$530,000
SOLD MAR 14, 2025

5657 Ginkgo Rd Ooltewah, TN 37363

4 Beds
3.5 Baths
2,900 Sq Ft
0.58 Acres

Recently Sold

$183 Per Sq Ft

1% Below List Price

175 Days on Market

Highlights

  • 0.58 Acre Lot
  • Main Floor Primary Bedroom
  • Loft
  • Open Floorplan
  • Whirlpool Bathtub
  • Home Office

About This Home

As of March 2025

**Buyer Funds Fell Through!*Experience the perfect blend of comfort and luxury in this stunning 4-bedroom, 3.5-bath home at 5657 Ginkgo Rd, Ooltewah, TN. With 2,900 square feet of main living space, this residence boasts breathtaking mountain views, soaring cathedral ceilings, a home theater, and an open-concept layout perfect for modern living. Enjoy the convenience of a master suite on the main floor, a formal dining room, and an additional 1,472 square feet in the basement that's heated, cooled, and features concrete flooring, ready to be finished to your liking. Recent updates include a new roof, just one year old, and two new A/C units, both replaced in the last few years. The screened-in back porch is ideal for relaxing, and the painted garage adds a polished touch. Located near Imagination Station and Cambridge Square, this home offers both serenity and accessibility.

Last Agent to Sell the Property

Calvin Shropshire

EXP Realty,LLC License #301898 Listed on: 11/06/2024

Co-Listed By

Jethro Perez

EXP Realty,LLC

Last Buyer's Agent

Deanna Lindsey

Keller Williams Realty License #317692

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,436

Year Built

  • Built in 2006

Lot Details

  • 0.58 Acre Lot
  • Lot Dimensions are 132.10x136.73

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Parking Accessed On Kitchen Level
  • Off-Street Parking

Home Design

  • Brick Foundation
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,900 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Gas Log Fireplace
  • Formal Dining Room
  • Home Office
  • Loft
  • First Floor Utility Room
  • Utility Room

Kitchen

  • Breakfast Room
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Double Vanity
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Partial Basement

Schools

  • Apison Elementary School
  • Ooltewah Middle School
  • Ooltewah High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Cable TV Available

Community Details

  • Homewood Subdivision

Listing and Financial Details

  • Assessor Parcel Number 141b E 005

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,436

Year Built

Built in 2006

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.58
  • Lot Size: 132.10X136.73
  • Co List Office Mls Id: 17479
  • Co List Office Phone: 423-381-6522
  • Subdivision Name: Homewood
  • Directions: I-75, Exit 11, East on Lee Highway, Right on Edgemon Road, Vere Right on Tucker Road, Right into Homewood, Left on Homewood Circle, Left on Ginkgo Road, Home on Right
  • Above Grade Finished Sq Ft: 2900.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2900.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 2006
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 141b E 005
  • Location Tax and Legal Elementary School: Apison Elementary
  • Location Tax and Legal Middle Or Junior School2: Ooltewah Middle
  • Location Tax and Legal High School: Ooltewah
  • Location Tax and Legal:Tax Annual Amount: 3435.56
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 2900.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.58
  • General Property Information Lot Size Square Feet2: 25264.8
  • General Property Information Lot Size Dimensions: 132.10X136.73
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Room Types Bedroom Level: Second
  • Washers: Yes
  • Room Types Primary Bedroom Level: First
  • Room Types Utility Room: Yes
  • Room Types Utility Room Level: First
  • Cooling:Multi Units: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Foundation Details BrickMortar: Yes
  • Interior Features Split Bedrooms2: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Interior Features Breakfast Nook: Yes
  • Parking Features Kitchen Level2: Yes
  • Foundation Details Stone2: Yes
  • Interior Features Breakfast Room: Yes
  • Room Types Office2: Yes
  • Room Types Office Level: Second
  • Room Types Loft: Yes
  • Room Types Loft Level: Second
  • Special Features: VirtualTour

Interior Features

  • Appliances: Washer, Microwave, Dishwasher
  • Has Basement: Full, Partial, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Breakfast Nook, Breakfast Room, Double Vanity, Open Floorplan, Primary Downstairs, Separate Dining Room, Separate Shower, Split Bedrooms, Walk-In Closet(s), Whirlpool Tub
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Basement:Partial: Yes
  • Full Basement: Yes
  • Interior Features:Open Floorplan: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Fireplace Features:Gas Starter: Yes

Exterior Features

  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: None
  • Foundation Details: Brick/Mortar, Stone
  • Roof: Shingle
  • Exterior Features:None8: Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Basement, Kitchen Level, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Basement: Yes

Utilities

  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Electric, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 250.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 250.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Apison Elementary
  • High School: Ooltewah
  • Middle Or Junior School: Ooltewah Middle

Lot Info

  • Lot Size Sq Ft: 25264.8
  • Additional Parcels: No
  • Parcel #: 141b E 005
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3435.56

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2024
Closed on
Mar 14, 2025
Sold by
Cross Kenneth D and Cross Nita W
Bought by
Mcdermott Paul D and Mcdermott Kirstin N
Seller's Agent
Calvin Shropshire
EXP Realty,LLC
Buyer's Agent
Deanna Lindsey
Keller Williams Realty
List Price
$535,000
Sold Price
$530,000
Premium/Discount to List
-$5,000
-0.93%
Total Days on Market
175
Views
252

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.27%
Original Mortgage
$160,000
Outstanding Balance
$159,455
Interest Rate
6.12%
Mortgage Type
New Conventional
Estimated Equity
$364,270

Purchase Details

Closed on
Jun 8, 2007
Sold by
Arner Jerome
Bought by
Cross Kenneth D and Cross Nita W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$278,800
Interest Rate
6.16%
Mortgage Type
Unknown

Purchase Details

Closed on
May 4, 2006
Sold by
Cornerstone Land Llc
Bought by
Arner Jerome

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,600
Interest Rate
6.33%
Mortgage Type
Unknown
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $530,000 First Choice Title
Warranty Deed $293,800 Realty Title & Escrow Servic
Warranty Deed $23,715 Title Services Tennessee Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $160,000 New Conventional
Previous Owner $260,000 New Conventional
Previous Owner $60,000 Credit Line Revolving
Previous Owner $260,837 New Conventional
Previous Owner $278,800 Unknown
Previous Owner $205,600 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/14/2025 03/14/25 Sold $530,000 -0.9% $183 / Sq Ft
02/16/2025 02/16/25 Pending -- -- --
11/06/2024 11/06/24 For Sale $535,000 0.0% $184 / Sq Ft
10/06/2024 10/06/24 Pending -- -- --
09/27/2024 09/27/24 Price Changed $535,000 -2.7% $184 / Sq Ft
08/24/2024 08/24/24 For Sale $550,000 0.0% $190 / Sq Ft
08/21/2024 08/21/24 Price Changed $550,000 -- $190 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,024 $90,475 $0 $0
2023 $3,436 $90,475 $0 $0
2022 $3,291 $90,475 $0 $0
2021 $3,291 $90,475 $0 $0
2020 $3,047 $68,800 $0 $0
2019 $3,047 $68,800 $0 $0
2018 $2,778 $68,800 $0 $0
2017 $2,778 $68,800 $0 $0
2016 $2,775 $0 $0 $0
2015 $2,775 $66,875 $0 $0
2014 $2,775 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1397288

Greater Chattanooga REALTORS®

APN: 141B-E-005