5826 Highway 2297 Panama City, FL 32404
Estimated payment $4,184/month
Total Views
8,908
4
Beds
3
Baths
2,356
Sq Ft
$292
Price per Sq Ft
Highlights
- Docks
- Parking available for a boat
- Craftsman Architecture
- Boat or Launch Ramp
- Property fronts an intracoastal waterway
- Maid or Guest Quarters
About This Home
BAY FRONT/PRIVATE BOAT LAUNCH/GUEST HOUSE/HOT TUB/-Enjoy living on the bay for less than a million and No HOA! The home is currently a vacation rental, but could also serve
as a primary residence or a second home. This gorgeous property with majestic southern live oak trees even comes with its own boat launch, so you don't have to drive to launch your boat. 155 feet of waterfront with 0.89 of an acre with sunrises and sunsets that will leave you breathless! The main solid brick house is 1852 sq. ft. with 3 bedrooms and 2 baths. The guest house is 504 square feet with one bedroom and one bathroom. The main house and guest house have been updated. The living area has beamed ceilings, LVP, and tile flooring throughout. The chef's kitchen is appointed with a gas stove, white cabinets, and black Suede countertops, Thermador double ovens, tons of cabinets, stainless steel appliances, and a farm sink. A large breakfast bar for informal meals, and the dining area is large enough to seat the whole family. The open great room has floor-to-ceiling windows that overlook the bay with shiplap walls, pickled wood planking, and an open beamed ceiling. The living area is graced with a gas fireplace with German Schmear brick surround and eye-catching mantle. This home, with its open spaces, is perfect for entertaining. All the bedrooms have built-ins, closets, and drawers for storage. The owner's suite has a walk-in closet with a secondary step-in closet. The owner's bathroom has double sinks with a large tiled shower, a large copper soaking tub, and a sliding barn door. A large laundry room is located directly off the kitchen. The guest house has a kitchenette, full bath with tiled shower and floor, walk-in closet, and 2 lofts for loft beds. The guest house has a mini-split for controlled temperature. The garage has recently been turned into a Game Room, but can easily be converted back to a garage. This home on the bay has it all with almost an acre of land, its private boat launch/ramp, seawall, dock, hot tub, game room, and views of East Bay that are mesmerizing! Call for your appointment today! All measurements are to be verified by the buyer.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,157
Year Built
- Built in 1970
Lot Details
- 0.89 Acre Lot
- Lot Dimensions are 155x275
- Property fronts an intracoastal waterway
- Property Fronts a Bay or Harbor
- Property fronts a county road
- Street terminates at a dead end
- Partially Fenced Property
- Sprinkler System
- Cleared Lot
- Lawn Pump
- Property is zoned County, Resid Single Family
Parking
- 2 Car Attached Garage
- Oversized Parking
- Automatic Garage Door Opener
- Parking available for a boat
Property Views
- Intracoastal
- Bay
Home Design
- Craftsman Architecture
- Brick Exterior Construction
- Off Grade Structure
- Ridge Vents on the Roof
- Metal Roof
Interior Spaces
- 2,356 Sq Ft Home
- 1-Story Property
- Built-in Bookshelves
- Shelving
- Woodwork
- Beamed Ceilings
- Ceiling Fan
- Gas Fireplace
- Double Pane Windows
- Window Treatments
- Great Room
- Dining Area
- Sun or Florida Room
- Fire and Smoke Detector
Kitchen
- Double Self-Cleaning Oven
- Gas Oven or Range
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Painted or Stained Flooring
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Maid or Guest Quarters
