NOT LISTED FOR SALE

609 S Second St Effingham, IL 62401

Estimated Value: $106,000 - $269,000

2 Beds
1 Bath
844 Sq Ft
$192/Sq Ft Est. Value

Last Sold April 14, 2015

Last sale price $68,700 $81 Per Sq Ft

Est. 136% increase in value since last sale

Current estimated payment $966/month

57 Days on Market

Highlights

  • 1 Car Detached Garage
  • Central Air
  • Heating System Uses Gas
  • Wainscoting
  • Replacement Windows
  • 1-Story Property

About This Home

As of April 2015

What a cute, cozy home!!! This home features LOW taxes and is within walking distance of downtown Effingham! The interior offers gorgeous hardwood floors, a nice sized kitchen with dining area, new living room carpet in 2013, and a full finished basement with built in storage room. The exterior includes replacement windows, vinyl siding, and a detached garage with a newer insulated garage door. Also, in spring of 2014 the home received a new 30 year shingle roof. Sellers are also offering a one year home warranty! Come take a look and see what this beautiful home has to offer!!

Last Agent to Sell the Property

Brent Budde

Dammerman & Associates Benchmark Realty Listed on: 12/21/2014

Last Buyer's Agent

Terry Youngblood

RE/MAX Key Advantage License #475102294

RE/MAX Key Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $875

Year Built

  • Built in 1930

Lot Details

  • 7,250 Sq Ft Lot
  • Lot Dimensions are 58x125

Parking

  • 1 Car Detached Garage

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Wainscoting
  • Replacement Windows
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Utilities

  • Central Air
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Loy's Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 03-16-045-023

Home Details

Home Type

Single Family

Est. Annual Taxes

$875

Year Built

Built in 1930

Lot Details

0

Parking

1

Listing Details

  • Above Grade Finished Sq Ft: 844.0
  • Directions: Turn North onto South Second from Grove. House on the left.
  • Lot Size Acres: 0.17
  • Lot Size: 58x125
  • Property Sub Type: Other
  • Prop. Type: Residential
  • Road Surface Type: Gravel
  • Building Stories: 1
  • Subdivision Name: Loy's Sub
  • Year Built: 1930
  • Architectural Style: Other
  • Garage Yn: Yes
  • Unit Levels: One
  • Property Sub Type Additional: Other
  • General Property Information Below Grade Unfinished Area: 844.0
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Gas Water Heater, Range
  • Has Basement: Unfinished, Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: Paneling/Wainscoting
  • Fireplace: No
  • Stories: 1
  • Window Features: Replacement Windows

Exterior Features

  • Construction Type: Vinyl Siding
  • Roof: Shingle
  • Waterfront: No
  • Foundation Details: Basement

Garage/Parking

  • Garage Spaces: 1.0
  • Attached Garage: No
  • Parking Features: Detached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 7250.0
  • Parcel #: 03-16-045-023
  • Zoning: RES

Tax Info

  • Tax Year: 2013
  • Tax Annual Amount: 874.72

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 5, 2025
Sold by
Waggle Jeffrey A and Waggle Shelby
Bought by
Spindler Dale and Spindler Linda
Current Estimated Value
$162,227

Purchase Details

Listed on
Dec 21, 2014
Closed on
Apr 14, 2015
Sold by
Stortzum Rachel D and Stortzum Joshua
Bought by
Waggle Jeffrey A
Seller's Agent
Brent Budde
Dammerman & Associates Benchmark Realty
Buyer's Agent
Terry Youngblood
RE/MAX Key Advantage
List Price
$69,900
Sold Price
$68,700
Premium/Discount to List
-$1,200
-1.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.34%
Original Mortgage
$69,638
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 29, 2010
Sold by
Herboth Hollie M and Kemme Brett J
Bought by
Kemme Rachel D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,547
Interest Rate
4.83%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spindler Dale $360,000 None Listed On Document
Waggle Jeffrey A $34,500 None Available
Kemme Rachel D $65,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Waggle Jeffrey A $69,638
Previous Owner Kemme Rachel D $65,547
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/14/2015 04/14/15 Sold $68,700 -1.7% $81 / Sq Ft
02/18/2015 02/18/15 Pending -- -- --
12/22/2014 12/22/14 For Sale $69,900 -- $83 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,408 $26,840 $8,240 $18,600
2023 $1,253 $24,400 $7,490 $16,910
2022 $1,148 $22,380 $6,870 $15,510
2021 $1,172 $22,160 $6,800 $15,360
2020 $1,139 $21,540 $6,610 $14,930
2019 $1,113 $21,320 $6,540 $14,780
2018 $1,060 $20,500 $6,290 $14,210
2017 $1,033 $20,100 $6,170 $13,930
2016 $998 $19,510 $5,990 $13,520
2015 -- $18,950 $5,820 $13,130
2014 -- $18,400 $5,650 $12,750
2013 -- $18,040 $5,540 $12,500
2012 -- $17,780 $5,460 $12,320
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6136312

APN: 0316045023