$185,000
OPEN SAT 2PM - 4PM

5505 Sun Harbor Rd Unit 251 Panama City, FL 32401

Estimated payment $1,159/month

1 Bed
1 Bath
540 Sq Ft
$343 Price per Sq Ft

Highlights

  • Marina
  • Bay View
  • Balcony
  • Heated In Ground Pool
  • Waterfront
  • Cooling Available

About This Home

Welcome to Sun Harbor, where comfort, convenience, and true waterfront living meet. This impeccably maintained second-level condominium with exceptional water views is being offered fully furnished and beautifully decorated—completely turn key. Whether you are seeking a serene full-time residence, a second home retreat, or a long-term rental investment, this property delivers exceptional value and style.

Inside, you will be delighted by fresh paint, new vinyl plank flooring throughout, and a thoughtfully renovated kitchen featuring granite countertops, new cabinets that extend to the ceiling, and a stainless-steel dishwasher. The versatile layout comfortably sleeps four, offering a charming bunk room plus a large Murphy bed in the spacious living room, flanked by custom built-in closets. A private covered balcony extends your living space outdoors, showcasing unobstructed views of sparkling waters—perfect for morning coffee, evening relaxation, entertaining guests, or admiring your boat.

Every detail has been designed for comfort and function with tasteful decor and ready for immediate occupancy. Here, waterfront living is effortless, yet you are just minutes from the sugar-sand beaches of Panama City Beach and still within the heart of Panama City, just steps from FSU Panama City and Gulf Coast State College.

Community & Marina Amenities
In addition to endless views and easy parking, Sun Harbor includes a community pool and laundry facility.
The adjacent Sun Harbor Marina complex is a premier destination for boating and water enthusiasts, offering over 120 deep-water slips (check availability for lease or rental), a fuel dock, ship store, clean bathhouse, and on-site laundry. The marina store is fully stocked with essentials—from beverages, snacks, and sunscreen to tackle, rods, reels, and gear—making it easy to prepare for a day on the water. Soon, residents will also enjoy a brand-new waterfront restaurant, the perfect place to dine, gather, and watch the sunset over St. Andrew Bay.

This Sun Harbor residence represents a rare opportunity to experience the ideal blend of coastal charm and in-town convenience. Exceptionally maintained and nestled in a setting that celebrates both land and sea, this condo is ready to welcome you home.

Listing Agent

Lauren Beninate

Beachy Beach Real Estate Listed on: 10/01/2025

Beachy Beach Real Estate

Open House Schedule

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,092

Year Built

  • Built in 1984

Home Design

  • Wood Siding

Interior Spaces

  • Ceiling Fan
  • Living Room
  • Dining Room
  • Bay Views

Kitchen

  • Breakfast Bar
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Home Security

Parking

  • Paved Parking
  • Additional Parking
  • Parking Lot
  • Assigned Parking

Pool

Schools

  • Lucille Moore Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Cooling Available
  • Heating Available
  • High Speed Internet

Additional Features

  • Balcony
  • Property fronts a private road

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include management, cable TV, insurance, laundry, legal/accounting, ground maintenance, pool(s), trash, water
  • Low-Rise Condominium
  • Sun Harbor Condo Subdivision

Amenities

  • Picnic Area
  • Laundry Facilities

Recreation

  • Marina
  • Waterfront
  • Community Pool
  • Park

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,092

Year Built

Built in 1984

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1984
  • Property Sub Type: Condominium
  • Road Frontage Type: City Street, Private Road
  • Road Surface Type: Graded, Paved, Maintained
  • Subdivision Name: Sun Harbor Condo
  • Architectural Style: Low Rise
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: OpenHouse

Interior Features

  • Appliances: Dishwasher, Refrigerator
  • Interior Amenities: Breakfast Bar
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Dining Room, Living Room, Other

Exterior Features

  • Pool Features: Fenced, Electric Heat, In Ground, Community
  • View: Bay
  • View: Yes
  • Waterfront Features: Bay Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Wood Siding
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: Additional Parking, Assigned, Paved, Parking Lot
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Cable Connected, Electricity Available, High Speed Internet Available
  • Security Features: Fire Sprinkler System, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Wall Unit(s)
  • Heating: Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Laundry Facilities, Marina, Park, Pool, Waterfront
  • Amenities: Marina, Barbecue, Picnic Area
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Cable TV, Insurance, Laundry, Legal/Accounting, Maintenance Grounds, Pool(s), Trash, Water

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Waterfront, Paved
  • Land Lease: No
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: All Units

MLS Schools

  • Elementary School: Lucille Moore
  • High School: Bay

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,092 $147,050 -- $147,050
2023 $2,092 $91,163 $0 $147,050
2022 $1,578 $82,875 $0 $82,875
2021 $1,488 $75,348 $0 $0
2020 $1,401 $71,825 $0 $71,825
2019 $1,047 $69,063 $0 $69,063
2018 $870 $56,610 $0 $0
2017 $787 $51,464 $0 $0
2016 $772 $46,785 $0 $0
2015 $712 $42,532 $0 $0
2014 $672 $38,665 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/01/2025 10/01/25 For Sale $185,000 -- $343 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Quit Claim Deed $100 None Listed On Document
Personal Reps Deed $100 None Listed On Document
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 779801

Central Panhandle Association of REALTORS®

APN: 27935-564-000

Florida Bay County Panama City 32401

5505 Sun Harbor Rd Unit 251, Panama City, FL

This home is located at 5505 Sun Harbor Rd Unit 251, Panama City, FL 32401 and is currently priced at $185,000, approximately $342 per square foot. This property was built in 1984. 5505 Sun Harbor Rd Unit 251 is a home located in Bay County with nearby schools including Lucille Moore Elementary School, Jinks Middle School, and Bay High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Lauren Beninate
Listing Agent
Lauren Beninate
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Beachy Beach Real Estate
(448) 233-5472