$499,900
SOLD OCT 16, 2025

576 Broad St Cumberland, RI 02864

Valley Falls Neighborhood
8 Beds
2 Baths
2,496 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$200 Per Sq Ft

22 Days on Market

Highlights

  • Wood Flooring
  • Bathtub with Shower
  • Shops
  • Cumberland High School Rated 9+
  • Public Transportation
  • Forced Air Heating System

About This Home

As of October 2025

Amazing opportunity for owner occupy, investment or multi-generational living. This side by side duplex is a rare find with 4 Bedrooms and 1 bath on each side. So many options here! A great opportunity to break into the market and have your tenants pay part of your mortgage or multi-generational living with privacy on each side. Close to shopping and restaurants and public transportation. This very large duplex is a must see! Call for your private appointment today!

Last Agent to Sell the Property

Elizabeth Schultz

BHHS Evolution Properties License #REB.0018271 Listed on: 08/20/2025

BHHS Evolution Properties

Last Buyer's Agent

Rita Caraccia

Keller Williams Leading Edge License #RES.0046269

Keller Williams Leading Edge

Property Details

Home Type

  • Multi-Family

Year Built

  • Built in 1870

Lot Details

  • 7,405 Sq Ft Lot

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 2,496 Sq Ft Home
  • 2-Story Property
  • Laundry in unit

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 8 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Parking

  • 2 Parking Spaces
  • No Garage

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 124
  • Assessor Parcel Number 576BROADSTCUMB

Community Details

Overview

  • 2 Units
  • Valley Falls Subdivision

Amenities

  • Shops
  • Restaurant
  • Public Transportation

Building Details

  • Operating Expense $7,800

Property Details

Home Type

Multi-Family

Year Built

Built in 1870

Lot Details

0

Listing Details

  • Property Sub Type: Multi Family
  • Prop. Type: Residential Income
  • Lot Size Acres: 0.17
  • Inclusions: Interior photos were taken prior to tenant occupying the property. Excludes all tenant personal belongings. Includes all appliances that are owned by seller.
  • Subdivision Name: Valley Falls
  • Above Grade Finished Sq Ft: 2496.0
  • Garage Yn: No
  • New Construction: No
  • Year Built: 1870
  • Special Features: VirtualTour

Interior Features

  • Number Of Buildings: 1
  • Appliances: Gas Water Heater
  • Has Basement: Full, Interior Entry, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 8
  • Fireplace: No
  • Flooring: Carpet, Hardwood
  • Interior Amenities: Tub Shower
  • Stories: 2

Exterior Features

  • Construction Type: Drywall, Brick

Garage/Parking

  • Parking Features: No Garage
  • Total Parking Spaces: 2.0

Utilities

  • Laundry Features: In Unit
  • Cooling: None
  • Cooling Y N: No
  • Heating: Electric, Forced Air, Gas
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Connected
  • Utilities: Sewer Connected
  • Water Source: Connected

Condo/Co-op/Association

  • Community Features: Highway Access, Near Schools, Public Transportation, Restaurant, Shopping
  • Senior Community: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 7405.0
  • Parcel #: 576BROADSTCUMB

Multi Family

  • Number Of Units Total: 2
  • Annual Operating Expense: 7800.0

Tax Info

  • Tax Annual Amount: 36320.0
  • Tax Lot: 124
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 20, 2025
Closed on
Oct 15, 2025
Sold by
Lomov Loretta
Bought by
Caraccia Dennis J and Caraccia Rita C
Seller's Agent
Elizabeth Schultz
BHHS Evolution Properties
Buyer's Agent
Rita Caraccia
Keller Williams Leading Edge
List Price
$499,900
Sold Price
$499,900
Views
51

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-29.61%
Original Mortgage
$399,920
Outstanding Balance
$399,558
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$83,095

Purchase Details

Listed on
Aug 20, 2025
Closed on
Oct 10, 2025
Sold by
Lomov Loretta and Stephens Joana L
Bought by
Lomov Loretta
Seller's Agent
Elizabeth Schultz
BHHS Evolution Properties
Buyer's Agent
Rita Caraccia
Keller Williams Leading Edge
List Price
$499,900
Sold Price
$499,900
Views
51

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$399,920
Outstanding Balance
$399,558
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$83,095

Purchase Details

Closed on
Jun 22, 2021
Sold by
Lomov Loretta
Bought by
Lomov Loretta and Lavson-Stephens Joana

Purchase Details

Closed on
Jul 21, 2000
Sold by
Basinger Robert L and Basinger John V
Bought by
Lomov Nicolai A and Lomov Loretta

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,200
Interest Rate
8.28%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $499,900 --
Quit Claim Deed -- --
Quit Claim Deed -- None Available
Warranty Deed $114,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $399,920 Purchase Money Mortgage
Previous Owner $112,200 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/16/2025 10/16/25 Sold $499,900 0.0% $200 / Sq Ft
09/11/2025 09/11/25 Pending -- -- --
08/20/2025 08/20/25 For Sale $499,900 -- $200 / Sq Ft
Source: State-Wide MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,729 $303,900 $107,300 $196,600
2024 $3,632 $303,900 $107,300 $196,600
2023 $3,531 $303,900 $107,300 $196,600
2022 $3,335 $222,500 $65,700 $156,800
2021 $3,280 $222,500 $65,700 $156,800
2020 $3,186 $222,500 $65,700 $156,800
2019 $2,804 $176,600 $42,100 $134,500
2018 $351 $176,600 $42,100 $134,500
2017 $2,686 $176,600 $42,100 $134,500
2016 $2,724 $159,500 $54,300 $105,200
2015 $2,724 $159,500 $54,300 $105,200
2014 $2,724 $159,500 $54,300 $105,200
2013 $2,307 $146,200 $57,200 $89,000
Source: Public Records

Agents Affiliated with this Home

  • Elizabeth Schultz

    Seller's Agent in 2025

    Elizabeth Schultz

    BHHS Evolution Properties

    (508) 269-6641

    1 in this area

    42 Total Sales

    Elizabeth Schultz
    Section Image

  • R

    Buyer's Agent in 2025

    Rita Caraccia

    Keller Williams Leading Edge

    (401) 354-9668

    1 in this area

    9 Total Sales

    Rita Caraccia
    Section Image
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Map

Source: State-Wide MLS

MLS Number: 1393036

State-Wide MLS

APN: CUMB-000011-000124-000000

Rhode Island Providence County Cumberland 02864 Valley Falls

576 Broad St, Cumberland, RI

Sold

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