Seller's Agent in 2025
Heather McColaugh
BF Realty
(513) 304-5060
1 in this area
309 Total Sales
604 E 38th St Covington, KY 41015
West Latonia Neighborhood
2
Beds
1
Bath
710
Sq Ft
4,212
Sq Ft Lot
Highlights
- Traditional Architecture
- Wood Frame Window
- Living Room
- No HOA
- Porch
- Laundry Room
About This Home
As of June 2025Welcome home to this absolutely darling home in Covington! Cozy and updated, on a private dead end street, this two bedroom, one bath home is sure to please...lvp flooring, stainless steel appliances, newly painted kitchen cabinets, fenced in backyard, hvac 2021, hot water heater 2022, with updated clay sewer pipes. Windows original and age of roof unknown. Whether you're looking for a home or a great rental property, this one is priced to sell and won't last long!
Home Details
Home Type
- Single Family
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Stone Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 710 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Non-Functioning Fireplace
- Wood Frame Window
- Living Room
- Laundry Room
- Unfinished Basement
Kitchen
- Gas Oven
- Gas Range
Flooring
- Carpet
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Schools
- Latonia Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Additional Features
- Porch
- 4,212 Sq Ft Lot
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 056-34-02-002.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 14, 2025
Closed on
Jun 30, 2025
Sold by
Harvey Madison Lynn and Conley Madison Lynn
Bought by
Braden Fawn Marie
Seller's Agent
Heather McColaugh
BF Realty
Buyer's Agent
Gabriella DeAngelis
Coldwell Banker Realty FM
List Price
$149,500
Sold Price
$149,500
Views
169
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,215
Avg. Annual Appreciation
6.68%
Original Mortgage
$134,400
Outstanding Balance
$134,173
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$19,542
Purchase Details
Listed on
Aug 12, 2021
Closed on
Oct 12, 2021
Sold by
Roland James C
Bought by
Harvey Madison Lynn
Seller's Agent
Mark Erwin
eXp Realty, LLC
Buyer's Agent
Ashley Powell
Coldwell Banker West Shell FM
List Price
$130,000
Sold Price
$109,000
Premium/Discount to List
-$21,000
-16.15%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.86%
Original Mortgage
$107,025
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 20, 2017
Sold by
Deweese Bethanne and Deweese Steven
Bought by
Roland James C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,130
Interest Rate
3.99%
Mortgage Type
FHA
Purchase Details
Closed on
May 23, 2008
Sold by
Ash Street Properties Llc
Bought by
Lipscomb Bethanne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$5,000
Interest Rate
6%
Mortgage Type
Unknown
Purchase Details
Closed on
Aug 21, 2007
Sold by
Vogt Gil and Vogt Jean
Bought by
Ash Street Properties Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,000
Interest Rate
6.65%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 10, 2007
Sold by
Ash Street Properties Llc
Bought by
Vogt Gil
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,000
Interest Rate
6.65%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 13, 2006
Sold by
Brockell Carol
Bought by
Ash Street Properties Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,000
Interest Rate
6.36%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 6, 2002
Sold by
Hicks Ida
Bought by
Brockell Carol
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $149,500 | 360 American Title | |
| Deed | $109,000 | Bridgetrust Title Group | |
| Warranty Deed | $109,000 | Bridge Trust Title | |
| Deed | $48,000 | Kentucky Land Title Agency I | |
| Warranty Deed | $64,900 | Prominent Title Agency Llc | |
| Deed | -- | None Available | |
| Deed | -- | None Available | |
| Deed | $40,000 | Assured Title Llc | |
| Deed | $60,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $134,400 | New Conventional | |
| Previous Owner | $107,025 | FHA | |
| Previous Owner | $47,130 | FHA | |
| Previous Owner | $5,000 | Unknown | |
| Previous Owner | $63,437 | FHA | |
| Previous Owner | $38,000 | Purchase Money Mortgage | |
| Previous Owner | $38,000 | Purchase Money Mortgage | |
| Previous Owner | $36,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $149,500 | 0.0% | $211 / Sq Ft | |
| 06/04/2025 06/04/25 | Pending | -- | -- | -- | |
| 05/29/2025 05/29/25 | For Sale | $149,500 | 0.0% | $211 / Sq Ft | |
| 05/15/2025 05/15/25 | Pending | -- | -- | -- | |
| 05/14/2025 05/14/25 | For Sale | $149,500 | +37.2% | $211 / Sq Ft | |
| 10/12/2021 10/12/21 | Sold | $109,000 | -5.2% | $154 / Sq Ft | View Prior Sale |
| 08/30/2021 08/30/21 | Pending | -- | -- | -- | |
| 08/26/2021 08/26/21 | Price Changed | $115,000 | -11.5% | $162 / Sq Ft | |
| 08/12/2021 08/12/21 | For Sale | $130,000 | -- | $183 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,444 | $109,000 | $10,000 | $99,000 |
| 2024 | $1,433 | $109,000 | $10,000 | $99,000 |
| 2023 | $1,452 | $109,000 | $10,000 | $99,000 |
| 2022 | $1,486 | $109,000 | $10,000 | $99,000 |
| 2021 | $793 | $48,000 | $10,000 | $38,000 |
| 2020 | $789 | $48,000 | $10,000 | $38,000 |
| 2019 | $797 | $48,000 | $10,000 | $38,000 |
| 2018 | $813 | $48,000 | $10,000 | $38,000 |
| 2017 | $1,087 | $64,900 | $10,000 | $54,900 |
| 2015 | $1,426 | $64,900 | $10,000 | $54,900 |
| 2014 | $1,410 | $64,900 | $10,000 | $54,900 |
Source: Public Records
Agents Affiliated with this Home
-
Heather McColaugh
-
Gabriella DeAngelis
Buyer's Agent in 2025
Gabriella DeAngelis
Coldwell Banker Realty FM
(859) 308-9733
4 in this area
64 Total Sales
-
M
Seller's Agent in 2021
Mark Erwin
eXp Realty, LLC
-
A
Buyer's Agent in 2021
Ashley Powell
Coldwell Banker West Shell FM
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 632445
APN: 056-34-02-002.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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