NOT LISTED FOR SALE

6 Exchange St Phelps, NY 14532

Estimated Value: $257,000 - $300,000

5 Beds
2.5 Baths
2,162 Sq Ft
$129/Sq Ft Est. Value

Last Sold April 15, 2024

Last sale price $277,500 $128 Per Sq Ft

Current estimated payment $1,965/month

Highlights

  • Primary Bedroom Suite
  • Main Floor Primary Bedroom
  • Separate Formal Living Room
  • Colonial Architecture
  • 1 Fireplace
  • Quartz Countertops

About This Home

As of April 2024

Discover the epitome of comfort and convenience at 6 Exchange Street in Phelps! This fully remodeled 5 bedroom, 2.5 bath home features a well-appointed kitchen equipped with stainless steel appliances, quartz countertops, and ample cabinet space with a large island counter for prep and dining. Relax and entertain in the expansive backyard with large covered porch, perfect for summer BBQs and gatherings.
Enjoy the charm of small-town living with easy access to local shops, restaurants, parks, community center and schools!

Indulge in the comforts of home at 6 Exchange Street. Schedule your showing today and seize the opportunity to make this your own slice of Phelps paradise.

Last Agent to Sell the Property

Stephanie Buisch

Listing by Your Hometown Realty LLC License #10401301748 Listed on: 03/07/2024

Last Buyer's Agent

Stephanie Buisch

Listing by Your Hometown Realty LLC License #10401301748 Listed on: 03/07/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,860

Year Built

  • Built in 1920

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 80x198

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 2,162 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Separate Formal Living Room
  • Carpet
  • Partial Basement

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Quartz Countertops
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms | 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • No Garage
  • Gravel Driveway

Outdoor Features

  • Open Patio
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 43
  • Assessor Parcel Number 324001-048-005-0002-043-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,860

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1920
  • ResoLaundryFeatures: Main Level
  • Lot Features: Residential Lot
  • Road Frontage Type: City Street
  • Directions: From Route 96 (Main Street) turn onto Exchange Street. House will be on the left hand side.
  • Architectural Style: Colonial, Two Story
  • Flooring: Carpet, Varies
  • Garage Yn: No
  • Interior Features: Eat-in Kitchen, Separate/Formal Living Room, Kitchen Island, Quartz Counters, Bedroom on Main Level, Bath in Primary Bedroom, Main Level Primary, Primary Suite
  • Unit Levels: Two
  • Year Built Details: Existing
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator, Washer
  • Basement: Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.37
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Blacktop Driveway, Gravel Driveway
  • Foundation Details: Stone
  • Patio And Porch Features: Open, Porch

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Schools

  • Junior High Dist: Phelps-Clifton Springs (Midlakes)

Lot Info

  • Parcel Number: 324001-048-005-0002-043-000
  • Lot Dimensions: 80X198
  • Lot Size Sq Ft: 16117.0
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5860.0
  • Tax Lot: 43

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2024
Closed on
Apr 10, 2024
Sold by
Buisch Andrew W
Bought by
Laura-Swarthout and Bowman
Seller's Agent
Stephanie Buisch
Your Hometown Realty LLC
Buyer's Agent
Stephanie Buisch
Your Hometown Realty LLC
List Price
$275,000
Sold Price
$277,500
Premium/Discount to List
$2,500
0.91%
Views
12
Current Estimated Value
$278,336

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$836
Avg. Annual Appreciation
0.17%
Original Mortgage
$252,525
Outstanding Balance
$248,795
Interest Rate
6.94%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Estimated Equity
$29,541

Purchase Details

Listed on
Oct 20, 2015
Closed on
May 13, 2016
Sold by
Swift Mearl and Swift Roxanne
Bought by
Buisch Andrew W
Seller's Agent
Laurie Casella-Albert
Hunt Real Estate ERA/Columbus
Buyer's Agent
Sandra VanCamp
Hunt Real Estate ERA/Columbus
List Price
$159,900
Sold Price
$152,500
Premium/Discount to List
-$7,400
-4.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.84%
Original Mortgage
$157,532
Interest Rate
3.71%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 4, 2007
Sold by
Little Olga K
Bought by
Swift Merle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
6.59%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 29, 1998
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Laura-Swarthout $277,500 Crossroads Abstract
Laura-Swarthout $277,500 Crossroads Abstract
Laura-Swarthout $277,500 Crossroads Abstract
Buisch Andrew W $152,500 Karla Wilsey
Buisch Andrew W $152,500 Karla Wilsey
Swift Merle $65,000 John Morell
Swift Merle $65,000 John Morell
-- -- --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Laura-Swarthout $252,525
Closed Laura-Swarthout $252,525
Previous Owner Buisch Andrew W $157,532
Previous Owner Swift Merle $65,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/15/2024 04/15/24 Sold $277,500 +0.9% $128 / Sq Ft
03/08/2024 03/08/24 Pending -- -- --
03/07/2024 03/07/24 For Sale $275,000 +80.3% $127 / Sq Ft
05/13/2016 05/13/16 Sold $152,500 -4.6% $67 / Sq Ft View Prior Sale
02/18/2016 02/18/16 Pending -- -- --
10/20/2015 10/20/15 For Sale $159,900 -- $70 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,125 $167,000 $11,100 $155,900
2023 $5,909 $160,000 $11,100 $148,900
2022 $5,303 $152,000 $11,100 $140,900
2021 $4,462 $152,000 $11,100 $140,900
2020 $5,228 $139,700 $10,100 $129,600
2019 $0 $139,700 $10,100 $129,600
2018 $5,151 $139,700 $10,100 $129,600
2017 $0 $139,700 $10,100 $129,600
2016 $3,144 $105,000 $10,100 $94,900
2015 -- $89,000 $9,700 $79,300
2014 -- $89,000 $9,700 $79,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1524831

Upstate New York Real Estate Information Services (UNYREIS)

APN: 324001-048-005-0002-043-000