5845 Cactus Ln Waterloo, IA 50701
3
Beds
2
Baths
1,894
Sq Ft
9,750
Sq Ft Lot
Highlights
- Wood Flooring
- Patio
- Forced Air Heating and Cooling System
- 3 Car Attached Garage
- Landscaped
- Ceiling Fan
About This Home
As of March 2025MOVE IN READY!!! This ranch style home is located in a quiet south Waterloo neighborhood. Curb Appeal and great landscaping are just a few of the perks to this great home. The main level has had many recent updates including a remodeled kitchen and dining room. Amazing plank wood flooring runs throughout the kitchen and dining area and surrounded by great cabinetry, and large center island that offers bar stool seating. The main level bathroom has also had a complete make over including a newer vanity, flooring and tile shower. Main level also offers 3 nice size bedrooms. Lower level offers a spacious family room with a non conforming 4th bedroom/office and an additional bathroom. Now lets tour the exterior of the home that offers vinyl siding along with newer vinyl windows and a steel roof. Large patio area with firepit to relax and entertain friends and family. Last but certainly not least the garage! What can one say as this is a dream size attached garage offering over 1000 sq. ft of heated space space. Room enough for the cars, workshop or toys you decide! When you wrap this all together it makes for a great place to call home!!!
Last Agent to Sell the Property
Berkshire Hathaway Home Services One Realty Centre License #B37568 Listed on: 09/01/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,846
Year Built
- Built in 1980
Lot Details
- 9,750 Sq Ft Lot
- Lot Dimensions are 75x130
- Landscaped
- Property is zoned R-2
Home Design
- Concrete Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,894 Sq Ft Home
- Ceiling Fan
- Wood Flooring
- Partially Finished Basement
- Interior Basement Entry
Kitchen
- Free-Standing Range
- Built-In Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry on lower level
- Dryer
Parking
- 3 Car Attached Garage
- Heated Garage
- Workshop in Garage
- Garage Door Opener
Outdoor Features
- Patio
Schools
- Orange Elementary School
- Hoover Intermediate
- West High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 881313481010
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 6, 2025
Closed on
Mar 28, 2025
Sold by
Brainard Rachel S
Bought by
Grilley Vincent and Grilley Louise
Seller's Agent
Peg Kugler, SRES
Berkshire Hathaway Home Services One Realty Centre
Buyer's Agent
Jason Strelow
Berkshire Hathaway Home Services One Realty Centre
List Price
$299,900
Sold Price
$299,900
Views
5
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,045
Avg. Annual Appreciation
3.16%
Original Mortgage
$274,900
Outstanding Balance
$273,967
Interest Rate
6.87%
Mortgage Type
VA
Estimated Equity
$29,978
Purchase Details
Listed on
Sep 1, 2022
Closed on
Oct 12, 2022
Sold by
Gudenkauf Zachary and Gudenkauf Kaylee Loraine
Bought by
Brainard Rachel S
Seller's Agent
Jason Strelow
Berkshire Hathaway Home Services One Realty Centre
List Price
$267,400
Sold Price
$270,000
Premium/Discount to List
$2,600
0.97%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.40%
Original Mortgage
$100,000
Interest Rate
5.16%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 13, 2020
Closed on
Dec 5, 2020
Sold by
Marquart Michael S and Marquart Amanda K
Bought by
Gudenkauf Zachary and Adams Kaylee Loraine
Seller's Agent
Carl Ericson
Oakridge Real Estate
List Price
$207,500
Sold Price
$203,000
Premium/Discount to List
-$4,500
-2.17%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.07%
Original Mortgage
$192,850
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 16, 2007
Sold by
Wilson James B
Bought by
Marquart Michael S and Marquart Amanda K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
6.33%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 8, 2005
Sold by
Karsten Arlin W and Karsten Sue A
Bought by
Wilson James B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,800
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Similar Homes in Waterloo, IA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $300,000 | Black Hawk County Abstract | |
| Warranty Deed | $270,000 | -- | |
| Warranty Deed | $203,000 | Black Hawk Cnty Abstract Co | |
| Warranty Deed | $144,000 | Stewart Title Guaranty Compa | |
| Warranty Deed | $146,000 | Title Services Corporation |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $274,900 | VA | |
| Previous Owner | $100,000 | New Conventional | |
| Previous Owner | $192,850 | New Conventional | |
| Previous Owner | $174,000 | New Conventional | |
| Previous Owner | $176,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $40,264 | Unknown | |
| Previous Owner | $144,423 | New Conventional | |
| Previous Owner | $144,000 | New Conventional | |
| Previous Owner | $116,800 | Adjustable Rate Mortgage/ARM | |
| Closed | $100,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/28/2025 03/28/25 | Sold | $299,900 | 0.0% | $140 / Sq Ft |
| 02/06/2025 02/06/25 | Pending | -- | -- | -- |
| 02/06/2025 02/06/25 | For Sale | $299,900 | +11.1% | $140 / Sq Ft |
| 10/20/2022 10/20/22 | Sold | $270,000 | +1.0% | $143 / Sq Ft |
| 09/01/2022 09/01/22 | Pending | -- | -- | -- |
| 09/01/2022 09/01/22 | For Sale | $267,400 | +31.7% | $141 / Sq Ft |
| 12/30/2020 12/30/20 | Sold | $203,000 | -2.2% | $107 / Sq Ft |
| 11/20/2020 11/20/20 | Pending | -- | -- | -- |
| 11/13/2020 11/13/20 | For Sale | $207,500 | -- | $110 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,900 | $218,620 | $27,560 | $191,060 |
| 2023 | $3,950 | $212,640 | $27,560 | $185,080 |
| 2022 | $3,846 | $179,870 | $27,560 | $152,310 |
| 2021 | $3,042 | $179,870 | $27,560 | $152,310 |
| 2020 | $2,988 | $142,890 | $20,210 | $122,680 |
| 2019 | $2,988 | $142,890 | $20,210 | $122,680 |
| 2018 | $2,984 | $143,750 | $20,210 | $123,540 |
| 2017 | $3,078 | $142,590 | $20,210 | $122,380 |
| 2016 | $3,038 | $142,590 | $20,210 | $122,380 |
| 2015 | $3,038 | $142,590 | $20,210 | $122,380 |
| 2014 | $3,096 | $142,590 | $20,210 | $122,380 |
Source: Public Records
Agents Affiliated with this Home
-
Peg Kugler, SRES
P
Seller's Agent in 2025
Peg Kugler, SRES
Berkshire Hathaway Home Services One Realty Centre
(319) 240-1942
35 Total Sales
-
Jason Strelow
Buyer's Agent in 2025
Jason Strelow
Berkshire Hathaway Home Services One Realty Centre
(319) 961-3000
207 Total Sales
-
Carl Ericson
Seller's Agent in 2020
Carl Ericson
Oakridge Real Estate
(319) 504-3640
183 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20224176
APN: 8813-13-481-010
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