NOT LISTED FOR SALE

Estimated Value: $971,000 - $1,157,000

3 Beds
3.5 Baths
3,016 Sq Ft
$359/Sq Ft Est. Value

Last Sold May 16, 2024

Last sale price $1,101,000 $365 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $5,988/month

2 Days on Market

Highlights

  • City View
  • Living Room with Fireplace
  • Walk-In Closet
  • Lookout Mountain Elementary School Rated A-
  • No HOA
  • Cooling Available

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,489

Year Built

  • Built in 1920

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 314x311
  • Level Lot

Parking

  • 1 Car Garage

Home Design

  • Asphalt Roof
  • Stone Siding

Interior Spaces

  • 3,016 Sq Ft Home
  • Property has 1 Level
  • Wood Burning Fireplace
  • Gas Fireplace
  • ENERGY STAR Qualified Windows
  • Living Room with Fireplace
  • 3 Fireplaces
  • Den with Fireplace
  • Tile Flooring
  • City Views

Kitchen

  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Schools

  • Lookout Mountain Elementary School
  • Lookout Valley Middle / High School

Utilities

  • Cooling Available
  • Central Heating

Community Details

  • No Home Owners Association
  • Lookout Mountain Co Addn #1 Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,489

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1920
  • Unit Levels: One
  • Building Stories: 1
  • Year Built Details: EXIST
  • Attribution Contact: 4233153223
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Walk-In Closet(s), Primary Bedroom Main Floor
  • Appliances: Refrigerator, Disposal, Dishwasher
  • Fireplace Features: Living Room, Den, Gas, Wood Burning, Family Room
  • Fireplace: Yes
  • Fireplaces: 3
  • Flooring: Wood, Tile
  • Total Bedrooms: 3
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Above Grade Finished Sq Ft: 3016
  • Building Area Units: Square Feet
  • Living Area: 3016
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Stone, Other
  • Pool Private: No
  • Roof: Asphalt
  • View: City, Mountain(s)
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Detached
  • Total Parking Spaces: 1

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Green Features

  • Efficiency: Windows

Lot Info

  • Lot Features: Level, Other
  • Lot Size Acres: 1
  • Lot Size: 314x311
  • Lot Size Units: Acres
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 5489

MLS Schools

  • Elementary School: Lookout Mountain Elementary School
  • High School: Lookout Valley Middle / High School
  • Middle Or Junior School: Lookout Valley Middle / High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2024
Closed on
May 16, 2024
Sold by
Charlotte Ni Stiles Revocable Trust and Stiles Dana Dee
Bought by
James Michael Spencer and James Elizabeth Marie
List Price
$1,100,000
Sold Price
$1,101,000
Premium/Discount to List
$1,000
0.09%
Total Days on Market
2
Views
13
Current Estimated Value
$1,081,730

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$19,270
Avg. Annual Appreciation
-1.58%
Original Mortgage
$727,000
Outstanding Balance
$720,012
Interest Rate
6.82%
Mortgage Type
New Conventional
Estimated Equity
$361,718

Purchase Details

Closed on
May 26, 2021
Sold by
Stiles Charlotte M
Bought by
Stiles Charlotte M and Stiles Dana Dee

Purchase Details

Listed on
Apr 1, 2020
Closed on
Aug 5, 2020
Sold by
Waterhouse Albert M
Bought by
Stiles Charlotte M
List Price
$530,000
Sold Price
$510,450
Premium/Discount to List
-$19,550
-3.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.60%
Original Mortgage
$510,450
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 27, 2020
Sold by
Winne Diane
Bought by
Waterhouse Albert M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$348,000
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 10, 2017
Closed on
Oct 13, 2017
Sold by
Moxley Jon Jay and Moxley Belinda Anne
Bought by
Waterfhouse Albert M and Winne Diane
Seller's Agent
Katherine Smith
Keller Williams Realty
Buyer's Agent
Margaret Thompson
Fletcher Bright Realty
List Price
$515,000
Sold Price
$490,000
Premium/Discount to List
-$25,000
-4.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.82%
Original Mortgage
$392,000
Interest Rate
3.82%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 26, 2016
Closed on
Jun 15, 2016
Sold by
Mccright Stanley J and Mccright Elizabeth F
Bought by
Moxley Jon Jay and Moxley Belinda Anne
Seller's Agent
Carlyn Voges
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
Gail Jenkins
Greater Chattanooga Realty, Keller Williams Realty
List Price
$489,000
Sold Price
$465,000
Premium/Discount to List
-$24,000
-4.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.02%
Original Mortgage
$372,000
Interest Rate
3.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 7, 2012
Sold by
Mccright Stanley J
Bought by
Mccright Stanley J and Mccright Elizabeth F

Purchase Details

Closed on
Sep 24, 1997
Sold by
Charlene Daniell Zella
Bought by
Mccright Stanley J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,428
Interest Rate
7.56%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
James Michael Spencer $1,101,000 Cumberland Title
Stiles Charlotte M -- None Available
Stiles Charlotte M $510,450 None Available
Waterhouse Albert M -- Title Guaranty & Trust Co
Waterfhouse Albert M $490,000 None Available
Moxley Jon Jay $465,000 None Available
Mccright Stanley J -- First Title
Mccright Stanley J $200,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open James Michael Spencer $727,000
Previous Owner Stiles Charlotte M $510,450
Previous Owner Waterhouse Albert M $348,000
Previous Owner Waterfhouse Albert M $392,000
Previous Owner Moxley Jon Jay $372,000
Previous Owner M & A Properties Llc $305,000
Previous Owner Mccright Stanley J $150,000
Previous Owner Mccright Stanley J $49,998
Previous Owner Mccright Stanley J $151,428
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/16/2024 05/16/24 Sold $1,101,000 +0.1% $365 / Sq Ft
04/06/2024 04/06/24 Pending -- -- --
04/04/2024 04/04/24 For Sale $1,100,000 +115.5% $365 / Sq Ft
08/05/2020 08/05/20 Sold $510,450 -3.7% $169 / Sq Ft
07/09/2020 07/09/20 Pending -- -- --
04/01/2020 04/01/20 For Sale $530,000 +8.2% $176 / Sq Ft
10/13/2017 10/13/17 Sold $490,000 0.0% $163 / Sq Ft
10/13/2017 10/13/17 Sold $490,000 -4.9% $163 / Sq Ft
08/10/2017 08/10/17 For Sale $515,000 0.0% $172 / Sq Ft
08/09/2017 08/09/17 Pending -- -- --
08/09/2017 08/09/17 Pending -- -- --
04/24/2017 04/24/17 For Sale $515,000 +10.8% $172 / Sq Ft
06/15/2016 06/15/16 Sold $465,000 -4.9% $155 / Sq Ft
04/17/2016 04/17/16 Pending -- -- --
03/26/2016 03/26/16 For Sale $489,000 -- $163 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,959 $132,275 $0 $0
2023 $2,968 $132,275 $0 $0
2022 $2,968 $132,275 $0 $0
2021 $2,968 $132,275 $0 $0
2020 $3,264 $117,725 $0 $0
2019 $3,264 $117,725 $0 $0
2018 $3,264 $117,725 $0 $0
2017 $3,264 $117,725 $0 $0
2016 $2,517 $0 $0 $0
2015 $2,517 $90,700 $0 $0
2014 $2,517 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2912425

Realtracs

APN: 167A-D-001