NOT LISTED FOR SALE

6 Swan Ct Palmyra, VA 22963

Estimated Value: $667,000 - $712,000

5 Beds
3 Baths
3,043 Sq Ft
$226/Sq Ft Est. Value

Last Sold July 14, 2023

Last sale price $670,000 $220 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $4,251/month

14 Days on Market

Highlights

  • Water Views
  • Golf Course Community
  • Bar or Lounge
  • Beach
  • Community Boat Launch
  • 24-Hour Security

About This Home

As of July 2023

Look no further! Move in Ready & Updated WATERFRONT HOME at beautiful Lake Monticello. This immaculate home is situated at the end of a cul de sac with 155' of serene waterfrontage w/boat dock. Great Swimming, fishing & boating. Swim to the beach. Enter from the Portico into your Double Door entrance & foyer. No steps into home. 1st level features a formal dining room w/built in shelving, living room w/wood burning fireplace, built in bookshelves & a huge vaulted Sun Room w/access to viewing deck. Open kitchen concept has breakfast bar, solid wood cabinets with glass fronts, pull out drawers & deep pan drawers. New Stainless appliances (2022), large pantry & a breakfast room. There is a 1st floor owner's suite w/water views, attached bath, 2 large closets. 2 additional bedrooms & full guest bath on this level. Enter into the lower level to a HUGE Rec Room, home office, 2 additional bedrooms & full bath, 2 linen closets & large utility room. A concrete patio welcomes you to the back yard & gentle walk to the dock & water. New HVAC (2022), New Roof (2021), New lighting fixtures, NEW plumbing throughout (2021), Large circular driveway w/RV, Boat Parking. Total basement renovation 2021, New gutters & gutter guards (2020).

Last Agent to Sell the Property

Vicki Wilson

MONTICELLO COUNTRY REAL ESTATE, INC. License #0225050937 Listed on: 06/01/2023

Co-Listed By

PATRICK WILSON

MONTICELLO COUNTRY REAL ESTATE, INC. License #0225218981

Last Buyer's Agent

Macon Gunter

NEST REALTY GROUP License #0225200400

NEST REALTY GROUP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,959

Year Built

  • Built in 1978

Lot Details

  • 0.61 Acre Lot
  • Landscaped
  • Property is zoned R-4 Residential

HOA Fees

  • $103 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • Breakfast Room
  • Dining Room
  • Recreation Room
  • Sun or Florida Room
  • Utility Room
  • Water Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Outdoor Features

  • Pond
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • Fiber Optics Available
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 412

Community Details

Overview

  • Association fees include beach, club house, master ins. policy, play area, prof. mgmt., reserve fund, road maint, security force, snow removal, trash pickup
  • $800 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool
  • Trails

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,959

Year Built

Built in 1978

Lot Details

0

HOA Fees

$103 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1814
  • Below Grade Total Sq Ft: 1638
  • Design: Ranch
  • L V T Date: 06/01/2023
  • Parcel Number: 412
  • Price Per Sq Ft: 220.18
  • Property Included: Washer/Dryer, Bookshelves in Upstairs Living Room. Kayak rack by dock.
  • Total Sq Ft: 3452
  • Total Unfinished Sq Ft: 409
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: No
  • Concatenated Rooms1: |Foyer1|Dining Roo1|Living Roo1|Kitchen1|Breakfast1|Sun Room1|Master Bed1|Master BTH1|Bedroom1|Bedroom1|Full Bath1|Rec RoomB|BedroomB|BedroomB|Full BathB|Utility RoB|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 409
  • Fireplace: Wood Burning
  • Laundry: Dryer, Dryer Hookup, Large Sink, Washer, Washer Hookup
  • Basement Type: Finished, Full, Heated, Inside Access, Outside Entrance, Walk Out, Windows
  • Room 1: Foyer,On Level: 1
  • Room 2: Dining Room,On Level: 1
  • Room 3: Living Room,On Level: 1
  • Room 4: Kitchen,On Level: 1
  • Room 5: Breakfast Room,On Level: 1
  • Room 6: Sun Room,On Level: 1
  • Room 7: Master Bedroom,On Level: 1
  • Room 8: Master Bath,On Level: 1
  • Room 9: Bedroom,On Level: 1
  • Room 10: Bedroom,On Level: 1
  • Room 11: Full Bath,On Level: 1
  • Room 12: Rec Room,On Level: Basement
  • Room 13: Bedroom,On Level: Basement
  • Room 14: Bedroom,On Level: Basement
  • Room 15: Full Bath,On Level: Basement
  • Room 16: Utility Room,On Level: Basement
  • Total Finished Sq Ft: 3043
  • Above Grade Finished Sq Ft: 1814
  • Basement: Yes
  • Below Grade Finished Sq Ft: 1229
  • Fireplace Location: Living Room
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Breakfast Bar, Dishwasher, Eat-in, Electric Range, Microwave, Pantry, Refrigerator
  • Land Description: Landscaped, Nearly Level, Water Front
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Number Beds: 5
  • Number Beds Below Grade: 2
  • Number Beds Main Level: 3
  • Full Bathrooms: 3
  • Room Types: Bedroom, Breakfast Room, Dining Room, Foyer, Full Bath, Kitchen, Living Room, Master Bedroom, Rec Room, Sun Room, Utility Room
  • Room Types Level1: Bedroom (L1), Breakfast Room (L1), Dining Room (L1), Foyer (L1), Full Bath (L1), Kitchen (L1), Living Room (L1), Master Bedroom (L1), Sun Room (L1)
  • Room Types Level B: Bedroom (LB), Full Bath (LB), Rec Room (LB), Utility Room (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Wood
  • Number Of Acres: 0.61
  • Roof: Architectural Style
  • Structure Security: 24-hr Security, Gated Community, Smoke Detector(s)
  • View: Water View
  • Water Property: Pond / Lake site, Pond / Lake

