N
Seller's Agent in 2025
Nancy McCarty
Better Homes and Gardens Real Estate Signature Brokers
(323) 314-3535
2 in this area
38 Total Sales
6046 Lynn Rd Harrison, TN 37341
Harrison Bay Neighborhood
2
Beds
1
Bath
1,400
Sq Ft
0.28
Acres
Highlights
- Lake Front
- Boat Slip
- Open Floorplan
- River Access
- Panoramic View
- Community Lake
About This Home
As of August 2025WATERFRONT living on the Tennessee River! This charming two-bedroom lake cottage offers sweeping panoramic views of Chickamauga Lake, along with a spacious TVA permitted private dock (1,048 sq ft) and a covered boat slip (330 sq ft) featuring a working two-motor lift and jet ski lift. Enjoy stunning sunsets and peaceful lake views from the fully enclosed, climate-controlled sunroom—the perfect spot to relax any time of day. Inside, the open-concept layout with hardwood floors is filled with natural light, thanks to large picture windows that frame the water from most rooms. The home includes a carport with room for multiple vehicles, plus two extra parking spaces located near the dock. Whether you're looking for a permanent lakeside residence or a serene weekend getaway, this is an incredible opportunity to enjoy year-round lake life. Located on Lynn Rd, a private road with a rich history and small-community charm within Sunset Landing, originally built for Union workers. Property will be sold As-Is. Note: HOA requires leases to be minimum 6 months, and short-term rentals are not permitted. Buyer to verify any and all information deemed important.
Last Agent to Sell the Property
Better Homes and Gardens Real Estate Signature Brokers License #340146 Listed on: 07/14/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,364
Year Built
- Built in 1965
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 51x242.23
- Lake Front
- Home fronts navigable water
- River Front
- Property fronts a private road
- Rectangular Lot
- Sloped Lot
- Wooded Lot
HOA Fees
- $46 Monthly HOA Fees
Property Views
- River
- Lake
- Panoramic
- Woods
Home Design
- Contemporary Architecture
- Block Foundation
- Metal Roof
- Wood Siding
- Stone
Interior Spaces
- 1,400 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Vinyl Clad Windows
- Insulated Windows
- Family Room
- Sitting Room
- Dining Room
- Sun or Florida Room
- Engineered Wood Flooring
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Free-Standing Electric Range
- Kitchen Island
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
- Laundry in Bathroom
- Dryer
- Washer
Parking
- 2 Attached Carport Spaces
- Parking Available
- Driveway
- Paved Parking
- Off-Street Parking
Outdoor Features
- River Access
- Boat Slip
- Stationary Dock
- Patio
- Outdoor Fireplace
Schools
- Snow Hill Elementary School
- Hunter Middle School
- Central High School
Utilities
- Central Heating and Cooling System
- Water Heater
- Septic Tank
- Phone Available
- Cable TV Available
Community Details
- Sunset Landing Subdivision
- Community Lake
Listing and Financial Details
- Assessor Parcel Number 068m A 027
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 14, 2025
Closed on
Aug 1, 2025
Sold by
Whitfield Kristine Berard and Whitfield Clayton
Bought by
Ballard Christina L and Ballard James D
Seller's Agent
Nancy McCarty
Better Homes and Gardens Real Estate Signature Brokers
Buyer's Agent
Joshua Slycord
Total Real Estate Services,LLC
List Price
$420,000
Sold Price
$390,000
Premium/Discount to List
-$30,000
-7.14%
Views
38
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,769
Avg. Annual Appreciation
3.57%
Purchase Details
Listed on
Sep 15, 2022
Closed on
Oct 31, 2022
Sold by
Rider Austin Chace
Bought by
Whitfield Clayton and Whitfield Icristine Berard
Seller's Agent
Nancy McCarty
Better Homes and Gardens Real Estate Signature Brokers
Buyer's Agent
Nancy McCarty
