NOT LISTED FOR SALE

609 Harvey Peninsula Rd Swanton, MD 21561

Estimated Value: $709,000 - $2,024,000

3 Beds
3 Baths
1,344 Sq Ft
$879/Sq Ft Est. Value

Last Sold November 15, 2021

Last sale price $851,270 $633 Per Sq Ft

Est. 39% increase in value since last sale

Current estimated payment $7,128/month

54 Days on Market

Highlights

  • 45 Feet of Waterfront
  • Open Floorplan
  • Contemporary Architecture
  • 2 Dock Slips
  • Wood Burning Stove
  • Main Floor Bedroom

About This Home

As of November 2021

Enjoy living on Deep Creek Lake in this charming level-lakefront home. This home offers main level bedroom and bath along with two additional master bedrooms on the upper level. Wood burning fireplace in the living room for those cool or snowy nights. Well maintained. Quality hard surface flooring in every room. Enjoy the covered porch or the lakefront full-length screened porch for relaxing or dining. One car detached garage also! Charming at every turn.

Last Agent to Sell the Property

Debra Savage

Railey Realty, Inc. Listed on: 08/16/2021

Railey Realty, Inc.

Last Buyer's Agent

Nick Fratz-Orr

Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,378

Year Built

  • Built in 1955

Lot Details

  • 8,813 Sq Ft Lot
  • 45 Feet of Waterfront
  • Home fronts navigable water

Parking

  • 1 Car Detached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Contemporary Architecture
  • Cottage
  • Metal Roof

Interior Spaces

  • 1,344 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Paneling
  • Beamed Ceilings
  • Ceiling height of 9 feet or more
  • 1 Fireplace
  • Wood Burning Stove
  • Combination Kitchen and Dining Room

Kitchen

  • Electric Oven or Range
  • Microwave
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Instant Hot Water

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • More Than Two Accessible Exits
  • Level Entry For Accessibility

Outdoor Features

  • Water Access
  • Property is near a lake
  • Physical Dock Slip Conveys
  • 2 Dock Slips

Utilities

  • Ductless Heating Or Cooling System
  • Heat Pump System
  • Electric Baseboard Heater
  • Well
  • Tankless Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 1218012197

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,378

Year Built

Built in 1955

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage, Contemporary
  • Accessibility Features: 2+ Access Exits, Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1955
  • Automatically Close On Close Date: No
  • Remarks Public: Enjoy living on Deep Creek Lake in this charming level-lakefront home. This home offers main level bedroom and bath along with two additional master bedrooms on the upper level. Wood burning fireplace in the living room for those cool or snowy nights. Well maintained. Quality hard surface flooring in every room. Enjoy the covered porch or the lakefront full-length screened porch for relaxing or dining. One car detached garage also! Charming at every turn.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater - Tankless
  • Interior Amenities: Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Upgraded Countertops
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings, Beamed Ceilings, Dry Wall, Paneled Walls
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1344
  • Living Area Sq Ft: 1344
  • Price Per Sq Ft: 661.46
  • Above Grade Finished Sq Ft: 1344
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 609

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Roof: Metal
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No
  • Water Frontage In Feet: 45

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Detached Garage, Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ductless/Mini-Split, Heat Pump(s)
  • Heating Fuel: Electric, Wood
  • Heating Type: Baseboard - Electric, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Instant Hot Water
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 124500.00
  • Land Assessed Value: 252800.00
  • Land Use Code: 008
  • Lot Size Acres: 0.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8813.00
  • Year Assessed: 2021
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15663807
  • Tax Annual Amount: 4378.00
  • Assessor Parcel Number: 1218012197
  • Tax Total Finished Sq Ft: 1344
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 11/15/2021

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2021
Closed on
Nov 12, 2021
Sold by
Campbell Charles A and Campbell Jolene
Bought by
Hartman Daniel J and Daniel J Hartman Revocable Tru
Seller's Agent
Debra Savage
Railey Realty, Inc.
Buyer's Agent
Nick Fratz-Orr
Railey Realty, Inc.
List Price
$989,000
Sold Price
$851,270
Premium/Discount to List
-$137,730
-13.93%
Current Estimated Value
$1,181,254

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$329,984
Avg. Annual Appreciation
4.18%

Purchase Details

Closed on
Sep 4, 2020
Sold by
Campbell Charles A
Bought by
Campbell Charles A and Campbell Jolene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$343,845
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 12, 2014
Closed on
Apr 10, 2015
Sold by
Paugh David R and Paugh Patricia J
Bought by
Campbell Charles A
Seller's Agent
Melissa Goodfellow
Railey Realty, Inc.
Buyer's Agent
Debra Savage
Railey Realty, Inc.
List Price
$425,000
Sold Price
$334,000
Premium/Discount to List
-$91,000
-21.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.07%
Original Mortgage
$300,600
Interest Rate
3.86%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 25, 1993
Sold by
Buckel Blake E and Buckel Barbara M
Bought by
Paugh David R and Paugh Patricia J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
6.74%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hartman Daniel J $851,270 Deep Creek Title Group
Campbell Charles A -- Deep Creek Title Group
Campbell Charles A $334,000 Deep Creek Title Group
Paugh David R $80,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Daniel Hartman Revocable Trust $510,760
Previous Owner Campbell Charles A $343,845
Previous Owner Campbell Charles A $360,000
Previous Owner Campbell Charles A $300,600
Previous Owner Paugh David R $70,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/15/2021 11/15/21 Sold $851,270 -4.2% $633 / Sq Ft
09/25/2021 09/25/21 Price Changed $889,000 -10.1% $661 / Sq Ft
08/16/2021 08/16/21 For Sale $989,000 +196.1% $736 / Sq Ft
04/10/2015 04/10/15 Sold $334,000 -9.5% --
03/06/2015 03/06/15 Pending -- -- --
06/24/2014 06/24/14 Price Changed $369,000 -7.5% --
06/20/2014 06/20/14 Price Changed $399,000 -6.1% --
05/12/2014 05/12/14 For Sale $425,000 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,302 $702,400 $290,600 $411,800
2024 $7,295 $594,033 $0 $0
2023 $6,013 $485,667 $0 $0
2022 $4,709 $377,300 $252,800 $124,500
2021 $4,562 $362,667 $0 $0
2020 $4,378 $348,033 $0 $0
2019 $4,194 $333,400 $252,800 $80,600
2018 $3,218 $269,967 $0 $0
2017 $1,684 $333,400 $0 $0
2016 -- $143,100 $0 $0
2015 -- $143,100 $0 $0
2014 -- $143,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2000716

Bright MLS

APN: 18-012197