$555,000

5820 Ruddock Rd N Philo, CA 95466

Estimated payment $3,262/month

4 Beds
2 Baths
2,096 Sq Ft
$265 Price per Sq Ft

Highlights

  • Additional Residence on Property
  • Private Lot
  • Separate Entry Quarters
  • Vineyard View
  • Patio
  • Bathroom on Main Level

About This Home

Nestled just minutes from the village of Philo, Valley Haven offers a rare blend of character & income potential. This unique property features a vintage home with a studio apartment and a spacious 1-bedroom second home with a multipurpose room. The 1954 main residence retains its classic charm with original wood cabinetry & solid wood paneling, some of which has been painted. Upgrades include PEX plumbing, on-demand propane water heaters & central heat and air. The studio has a full kitchen, bathroom and its own entry. A converted garage/shop now serves as a large 1-bedroom second home, complete with a multipurpose room. The studio and second home currently generate $2,000/month in rental income. A carport provides covered space for one vehicle & room for garden tools. An art/crafts studio offers creative workspace. The property is flat, usable & garden-ready. The irrigation system is connected to the well. A rain catchment system collects water for hand watering. A large backyard awaits outdoor fun. Garden beds with tranquil sitting areas surround the home. Ideal as a full-time residence or a weekend retreat, with rental income that supports either lifestyle, Valley Haven offers plenty of room for kids to play, gardens to grow, & family to gather.

Listing Agent

Sheri Hansen

Rancheria Realty License #01292144 Listed on: 06/27/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,188

Year Built

  • Built in 1954

Lot Details

  • 0.8 Acre Lot
  • Private Lot
  • Property is zoned AG

Property Views

  • Vineyard
  • Hills

Home Design

  • Flat Roof Shape

Interior Spaces

  • 2,096 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Living Room with Fireplace

Kitchen

  • Built-In Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 5 Parking Spaces
  • 1 Carport Space
  • No Garage
  • Gravel Driveway
  • Uncovered Parking

Outdoor Features

  • Patio

Additional Homes

  • Additional Residence on Property
  • Separate Entry Quarters

Utilities

  • Central Heating and Cooling System
  • Propane
  • Well
  • Septic System
  • Internet Available

Listing and Financial Details

  • Assessor Parcel Number 046-080-20-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,188

Year Built

Built in 1954

Lot Details

0

Listing Details

  • Type: Residential
  • Property Sub Type: 2 Houses on Lot
  • Subtype Description: Detached
  • Directions To Property: Highway 128 to North Ruddock Road to address (first driveway past vineyard on the left)
  • Lot Size Acres: 0.8000
  • Stories: 1
  • Levels: One
  • Second Unit Private Entry: Yes
  • Special Features: None

Interior Features

  • Appliances: Built-In Gas Oven, Dishwasher, Free Standing Gas Range, Free Standing Refrigerator, Gas Cook Top, Microwave
  • Number Of Fireplaces: 1
  • Bedrooms: 4
  • Full Bathrooms: 2
  • Flooring: Carpet, Linoleum
  • Square Footage: 2096.00
  • Bathrooms: 2
  • Fireplace Features: Insert, Living Room, Wood Burning
  • Main Level: Bedroom(s), Full Bath(s), Kitchen, Living Room, Primary Bedroom, Street Entrance

Exterior Features

  • Lot Features: Private
  • Property Condition: Original
  • Roof: Flat
  • Patio And Porch Features: Uncovered Patio
  • View: Hills, Vineyard

Garage/Parking

  • Parking Features: No Garage, Uncovered Parking Space
  • Total Parking Spaces: 5.00
  • Carport Spaces: 1.00
  • Driveway/Sidewalks: Gravel

Utilities

  • Cooling: Central
  • Sewer: Septic System
  • Utilities: Internet Available, Propane Tank Leased, Public
  • Water Source: Well
  • Heating: Central
  • Laundry Features: Dryer Included, Inside Area, Washer Included

Lot Info

  • Assessor Parcel Number: 046-080-20-00
  • Lot Size Sq Ft: 34848.00

Building Info

  • Year Built: 1954

Multi Family

  • Second Unit Estimated Sq Ft: 1200
  • Second Unit Bedrooms: 1
  • Second Unit Full Bathrooms: 1
  • Second Unit Kitchen: Yes
  • Second Unit Occupied: Yes
  • Second Unit Partial Bathrooms: 0
  • Second Unit Rents For: 1250
  • Second Unit Type: Detached

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,188 $182,108 $61,878 $120,230
2022 $2,218 $178,538 $60,665 $117,873
2021 $1,907 $175,038 $59,476 $115,562
2020 $1,975 $173,341 $58,903 $114,438
2019 $1,942 $169,943 $57,748 $112,195
2018 $1,892 $166,611 $56,616 $109,995
2017 $1,838 $163,345 $55,506 $107,839
2016 $1,822 $160,143 $54,418 $105,725
2015 $1,755 $157,738 $53,601 $104,137
2014 $1,741 $154,649 $52,551 $102,098
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 For Sale $555,000 -- $265 / Sq Ft
Source: Bay Area Real Estate Information Services (BAREIS)

Mortgage History

Date Status Loan Amount Loan Type
Closed $544,185 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

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Source: Bay Area Real Estate Information Services (BAREIS)

MLS Number: 325058818

Bay Area Real Estate Information Services (BAREIS)

APN: 046-080-20-00