NOT LISTED FOR SALE

5604 Charter Oaks Ln York, SC 29745

Estimated Value: $527,000 - $583,000

4 Beds
3 Baths
2,567 Sq Ft
$217/Sq Ft Est. Value

Last Sold August 26, 2022

Last sale price $495,000 $193 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $3,178/month

26 Days on Market

Highlights

  • Spa
  • Contemporary Architecture
  • Bar Fridge
  • Bethel Elementary School Rated A
  • Fireplace
  • Laundry Room

About This Home

As of August 2022

Step in to this contemporary home that offers 2 bedrooms a full bath on the main level along with your main living space with plenty of natural light. The kitchen leads to a wrap around deck perfect for entertaining. Upper level hosts the owners suite with a spacious private bathroom and ample closet space. Enjoy your cup of coffee on the private suite deck! The lower level offers a bedroom, full bath, second living room space and a workshop with exterior access! Make this space into a kitchen area and you will have complete second living quarters. LVP floors throughout all three levels with a water and filtration system built in. Each level has its own deck and were freshly painted in 2021. This home sits on a little over an acre filled with mature trees for ultimate privacy. Drive down to the covered carport and step in to your little slice of serenity. Just a quick 5 minutes to all Lake Wylie has to offer. Hot tub conveys.

Last Agent to Sell the Property

Sasha Serna

Carolina Homes Connection, LLC License #104771 Listed on: 07/15/2022

Carolina Homes Connection, LLC

Last Buyer's Agent

Tonja Morrell

Stephen Cooley Real Estate License #127894

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,714

Year Built

  • Built in 1987

Lot Details

  • Fenced
  • Zoning described as RC-I

HOA Fees

  • $4 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Wood Siding

Interior Spaces

  • Bar Fridge
  • Ceiling Fan
  • Fireplace
  • Vinyl Flooring

Kitchen

  • Convection Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Spa

Utilities

  • Forced Air Heating System
  • Septic Tank

Community Details

  • Charter Oaks HOA
  • Charter Oaks Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 484-00-00-047

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,714

Year Built

Built in 1987

Lot Details

0

HOA Fees

$4 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Year Built: 1987
  • Ratio Current Price By Acre: 434210.53
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete
  • Structure Type: Two Story/Basement
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 192.83
  • Special Features: None

Interior Features

  • Foundation Details: Basement, Slab
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl
  • Fixture Exception Yn: 0
  • Sq Ft Additional: 0
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1496
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 489
  • Porch: Back,Side
  • Appliances: Bar Fridge, Ceiling Fan(s), Convection Oven, Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 582
  • Fireplace Features: Gas
  • Living Area: 2567
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Half Bathrooms: 0
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Half Bathrooms: 0
  • Full Bathrooms: 1
  • Half Bathrooms: 0
  • Total Bedrooms: 1

Exterior Features

  • Exterior Features: Fence, Hot Tub
  • New Construction: No
  • Roof: Shingle
  • Tax Location: York
  • Construction Type: Site Built
  • Construction Type: Wood Siding

Garage/Parking

  • Main Level Garage YN: 0
  • Parking Features: Carport - 2 Car

Utilities

  • Heating: Central, Forced Air
  • Sewer: Septic Installed
  • Water Heater: Electric
  • Laundry Features: Main Level
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 50
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Association Name: Charter Oaks HOA
  • ResoAssociationFeeFrequency: Annually

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required
  • CAR_YearlyHOAExpense: 50.00

Lot Info

  • Lot Size Area: 1.14
  • Lot Size Units: Acres
  • Parcel Number: 484-00-00-047
  • Zoning Description: RC-I
  • ResoLotSizeUnits: Acres

Tax Info

  • RATIO List Price By Tax Amount: 1.56736

Multi Family

  • Unit Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 15, 2022
Closed on
Aug 29, 2022
Sold by
Tiago Ruffoni
Bought by
Vinalet Naylet Caridad and Mata-Vinalet Miriam Esther
Seller's Agent
Sasha Serna
Carolina Homes Connection, LLC
Buyer's Agent
Tonja Morrell
Stephen Cooley Real Estate
List Price
$550,000
Sold Price
$495,000
Premium/Discount to List
-$55,000
-10%
Views
9
Current Estimated Value
$555,919

