$420,000
SOLD OCT 10, 2025
5 Beds
2.5 Baths
3,920 Sq Ft
8,154 Sq Ft Lot

Recently Sold

$107 Per Sq Ft

5% Below List Price

64 Days on Market

Highlights

  • Wood Flooring
  • Victorian Architecture
  • Corner Lot
  • McDade Elementary Classical School Rated 10
  • Bonus Room
  • Sitting Room

About This Home

As of October 2025

This is a very prominent landmark house in Elgin, rich in detail, inside and out. It has been a favorite on the Elgin Historic House Tour three times over the years. As a gorgeous, spacious, Queen Anne Victorian home, this proud painted lady was the winner of the Chicagoland Painted Ladies award in 2018. The exterior has elaborate detail in the siding, with a handsome stone base, and sits tall on the corner of Chicago and Liberty. The exterior boasts a 3-story turret and 2 balconies as well as a covered wrap-around porch. An intimate, fenced backyard has a brick patio, a sheltered pergola for quiet evenings outside, and even a small Koi pond with a fountain. This Victorian home was built for a sense of spaciousness and for entertaining. When one enters the very grand foyer, there is a wonderfully detailed staircase to the left, with an incredible ten-foot stained glass window and an open balustrade on the second-floor landing with a ceiling rise of nearly 20 ft. All throughout the house is the original woodwork, oak hardwood floors, and more stained and leaded glass windows. Even the original lighting fixtures have been carefully restored for use. The ceiling height is 9.5 feet. The prominent turret is three stories tall, creating a unique space in the front parlor, the master bedroom, and the third floor living quarters. The third-floor turret has wonderful natural light pouring in from the 270 degrees of windows at the top of the house. The second floor boasts a master bedroom with an attached sitting room/office and two closets (one of which is walk-in!). Two other large bedrooms are on the second floor. The total square footage of this large house is approximately 3920, (the assessor's square footage of 3020 doesn't include the finished attic/third floor of approximately 900 sq.ft.) The half-bath on the first floor has a unique, original water closet. The kitchen has a new ceramic floor and has a lovely view of the walled garden at the back of the house. And like many old Victorians, this has a back staircase. The walk-up finished third-floor attic is set up with a large bedroom and one more separate bedroom. A new HVAC unit was installed in this space in 2023, providing comfortable temperatures all year round. A third room on this level is being used as a walk-in closet, however it could be a master bath as previous owners say the plumbing has been stubbed into the floor. The large basement has a bathroom with a shower, and a number of rooms for a workshop, storage or office. The garage has a second level, with storage space, that is accessible from a service door at the rear. Newer features include - a new gas service line in 2022; new cement work on porch and walkways in 2023, a water heater and kitchen counter in 2021; an exterior award-winning paint and wood restoration in 2018; new double-hung storm windows and screens in 2018, a new roof in 2016; a new 3-car driveway in 2015; newer electric panel and wiring (200 amp in basement, 100 amp on 3rd floor); kitchen floor and ceiling in 2023; As the cornerstone of Elgin's historic district, this house is easy walking distance to trains, the library, recreation centre and downtown shops and restaurants.

Last Agent to Sell the Property

Paul Bednar

Real People Realty License #475169028 Listed on: 06/20/2025

Real People Realty

Last Buyer's Agent

Trevor Clark

Compass License #475200031

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,726

Year Built

  • Built in 1892

Lot Details

  • 8,154 Sq Ft Lot
  • Lot Dimensions are 32x45x103x61x132
  • Corner Lot

Parking

  • 1.5 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Victorian Architecture
  • Stone Foundation
  • Asphalt Roof
  • Stone Siding

Interior Spaces

  • 3,920 Sq Ft Home
  • 3-Story Property
  • Historic or Period Millwork
  • Wood Burning Fireplace
  • Heatilator
  • Window Screens
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Sitting Room
  • Formal Dining Room
  • Library
  • Bonus Room
  • Workshop
  • Pull Down Stairs to Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Balcony
  • Patio
  • Porch

Schools

  • Channing Memorial Elementary Sch
  • Elgin High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,726