- In-Law or Guest Suite
- 3 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Boat or Launch Ramp
- Docks
- Patio
- Porch
Schools
- Callaway Elementary School
- Rutherford Middle School
- Rutherford High School
Utilities
- Central Air
- Propane
- Well
- Tankless Water Heater
- Gas Water Heater
- Septic Tank
Community Details
- No Name Subdivision
Listing and Financial Details
- Assessor Parcel Number 04042-000-000
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,945 | $549,309 | $118,650 | $430,659 |
| 2023 | $6,945 | $551,415 | $118,650 | $432,765 |
| 2022 | $5,157 | $443,178 | $58,138 | $385,040 |
| 2021 | $1,854 | $152,503 | $54,579 | $97,924 |
| 2020 | $1,793 | $145,922 | $54,579 | $91,343 |
| 2019 | $1,265 | $139,710 | $54,579 | $85,131 |
| 2018 | $1,355 | $145,443 | $0 | $0 |
| 2017 | $1,389 | $146,041 | $0 | $0 |
| 2016 | $1,433 | $146,639 | $0 | $0 |
| 2015 | $1,494 | $147,237 | $0 | $0 |
| 2014 | $1,500 | $147,835 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/27/2025 07/27/25 | Price Changed | $689,000 | -1.6% | $292 / Sq Ft |
| 06/28/2025 06/28/25 | Price Changed | $699,999 | 0.0% | $297 / Sq Ft |
| 06/28/2025 06/28/25 | Price Changed | $700,000 | -3.4% | $297 / Sq Ft |
| 06/14/2025 06/14/25 | Price Changed | $725,000 | -1.5% | $308 / Sq Ft |
| 06/04/2025 06/04/25 | Price Changed | $735,999 | -1.9% | $312 / Sq Ft |
| 05/07/2025 05/07/25 | Price Changed | $749,999 | -1.3% | $318 / Sq Ft |
| 04/02/2025 04/02/25 | Price Changed | $759,999 | -1.9% | $323 / Sq Ft |
| 03/05/2025 03/05/25 | Price Changed | $775,000 | -3.0% | $329 / Sq Ft |
| 11/20/2024 11/20/24 | Price Changed | $799,000 | -3.2% | $339 / Sq Ft |
| 10/22/2024 10/22/24 | Price Changed | $825,000 | -2.9% | $350 / Sq Ft |
| 06/14/2024 06/14/24 | For Sale | $850,000 | 0.0% | $361 / Sq Ft |
| 05/14/2024 05/14/24 | Pending | -- | -- | -- |
| 05/01/2024 05/01/24 | Price Changed | $850,000 | -2.9% | $361 / Sq Ft |
| 03/08/2024 03/08/24 | Price Changed | $875,000 | -2.7% | $371 / Sq Ft |
| 01/02/2024 01/02/24 | Price Changed | $899,000 | -0.1% | $382 / Sq Ft |
| 10/16/2023 10/16/23 | For Sale | $900,000 | 0.0% | $382 / Sq Ft |
| 06/20/2022 06/20/22 | Off Market | $2,000 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $180,600 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $550,000 | -- | -- |
| 07/23/2021 07/23/21 | Sold | $550,000 | -8.3% | $233 / Sq Ft |
| 07/13/2021 07/13/21 | Price Changed | $600,000 | +3.5% | $255 / Sq Ft |
| 05/22/2021 05/22/21 | For Sale | $579,900 | 0.0% | $246 / Sq Ft |
| 08/31/2018 08/31/18 | Rented | $2,000 | 0.0% | -- |
| 08/28/2018 08/28/18 | Under Contract | -- | -- | -- |
| 08/09/2018 08/09/18 | For Rent | $2,000 | 0.0% | -- |
| 04/13/2012 04/13/12 | Sold | $180,600 | -69.9% | $100 / Sq Ft |
| 07/15/2011 07/15/11 | Pending | -- | -- | -- |
| 11/02/2007 11/02/07 | For Sale | $600,000 | -- | $331 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $550,000 | Cornerstone Title Agency Inc | |
| Warranty Deed | $180,600 | Dba Bay County Land & Abstra | |
| Personal Reps Deed | $180,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $472,500 | New Conventional | |
| Previous Owner | $176,021 | FHA | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $332,000 | New Conventional | |
| Previous Owner | $70,000 | Credit Line Revolving | |
| Previous Owner | $162,000 | No Value Available | |
| Previous Owner | $162,000 | No Value Available |
Source: Public Records
Similar Homes in the area
Source: Emerald Coast Association of REALTORS®
MLS Number: 934680
APN: 04042-000-000
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