Seller's Agent in 2025
Henry Ospina
Baird Warner
(630) 715-4392
2 in this area
16 Total Sales
555 Chestnut Dr Oswego, IL 60543
South Oswego Neighborhood
3
Beds
2.5
Baths
1,700
Sq Ft
$37/mo
HOA Fee
Highlights
- Landscaped Professionally
- Cul-De-Sac
- Central Air
- Prairie Point Elementary School Rated A-
- Laundry Room
- Combination Dining and Living Room
About This Home
As of June 2025New to the Morgan Crossing subdivision! This 3 bedroom 2.1 bath duplex offers vaulted ceilings and an open concept feel on the main floor. Recently renovated full bathrooms with updated kitchen appliances. 1700 sq. ft of living space, 2 story living room with loft area, large master bedroom with vaulted ceiling. Huge yard with patio perfect for entertaining. Oswego shopping and school nearby. Bring your buyers today!
Last Agent to Sell the Property
Baird & Warner License #475181333 Listed on: 05/12/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,715
Year Built
- Built in 2003 | Remodeled in 2019
Lot Details
- Lot Dimensions are 50x115
- Cul-De-Sac
- Landscaped Professionally
HOA Fees
- $37 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Off-Street Parking
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,700 Sq Ft Home
- 2-Story Property
- Family Room
- Combination Dining and Living Room
- Carpet
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
Schools
- Prairie Point Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 200+ Amp Service
- Lake Michigan Water
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- 2 Units
- Morgan Crossing Subdivision
Pet Policy
- Dogs and Cats Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 12, 2025
Closed on
Jun 23, 2025
Sold by
Ruffin Amaury and Kowalski Christina
Bought by
Paul Anto
Seller's Agent
Henry Ospina
Baird & Warner
Buyer's Agent
Carly Wittenberg
Crosstown Realtors, Inc.
List Price
$315,000
Sold Price
$335,000
Premium/Discount to List
$20,000
6.35%
Views
71
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,732
Avg. Annual Appreciation
8.82%
Original Mortgage
$316,575
Outstanding Balance
$315,669
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$27,063
Purchase Details
Closed on
Jan 12, 2024
Sold by
Ruffin Milagros I
Bought by
Ruffin Amaury
Purchase Details
Listed on
Jul 29, 2019
Closed on
Sep 4, 2019
Sold by
Gorrell Gene and Gorrell Reneice
Bought by
Ruffin Milagros I
Seller's Agent
Jennifer Becknell
Charles Rutenberg Realty of IL
Buyer's Agent
Henry Ospina
Baird & Warner
List Price
$206,000
Sold Price
$210,000
Premium/Discount to List
$4,000
1.94%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.39%
Original Mortgage
$168,000
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 23, 2005
Sold by
Palmer James and Palmer Jennifer
Bought by
Gorrell Gene and Gorrell Reneice
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
5.83%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 20, 2005
Sold by
Fiddick Dave and Fiddick Peggy
Bought by
Palmer James and Palmer Jennifer
Purchase Details
Closed on
Dec 19, 2000
Sold by
Ras Oswego Inc
Bought by
Palmer James and Palmer Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,480
Interest Rate
7.77%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $335,000 | Chicago Title | |
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $210,000 | First American Title | |
| Warranty Deed | $195,000 | Ticor Title | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $148,000 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $316,575 | New Conventional | |
| Previous Owner | $168,000 | New Conventional | |
| Previous Owner | $195,000 | New Conventional | |
| Previous Owner | $144,480 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/27/2025 06/27/25 | Sold | $335,000 | +6.3% | $197 / Sq Ft | |
| 05/18/2025 05/18/25 | Pending | -- | -- | -- | |
| 05/15/2025 05/15/25 | For Sale | $315,000 | +50.0% | $185 / Sq Ft | |
| 09/06/2019 09/06/19 | Sold | $210,000 | +1.9% | $124 / Sq Ft | View Prior Sale |
| 08/02/2019 08/02/19 | Pending | -- | -- | -- | |
| 07/29/2019 07/29/19 | For Sale | $206,000 | 0.0% | $121 / Sq Ft | |
| 09/24/2018 09/24/18 | Rented | $1,700 | 0.0% | -- | |
| 08/29/2018 08/29/18 | For Rent | $1,700 | +1.5% | -- | |
| 06/07/2017 06/07/17 | Rented | $1,675 | 0.0% | -- | |
| 05/12/2017 05/12/17 | For Rent | $1,675 | 0.0% | -- | |
| 09/24/2016 09/24/16 | Rented | $1,675 | 0.0% | -- | |
| 08/19/2016 08/19/16 | Price Changed | $1,675 | -1.5% | $1 / Sq Ft | |
| 07/26/2016 07/26/16 | For Rent | $1,700 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,440 | $86,022 | $15,101 | $70,921 |
| 2023 | $5,715 | $76,126 | $13,364 | $62,762 |
| 2022 | $5,715 | $69,205 | $12,149 | $57,056 |
| 2021 | $5,498 | $64,677 | $11,354 | $53,323 |
| 2020 | $5,261 | $61,597 | $10,813 | $50,784 |
| 2019 | $5,518 | $57,404 | $10,813 | $46,591 |
| 2018 | $5,599 | $56,328 | $10,610 | $45,718 |
| 2017 | $5,560 | $54,162 | $10,202 | $43,960 |
| 2016 | $4,793 | $52,079 | $9,810 | $42,269 |
| 2015 | $4,655 | $48,672 | $9,168 | $39,504 |
| 2014 | $2,203 | $45,917 | $8,649 | $37,268 |
| 2013 | $2,203 | $44,580 | $8,397 | $36,183 |
Source: Public Records
Agents Affiliated with this Home
-
Henry Ospina
-
Carly Wittenberg
C
Buyer's Agent in 2025
Carly Wittenberg
Crosstown Realtors, Inc.
(773) 899-5614
1 in this area
6 Total Sales
-
J
Seller's Agent in 2019
Jennifer Becknell
Charles Rutenberg Realty of IL
-
Melissa Walsh
Buyer's Agent in 2017
Melissa Walsh
Coldwell Banker Real Estate Group
(630) 272-7263
10 in this area
316 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12358055
APN: 03-29-255-015
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