Year Built

Built in 1892

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 3 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Victorian
  • New Construction: No
  • Property Sub-Type: 3 Stories
  • Year Built: 1892
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access,Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Partially Finished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning, Heatilator
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: High Ceilings, Historic/Period Mlwk, Special Millwork, Workshop
  • LivingArea: 3920
  • Room Type: Bedroom 5, Foyer, Bonus Room, Library, Sitting Room, Other Room
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Attic: Interior Stair
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Stone, Wood Siding, Plaster
  • ExteriorFeatures: Balcony
  • Foundation Details: Stone
  • Lot Features: Corner Lot
  • Patio And Porch Features: Patio, Porch
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1.5
  • Parking Features: Concrete, Garage Door Opener, On Site, Garage Owned, Detached, Garage
  • ParkingTotal: 1.5

Utilities

  • Sewer: Public Sewer, Storm Sewer
  • Cooling: Central Air, Wall Unit(s)
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Channing Memorial Elementary Sch
  • High School: Elgin High School

Lot Info

  • Lot Size Acres: 0.1872
  • Lot Dimensions: 32X45X103X61X132
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8726
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2025
Closed on
Oct 6, 2025
Sold by
Mcgraw Jolene and Mcgraw David
Bought by
Tolczyk Daniel and Camper Megan
Seller's Agent
Paul Bednar
Real People Realty
Buyer's Agent
Trevor Clark
Compass
List Price
$443,800
Sold Price
$420,000
Premium/Discount to List
-$23,800
-5.36%
Views
183

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.12%
Original Mortgage
$212,625
Outstanding Balance
$212,625
Interest Rate
6.25%
Mortgage Type
VA
Estimated Equity
$203,156

Purchase Details

Listed on
Mar 4, 2023
Closed on
May 26, 2023
Sold by
Susanne K Haas Family Trust
Bought by
Mcgraw Jolene and Mcgraw David
Seller's Agent
Paul Bednar
Real People Realty
Buyer's Agent
Katie Fish
Keller Williams Inspire - Geneva
List Price
$399,900
Sold Price
$399,900
Views
134

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.10%
Original Mortgage
$359,910
Interest Rate
7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 2005
Sold by
Haas Susanne K
Bought by
Haas Susanne K and Susanne K Haas Family Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 16, 2005
Sold by
Haas Susanne K
Bought by
Haas Susanne K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 20, 2003
Sold by
Haas Susanne K
Bought by
Haas Susanne K and Susanne K Haas Family Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$253,500
Interest Rate
7.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 12, 2003
Sold by
Haas Susanne K
Bought by
Haas Susanne K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$253,500
Interest Rate
7.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 1, 1999
Sold by
Haas Susanne K
Bought by
Haas Susanne K and Susanne K Haas Family Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $420,000 None Listed On Document
Deed $400,000 None Listed On Document
Interfamily Deed Transfer -- Chicago Title Insurance Comp
Interfamily Deed Transfer -- Metropolitan Title
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- Greater Illinois Title Compa
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $212,625 VA
Previous Owner $359,910 New Conventional
Previous Owner $256,000 Purchase Money Mortgage
Previous Owner $253,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2025 10/10/25 Sold $420,000 0.0% $107 / Sq Ft
09/06/2025 09/06/25 Off Market $420,000 -- --
08/10/2025 08/10/25 Price Changed $429,000 -1.1% $109 / Sq Ft
08/08/2025 08/08/25 Price Changed $433,800 -0.5% $111 / Sq Ft
08/05/2025 08/05/25 Price Changed $435,800 -0.7% $111 / Sq Ft
07/10/2025 07/10/25 Price Changed $438,800 -1.1% $112 / Sq Ft
06/20/2025 06/20/25 For Sale $443,800 +11.0% $113 / Sq Ft
06/01/2023 06/01/23 Sold $399,900 0.0% $102 / Sq Ft View Prior Sale
03/22/2023 03/22/23 Pending -- -- --
03/04/2023 03/04/23 For Sale $399,900 -- $102 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,727 $117,044 $16,511 $100,533
2023 $8,332 $105,740 $14,916 $90,824
2022 $7,840 $96,417 $13,601 $82,816
2021 $7,840 $90,143 $12,716 $77,427
2020 $6,980 $82,535 $12,139 $70,396
2019 $6,782 $78,620 $11,563 $67,057
2018 $6,141 $68,113 $10,893 $57,220
2017 $6,006 $64,391 $10,298 $54,093
2016 $5,731 $59,738 $9,554 $50,184
2015 -- $54,755 $8,757 $45,998
2014 -- $54,079 $8,649 $45,430
2013 -- $63,733 $8,877 $54,856
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12399015

Midwest Real Estate Data (MRED)

APN: 06-13-262-014