Utilities

  • Cooling: Central AC
  • Heating: Heat Pump
  • Cable Available: Cable, Dish/Satellite, Fiber-Optic
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Meeting Room, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Volleyball, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Beach, Club House, Master Ins. Policy, Play Area, Prof. Mgmt., Reserve Fund, Road Maint, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1238

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Private Gated Community, Private Road, Dock/Ramp

Building Info

  • Year Built: 1978

Tax Info

  • Year: 2023
  • Taxes: 3959

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2023
Closed on
Jun 23, 2023
Sold by
Farber Jeremy M and Farber Michele M
Bought by
Rusz Daniel R and Rusz Shannon E
Seller's Agent
Vicki Wilson
MONTICELLO COUNTRY REAL ESTATE, INC.
Buyer's Agent
Macon Gunter
NEST REALTY GROUP
List Price
$705,000
Sold Price
$670,000
Premium/Discount to List
-$35,000
-4.96%
Views
39
Current Estimated Value
$683,190

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,190
Avg. Annual Appreciation
-0.39%

Purchase Details

Listed on
Jan 31, 2020
Closed on
Jul 9, 2020
Sold by
Patrick Thomas C and Patrick Tamra B
Bought by
Farber Jeremy M and Farber Michele M
Seller's Agent
THE STRONG TEAM
STRONG TEAM, REALTORS
Buyer's Agent
Vicki Wilson
MONTICELLO COUNTRY REAL ESTATE, INC.
List Price
$488,000
Sold Price
$434,000
Premium/Discount to List
-$54,000
-11.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.97%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rusz Daniel R -- Chicago Title
Farber Jeremy M $434,000 Chicago Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Patrick Thomas C $40,000
Previous Owner Patrick Thomas C $291,000
Previous Owner Patrick Thomas C $261,300
Previous Owner Patrick Thomas C $177,000
Previous Owner Patrick Thomas C $224,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2023 07/14/23 Sold $670,000 -5.0% $220 / Sq Ft
06/15/2023 06/15/23 Pending -- -- --
06/08/2023 06/08/23 For Sale $705,000 0.0% $232 / Sq Ft
06/04/2023 06/04/23 Pending -- -- --
06/01/2023 06/01/23 For Sale $705,000 +62.4% $232 / Sq Ft
08/07/2020 08/07/20 Sold $434,000 -9.2% $143 / Sq Ft
06/29/2020 06/29/20 Pending -- -- --
06/24/2020 06/24/20 Price Changed $478,000 -2.0% $157 / Sq Ft
02/17/2020 02/17/20 For Sale $488,000 0.0% $160 / Sq Ft
02/05/2020 02/05/20 Pending -- -- --
01/31/2020 01/31/20 For Sale $488,000 -- $160 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,890 $651,960 $160,000 $491,960
2024 $40 $471,300 $160,000 $311,300
2023 $3,978 $471,300 $160,000 $311,300
2022 $3,759 $432,100 $160,000 $272,100
2021 $3,759 $432,100 $160,000 $272,100
2020 $3,995 $431,900 $182,500 $249,400
2019 $3,995 $431,900 $182,500 $249,400
2018 $3,853 $424,800 $182,500 $242,300
2017 $3,853 $424,800 $182,500 $242,300
2016 $3,617 $394,400 $162,500 $231,900
2015 $3,452 $394,400 $162,500 $231,900
2014 $3,452 $392,300 $162,500 $229,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 642268

Charlottesville area Association of Realtors®

APN: 18A 3 412