NOT LISTED FOR SALE

608 Pearces Ford Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $424,000 - $463,000

3 Beds
2.5 Baths
2,106 Sq Ft
$206/Sq Ft Est. Value

Last Sold March 18, 2022

Last sale price $353,500 $168 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $3,131/month

3 Days on Market

Highlights

  • Property is near a park
  • Vaulted Ceiling
  • Loft
  • Oswego High School Rated A-
  • Wood Flooring
  • 2-minute walk to Pearce's Ford Park

About This Home

As of March 2022

Here is your chance to live in one of Oswego's finest neighborhoods. Full of ponds, mature trees, and beautiful vegetation. Just steps away from the bike path, tennis courts, and park- not to mention the elementary school that is almost in your backyard. This 3 bedroom home with loft, 2.5 bath, has been meticulously cared for and it shows. Need 4 beds? The large loft provides great opportunity for a 4th bedroom if desired. Walk into the 2 story foyer and immediately feel like you're at home with an amazing amount of natural light and warmth. The open floor plan throughout makes it easy for your entertainment needs. Extra storage space can be found in the partially finished basement. And saving the best for last, this home offers one of the best lots in the entire neighborhood. The oversized backyard backs to a wooded lot that will provide you with many relaxing nights on your brick patio. Come see this beautiful home today!

Last Agent to Sell the Property

Nevada Toner

iHome Real Estate License #475190068 Listed on: 01/14/2022

Last Buyer's Agent

Kathy Brothers

Keller Williams Innovate - Aurora License #475125832

Keller Williams Innovate - Aurora

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,938

Lot Details

  • Lot Dimensions are 95x123x51x123
  • Paved or Partially Paved Lot
  • Sprinkler System

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,106 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Loft
  • Storm Screens

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level

Partially Finished Basement

  • Partial Basement
  • Crawl Space

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Satellite Dish

Additional Features

  • Brick Porch or Patio
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance
  • Ponds At Mill Race Creek HOA, Phone Number (630) 554-6900
  • Ponds At Mill Race Creek Subdivision, Brandon Floorplan
  • Property managed by Association Mgmt.

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,938

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ponds at Mill Race Creek
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, Wood Laminate Floors, First Floor Laundry
  • LivingArea: 2106
  • Other Equipment: Humidifier, TV-Dish, Ceiling Fan(s), Sprinkler-Lawn, Backup Sump Pump;
  • Room Type: Loft
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 0
  • Basement Description: Partially Finished,Crawl
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Second Bedroom Flooring: Carpet
  • Second Bedroom Window Treatments: All
  • Third Bedroom Flooring: Carpet
  • Third Bedroom Window Treatments: All
  • Kitchen Flooring: Hardwood
  • Kitchen Window Treatments: All
  • Kitchen Type: Eating Area-Table Space,Island,Pantry-Closet
  • Living Room Flooring: Carpet
  • Living Room Window Treatments: All
  • Primary Bedroom Bath: Full
  • Master Bedroom Flooring: Carpet
  • Master Bedroom Window Treatments: All
  • Dining Room Flooring: Carpet
  • Dining Room Window Treatments: All
  • Family Room Flooring: Hardwood
  • Family Room Window Treatments: All

Exterior Features

  • ExteriorFeatures: Patio, Porch, Brick Paver Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 335000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 126
  • Association Fee Frequency: Quarterly
  • Community Features: Park, Tennis Court(s), Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Association Mgmt.
  • Management Contact Name: Ponds at Mill Race Creek HOA
  • Management Phone: 630-554-6900
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Dimensions: 95X123X51X123
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7937.72
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 14, 2022
Closed on
Mar 18, 2022
Sold by
Wise Justin T and Wise Lauren E
Bought by
Zimmerman Justin T and Zimmerman Miranda
Seller's Agent
Nevada Toner
iHome Real Estate
Buyer's Agent
Kathy Brothers
Keller Williams Innovate - Aurora
List Price
$335,000
Sold Price
$353,500
Premium/Discount to List
$18,500
5.52%
Current Estimated Value
$434,159

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$80,659
Avg. Annual Appreciation
4.75%
Original Mortgage
$335,825
Outstanding Balance
$316,225
Interest Rate
4.16%
Mortgage Type
New Conventional
Estimated Equity
$100,449

Purchase Details

Closed on
Mar 24, 2014
Sold by
Meszaros Richard A and Meszaros Charlotte A
Bought by
Wise Justin T and Wise Lauren E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,000
Interest Rate
4.41%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Nov 7, 1996
Sold by
Oak Brook Bank
Bought by
Meszaros Richard A and Meszaros Charlotte A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,100
Interest Rate
7.74%

Purchase Details

Closed on
May 1, 1995
Bought by
Oswego Mrc Ltd Partnership
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zimmerman Justin T $353,500 First American Title
Wise Justin T $228,000 First American Title
Meszaros Richard A $192,500 Chicago Title Insurance Co
Oswego Mrc Ltd Partnership $474,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zimmerman Justin T $335,825
Previous Owner Wise Justin T $10,000
Previous Owner Wise Justin T $215,180
Previous Owner Meszaros Richard A $173,100
Closed Oswego Mrc Ltd Partnership --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/18/2022 03/18/22 Sold $353,500 +5.5% $168 / Sq Ft
01/18/2022 01/18/22 Pending -- -- --
01/14/2022 01/14/22 For Sale $335,000 -- $159 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,439 $123,300 $31,508 $91,792
2023 $8,416 $109,115 $27,883 $81,232
2022 $8,416 $99,195 $25,348 $73,847
2021 $8,113 $92,706 $23,690 $69,016
2020 $7,938 $90,006 $23,000 $67,006
2019 $7,816 $87,429 $23,000 $64,429
2018 $7,416 $80,826 $21,586 $59,240
2017 $7,352 $77,718 $20,756 $56,962
2016 $7,301 $76,194 $20,349 $55,845
2015 $7,415 $73,974 $19,756 $54,218
2014 -- $71,820 $19,181 $52,639
2013 -- $72,546 $19,375 $53,171
Source: Public Records

Agents Affiliated with this Home

  • Nevada Toner

    Seller's Agent in 2022

    Nevada Toner

    iHome Real Estate

    (630) 618-1128

    6 in this area

    54 Total Sales

    Nevada Toner
    Section Image
  • Kathy Brothers

    Buyer's Agent in 2022

    Kathy Brothers

    Keller Williams Innovate - Aurora

    (630) 201-4664

    6 in this area

    487 Total Sales

    Kathy Brothers
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11304380

Midwest Real Estate Data (MRED)

APN: 03-09-251-004

Illinois Kendall County Oswego 60543 North Oswego

608 Pearces Ford, Oswego, IL

This home is located at 608 Pearces Ford, Oswego, IL 60543 since 14 January 2022 and is currently estimated at $434,159, approximately $206 per square foot. 608 Pearces Ford is a home located in Kendall County with nearby schools including Old Post Elementary School, Thompson Jr. High School, and Oswego High School.

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