Seller's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
321 Total Sales
601 Stiening St Waterloo, IL 62298
2
Beds
1
Bath
1,040
Sq Ft
0.47
Acres
Highlights
- Ranch Style House
- Bonus Room
- Living Room
- Rogers Elementary School Rated A-
- No HOA
- Laundry Room
About This Home
As of October 2025This cute Waterloo home is perfect for someone just starting out or looking to downsize. With updated flooring in the bathroom and wood floors in the bedrooms, it has a warm and welcoming feel. Offering 2 bedrooms, 1 bathroom, plus a bonus room with a closet that could be used as a third bedroom, it gives you flexible living options.
The lower level features a finished bonus room along with an unfinished space for storage. Laundry is currently on the main level, but hookups are available downstairs if you’d like to move it. Outside, you’ll find a nice backyard with a good-sized shed, plus an attached 1-car carport for convenience. Major updates include a roof that’s only 4 years old and a water heater that’s 5 years old.
A practical home with room to make it your own! Showings begin at the open house on Saturday from 11-1pm.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,354
Year Built
- Built in 1952
Lot Details
- 0.47 Acre Lot
- Back Yard
Home Design
- Ranch Style House
- Vinyl Siding
Interior Spaces
- Living Room
- Bonus Room
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Parking
- 1 Attached Carport Space
- Driveway
- Off-Street Parking
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Additional Features
- Shed
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-25-401-009-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 30, 2025
Closed on
Oct 3, 2025
Sold by
Kimme Karen S
Bought by
Schuster Ellianna E
Seller's Agent
Monica Schmidt
eXp Realty
Buyer's Agent
Lisa Main Haubrich
RE/MAX Results Realty
List Price
$189,900
Sold Price
$194,368
Premium/Discount to List
$4,468
2.35%
Views
19
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,307
Avg. Annual Appreciation
-4.66%
Original Mortgage
$194,368
Outstanding Balance
$194,368
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
-$2,307
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $194,500 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $194,368 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/03/2025 10/03/25 | Sold | $194,368 | +2.4% | $187 / Sq Ft |
| 08/30/2025 08/30/25 | For Sale | $189,900 | -- | $183 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,316 | $46,300 | $8,882 | $37,418 |
| 2023 | $1,354 | $38,330 | $8,120 | $30,210 |
| 2022 | $1,417 | $37,290 | $8,190 | $29,100 |
| 2021 | $1,448 | $37,840 | $6,950 | $30,890 |
| 2020 | $1,458 | $34,440 | $6,950 | $27,490 |
| 2019 | $1,454 | $34,030 | $6,950 | $27,080 |
| 2018 | $1,476 | $33,240 | $6,150 | $27,090 |
| 2017 | $1,475 | $33,839 | $6,261 | $27,578 |
| 2016 | $0 | $34,200 | $6,000 | $28,200 |
| 2015 | $1,736 | $34,170 | $6,800 | $27,370 |
| 2014 | $1,584 | $32,800 | $6,800 | $26,000 |
| 2012 | -- | $33,130 | $7,230 | $25,900 |
Source: Public Records
Agents Affiliated with this Home
-
Monica Schmidt
-
Sara Schmitz
Seller Co-Listing Agent in 2025
Sara Schmitz
eXp Realty
(618) 795-4692
12 Total Sales
-
Lisa Main Haubrich
Buyer's Agent in 2025
Lisa Main Haubrich
RE/MAX
41 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25058748
APN: 07-25-401-009-000
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