Better Homes and Gardens Real Estate Signature Brokers
List Price
$399,999
Sold Price
$399,999
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.92%
Purchase Details
Listed on
Jan 17, 2019
Closed on
Mar 29, 2019
Sold by
Spann David B
Bought by
Rider Austin Chace
Seller's Agent
Dustin Sherlin
Realty One Group Experts
Buyer's Agent
Nancy McCarty
Better Homes and Gardens Real Estate Signature Brokers
List Price
$269,900
Sold Price
$255,000
Premium/Discount to List
-$14,900
-5.52%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.36%
Original Mortgage
$250,381
Interest Rate
4.3%
Mortgage Type
FHA
Purchase Details
Closed on
May 30, 2007
Sold by
Watkins Colene Lynette and Bowerman Colene L
Bought by
Spann David B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,697
Interest Rate
6.12%
Mortgage Type
VA
Purchase Details
Closed on
Apr 24, 2007
Sold by
Bowerman Richard M
Bought by
Watkins Colene Lynette and Bowerman Colene L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,697
Interest Rate
6.12%
Mortgage Type
VA
Purchase Details
Closed on
Nov 16, 2001
Sold by
Wilhoit Forrest M and Wilhoit Carolyn G
Bought by
Bowerman Richard M and Bowerman Colene L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,600
Interest Rate
6.57%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 9, 1999
Sold by
Lewis Michael S and Lewis Deborah L
Bought by
Wilhoit Forrest M and Wilhoit Carolyn G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,170
Interest Rate
7.73%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 15, 1999
Sold by
Spencer Phillip
Bought by
Lewis Michael S and Lewis Deborah L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
7.08%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $390,000 | Key Title | |
| Warranty Deed | $399,999 | First Choice Title | |
| Warranty Deed | $255,000 | Equi Title Inc | |
| Warranty Deed | $265,000 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $192,000 | -- | |
| Warranty Deed | $130,000 | -- | |
| Warranty Deed | $108,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $250,381 | FHA | |
| Previous Owner | $270,697 | VA | |
| Previous Owner | $153,600 | Purchase Money Mortgage | |
| Previous Owner | $96,170 | Purchase Money Mortgage | |
| Previous Owner | $90,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/01/2025 08/01/25 | Sold | $390,000 | -7.1% | $279 / Sq Ft | |
| 07/17/2025 07/17/25 | Pending | -- | -- | -- | |
| 07/14/2025 07/14/25 | For Sale | $420,000 | +5.0% | $300 / Sq Ft | |
| 10/31/2022 10/31/22 | Sold | $399,999 | 0.0% | $286 / Sq Ft | View Prior Sale |
| 10/16/2022 10/16/22 | Off Market | $399,999 | -- | -- | |
| 09/15/2022 09/15/22 | For Sale | $399,999 | +56.9% | $286 / Sq Ft | |
| 03/29/2019 03/29/19 | Sold | $255,000 | -5.5% | $196 / Sq Ft | View Prior Sale |
| 02/27/2019 02/27/19 | Pending | -- | -- | -- | |
| 01/17/2019 01/17/19 | For Sale | $269,900 | -- | $208 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,610 | $106,250 | $0 | $0 |
| 2024 | $1,355 | $60,550 | $0 | $0 |
| 2023 | $1,364 | $60,550 | $0 | $0 |
| 2022 | $1,364 | $60,550 | $0 | $0 |
| 2021 | $1,364 | $60,550 | $0 | $0 |
| 2020 | $1,338 | $48,075 | $0 | $0 |
| 2019 | $1,338 | $48,075 | $0 | $0 |
| 2018 | $1,338 | $48,075 | $0 | $0 |
| 2017 | $1,338 | $48,075 | $0 | $0 |
| 2016 | $1,151 | $0 | $0 | $0 |
| 2015 | $1,151 | $41,300 | $0 | $0 |
| 2014 | $1,151 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nancy McCarty
-
Joshua Slycord
Buyer's Agent in 2025
Joshua Slycord
Total Real Estate Services,LLC
(423) 280-0512
1 in this area
65 Total Sales
-
Dustin Sherlin
Seller's Agent in 2019
Dustin Sherlin
Realty One Group Experts
(423) 595-1284
3 in this area
191 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1516093
APN: 068M-A-027
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