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$60,919
Avg. Annual Appreciation
3.77%
Original Mortgage
$247,500
Outstanding Balance
$236,941
Interest Rate
5.51%
Mortgage Type
New Conventional
Estimated Equity
$318,978

Purchase Details

Listed on
Nov 9, 2018
Closed on
Dec 13, 2018
Sold by
Wyman Jeremy and Wyman Meredith
Bought by
Ruffoni Krista and Ruffoni Tiago
Seller's Agent
Matt Ruotolo
EXP Realty LLC
Buyer's Agent
Leah Sikes
Dalton Wade, Inc.
List Price
$329,900
Sold Price
$324,900
Premium/Discount to List
-$5,000
-1.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.05%
Original Mortgage
$259,920
Interest Rate
4.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 21, 2016
Closed on
Mar 21, 2017
Sold by
King William B and King Patricia K
Bought by
Wyman Jeremy and Wyman Meredith
Seller's Agent
Robin King
Howard Hanna Allen Tate Lake Wylie
Buyer's Agent
Robin King
Howard Hanna Allen Tate Lake Wylie
List Price
$292,000
Sold Price
$288,000
Premium/Discount to List
-$4,000
-1.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.13%
Original Mortgage
$273,600
Interest Rate
4.19%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 21, 2016
Closed on
Mar 16, 2017
Sold by
King William B and King Patricia K
Bought by
Wyman Jeremy and Wyman Meredith
Seller's Agent
Robin King
Howard Hanna Allen Tate Lake Wylie
Buyer's Agent
Robin King
Howard Hanna Allen Tate Lake Wylie
List Price
$292,000
Sold Price
$288,000
Premium/Discount to List
-$4,000
-1.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$273,600
Interest Rate
4.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 2, 2011
Sold by
King William B and King Patricia K
Bought by
King William B and King Patricia K

Purchase Details

Closed on
Sep 21, 1999
Sold by
Finch James D
Bought by
King William B
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vinalet Naylet Caridad $495,000 Johannesmeyer & Sawyer Pllc
Ruffoni Krista $324,900 Blackhawk Title Llc
Wyman Jeremy $288,000 Commonwealth Usa Settlements
Wyman Jeremy $288,000 Commonwealth Usa Settlements
King William B -- --
King William B $205,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Vinalet Naylet Caridad $247,500
Previous Owner Ruffoni Krista $259,920
Previous Owner Wyman Jeremy $273,600
Previous Owner Wyman Jeremy $273,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/26/2022 08/26/22 Sold $495,000 -4.8% $193 / Sq Ft
08/10/2022 08/10/22 Pending -- -- --
07/28/2022 07/28/22 Price Changed $520,000 -1.0% $203 / Sq Ft
07/18/2022 07/18/22 Price Changed $525,000 -4.5% $205 / Sq Ft
07/15/2022 07/15/22 For Sale $550,000 +91.0% $214 / Sq Ft
08/17/2020 08/17/20 Off Market $288,000 -- --
12/13/2018 12/13/18 Sold $324,900 -1.5% $129 / Sq Ft View Prior Sale
11/13/2018 11/13/18 Pending -- -- --
11/09/2018 11/09/18 For Sale $329,900 +14.5% $131 / Sq Ft
03/13/2017 03/13/17 Sold $288,000 -1.4% $115 / Sq Ft View Prior Sale
02/09/2017 02/09/17 Pending -- -- --
10/21/2016 10/21/16 For Sale $292,000 -- $116 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,714 $19,204 $2,400 $16,804
2023 $11,217 $28,806 $3,600 $25,207
2022 $1,585 $13,271 $2,400 $10,871
2021 -- $13,271 $2,400 $10,871
2020 $1,502 $13,271 $0 $0
2019 $1,556 $12,600 $0 $0
2018 $1,412 $11,380 $0 $0
2017 $867 $11,380 $0 $0
2016 $817 $7,500 $0 $0
2014 $983 $7,500 $1,760 $5,740
2013 $983 $8,620 $1,760 $6,860
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3882303

Canopy MLS (Canopy Realtor® Association)

APN: 4840000047