-10
  • Irrigation: Agricultural Well
  • Lot Size Acres: 11.9700
  • Lot Size Sq Ft: 521413.00
  • ResoLotSizeUnits: Acres

Tax Info

  • Assessor Parcel Number: 041-820-018-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): El Dorado

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 5, 2023
Closed on
Oct 12, 2023
Sold by
Garcia Daniel and Garcia Melissa
Bought by
James Justin Edward and Cortez Amanda Nichole
Seller's Agent
Samuel Weiner
eXp Realty of California, Inc.
Buyer's Agent
Chad Herron
Realty Executives Partners Group
List Price
$549,900
Sold Price
$549,900
Views
41
Current Estimated Value
$533,855

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,045
Avg. Annual Appreciation
-1.70%
Original Mortgage
$539,939
Interest Rate
7.12%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 13, 2020
Closed on
Jun 22, 2020
Sold by
Birch Lucas and Birch Elisse
Bought by
Garcia Daniel and Garcia Melissa
Seller's Agent
Andi Wagner
eXp Realty of California, Inc.
Buyer's Agent
Summer Hughes
Redfin Corporation
List Price
$439,900
Sold Price
$432,500
Premium/Discount to List
-$7,400
-1.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.50%
Original Mortgage
$406,500
Interest Rate
3.2%
Mortgage Type
VA

Purchase Details

Closed on
Dec 22, 2016
Sold by
Birch Lucas and Birch Elisse
Bought by
Birch Lucas and Birch Elisse

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$257,657
Interest Rate
3.94%
Mortgage Type
FHA

Purchase Details

Listed on
Dec 18, 2015
Closed on
Jun 3, 2016
Sold by
Pensco Trust Company
Bought by
Birch Lucas and Birch Elisse
Seller's Agent
Christina Holum
eXp Realty of California Inc.
Buyer's Agent
Andi Wagner
eXp Realty of California, Inc.
List Price
$250,000
Sold Price
$210,000
Premium/Discount to List
-$40,000
-16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.80%
Original Mortgage
$256,000
Interest Rate
3.59%
Mortgage Type
Unknown

Purchase Details

Closed on
May 28, 2015
Sold by
Wheeler Diane E
Bought by
Pensco Trust Company
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
James Justin Edward $550,000 Fidelity National Title
Garcia Daniel $432,500 North American Title Co Inc
Birch Lucas -- Fidelity National Title Co
Birch Lucas $210,000 Placer Title Company
Pensco Trust Company $146,593 Accommodation
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open James Justin Edward $545,013
Closed James Justin Edward $539,939
Previous Owner Garcia Daniel $405,410
Previous Owner Garcia Daniel $406,500
Previous Owner Birch Lucas $261,000
Previous Owner Birch Lucas $257,657
Previous Owner Birch Lucas $256,000
Previous Owner Wheeler Diane E $3,500
Previous Owner Wheeler Diane E $6,941
Previous Owner Wheeler Diane E $140,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/19/2023 10/19/23 Sold $549,900 0.0% $270 / Sq Ft
09/19/2023 09/19/23 Pending -- -- --
09/05/2023 09/05/23 For Sale $549,900 +27.1% $270 / Sq Ft
06/25/2020 06/25/20 Sold $432,500 +1.3% $212 / Sq Ft
05/13/2020 05/13/20 Pending -- -- --
05/04/2020 05/04/20 Price Changed $426,900 -3.0% $210 / Sq Ft
04/20/2020 04/20/20 For Sale $439,900 -2.0% $216 / Sq Ft
04/19/2020 04/19/20 Pending -- -- --
04/13/2020 04/13/20 For Sale $449,000 +113.8% $221 / Sq Ft
06/06/2016 06/06/16 Sold $210,000 -16.0% $102 / Sq Ft
04/29/2016 04/29/16 Pending -- -- --
12/18/2015 12/18/15 For Sale $250,000 -- $122 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,812 $549,900 $135,000 $414,900
2023 $4,754 $454,631 $131,396 $323,235
2022 $4,677 $445,718 $128,820 $316,898
2021 $4,609 $436,980 $126,295 $310,685
2020 $3,054 $288,171 $124,478 $163,693
2019 $3,008 $282,522 $122,038 $160,484
2018 $2,921 $276,984 $119,646 $157,338
2017 $2,793 $264,200 $117,300 $146,900
2016 $2,766 $253,811 $88,326 $165,485
2015 $2,401 $219,295 $76,498 $142,797
2014 -- $74,005 $25,978 $48,027
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 223085717

MetroList

APN: 041-820-018-000