555 Colchester Dr Oswego, IL 60543
South Oswego Neighborhood
5
Beds
3
Baths
2,738
Sq Ft
9,849
Sq Ft Lot
Highlights
- Water Views
- Home fronts a pond
- Landscaped Professionally
- Oswego High School Rated A-
- Open Floorplan
- Community Lake
About This Home
As of July 2025555 Colchester Drive is the definition of "better than new". With big ticket items like upgraded Kitchen, oversized paver patio with seat wall, and fenced yard already done, you can spend your summer settling in and enjoying your new Home! This Damen Model features 5 Bedrooms, 3 Full Baths, a 3-Car Garage and a thoughtful layout that will provide tons of flexibility and grow with you as your needs change. Upon entering, you're welcomed by the Foyer and charming Living Room which leads to the light & bright, open-concept floor plan that seamlessly connects Kitchen, Dining, and Family room areas. The Kitchen has been recently upgraded to include quartz countertops w/ waterfall edge, tile backsplash, and a SS workstation sink. The first floor Bedroom could easily convert to a Toy Room or Office and is adjacent to a full Bath, providing Guests with their very own space. Head upstairs to find the Loft area and oversized Primary Bedroom with En Suite Bath and large walk-in Closet. 3 additional generous-sized Bedrooms, a shared full Hall Bath, and adorable Laundry Room finish off the 2nd Floor. The partially finished Basement has a cozy tv area, open Rec Room, lots of storage and is awaiting your finishing touches. Out back, enjoy privacy and serene views overlooking the pond. The patio is perfect for grilling and entertaining or just winding down and enjoying the peace & quiet. Within walking distance to Traughber Junior High and located just a short drive to Route 34 and downtown Oswego for daily errands, and loads of shopping & dining options. With top-notch updates and a layout that works for everyday living, don't miss the chance to make this home your own. Come see how comfortable life can be.
Last Agent to Sell the Property
Lake Holiday Homes, Inc License #475180715 Listed on: 05/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,687
Year Built
- Built in 2018
Lot Details
- 9,849 Sq Ft Lot
- Lot Dimensions are 74x131x86x131
- Home fronts a pond
- Fenced
- Landscaped Professionally
- Paved or Partially Paved Lot
HOA Fees
- $48 Monthly HOA Fees
Parking
- 3 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 2,738 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Panel Doors
- Entrance Foyer
- Family Room
- Living Room
- Formal Dining Room
- Loft
- Water Views
- Carbon Monoxide Detectors
Kitchen
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
Laundry
- Laundry Room
- Gas Dryer Hookup
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Patio
Schools
- Southbury Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Gas Water Heater
Community Details
- Association fees include insurance
- Office Association, Phone Number (815) 886-9976
- Ashcroft Place Estates Subdivision, Damen Floorplan
- Property managed by FOSTER PREMIER
- Community Lake
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 1, 2022
Closed on
Jan 27, 2023
Sold by
Bibian Agustin and Bibian Maricruz
Bought by
Knight Christopher T and Knight Melanie L
Seller's Agent
Erin Hill
Coldwell Banker Real Estate Group
Buyer's Agent
Laurie Despot
Lake Holiday Homes, Inc
List Price
$469,900
Sold Price
$455,000
Premium/Discount to List
-$14,900
-3.17%
Views
53
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.29%
Original Mortgage
$205,000
Outstanding Balance
$197,661
Interest Rate
5.39%
Mortgage Type
New Conventional
Estimated Equity
$319,075
Purchase Details
Listed on
Feb 25, 2020
Closed on
Mar 31, 2020
Sold by
D R Horton Inc Midwest
Bought by
Bibian Agustin and Diaz Maricruz
Seller's Agent
Sara Wittchen
RE/MAX Ultimate Professionals
Buyer's Agent
Erin Hill
Coldwell Banker Real Estate Group
List Price
$318,150
Sold Price
$326,050
Premium/Discount to List
$7,900
2.48%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.27%
Original Mortgage
$260,840
Interest Rate
3.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 8, 2018
Sold by
Developments Solutions Ap Llc
Bought by
D R Horton Inc and Drh Cambridge Homes Inc
Similar Homes in Oswego, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $455,000 | Fidelity National Title | |
| Warranty Deed | $326,500 | None Available | |
| Special Warranty Deed | $3,250,000 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $205,000 | New Conventional | |
| Previous Owner | $260,840 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | Sold | $505,000 | -2.9% | $184 / Sq Ft |
| 06/13/2025 06/13/25 | Pending | -- | -- | -- |
| 06/11/2025 06/11/25 | For Sale | $519,900 | 0.0% | $190 / Sq Ft |
| 06/02/2025 06/02/25 | Pending | -- | -- | -- |
| 05/29/2025 05/29/25 | For Sale | $519,900 | +14.3% | $190 / Sq Ft |
| 02/16/2023 02/16/23 | Sold | $455,000 | -2.1% | $173 / Sq Ft |
| 01/13/2023 01/13/23 | Pending | -- | -- | -- |
| 12/19/2022 12/19/22 | Price Changed | $464,900 | -1.1% | $177 / Sq Ft |
| 12/01/2022 12/01/22 | For Sale | $469,900 | +44.1% | $179 / Sq Ft |
| 03/31/2020 03/31/20 | Sold | $326,050 | +2.5% | $124 / Sq Ft |
| 02/25/2020 02/25/20 | Pending | -- | -- | -- |
| 02/25/2020 02/25/20 | For Sale | $318,150 | -- | $121 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,687 | $145,224 | $32,082 | $113,142 |
| 2023 | $10,296 | $132,021 | $29,165 | $102,856 |
| 2022 | $10,296 | $120,019 | $26,514 | $93,505 |
| 2021 | $9,608 | $108,683 | $24,779 | $83,904 |
| 2020 | $5,748 | $65,373 | $14,528 | $50,845 |
| 2019 | $0 | $26 | $26 | $0 |
| 2018 | $0 | $25 | $25 | $0 |
| 2017 | $0 | $23 | $23 | $0 |
| 2016 | $0 | $22 | $22 | $0 |
| 2015 | -- | $21 | $21 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Laurie Despot
Lake Holiday Homes, Inc
(630) 234-3383
3 in this area
94 Total Sales
-
Buyer's Agent in 2025
Edward Hall
Baird Warner
(630) 205-4700
1 in this area
250 Total Sales
-
Seller's Agent in 2023
Erin Hill
Coldwell Banker Real Estate Group
(630) 336-5962
28 in this area
209 Total Sales
-
Seller Co-Listing Agent in 2023
Jerry Hill
Coldwell Banker Real Estate Group
(630) 336-5963
27 in this area
193 Total Sales
-
S
Seller's Agent in 2020
Sara Wittchen
RE/MAX
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12376096
APN: 03-21-375-037
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