Seller's Agent in 2025
Daniel Firks
Coldwell Banker Real Estate Group
(630) 674-6547
3 in this area
198 Total Sales
609 Spruce Ct Oswego, IL 60543
Northwest Oswego Neighborhood
4
Beds
3.5
Baths
3,879
Sq Ft
10,454
Sq Ft Lot
Highlights
- Traditional Architecture
- Wood Flooring
- Formal Dining Room
- Oswego High School Rated A-
- Loft
- Living Room
About This Home
As of August 2025Welcome to Gates Creek!
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475141739 Listed on: 06/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,634
Year Built
- Built in 2002
Lot Details
- 10,454 Sq Ft Lot
- Lot Dimensions are 91x115
- Paved or Partially Paved Lot
HOA Fees
- $42 Monthly HOA Fees
Parking
- 3 Car Garage
- Driveway
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Asphalt Roof
- Stone Siding
- Concrete Perimeter Foundation
Interior Spaces
- 3,879 Sq Ft Home
- 2-Story Property
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Loft
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry Room
- Laundry Chute
Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Schools
- Fox Chase Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
Community Details
- Association Property Management Association, Phone Number (630) 544-6900
- Gates Creek Subdivision
- Property managed by Gates Creek HOA
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 20, 2025
Closed on
Aug 7, 2025
Sold by
Ginn Michael P and Ginn Michelle M
Bought by
Devries Jacob and Devries Alexandra
Seller's Agent
Daniel Firks
Coldwell Banker Real Estate Group
Buyer's Agent
Angelica DiBenedetto
Excel Realty Group
List Price
$539,000
Sold Price
$545,000
Premium/Discount to List
$6,000
1.11%
Views
84
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,088
Avg. Annual Appreciation
-4.00%
Original Mortgage
$540,375
Outstanding Balance
$539,902
Interest Rate
6.67%
Mortgage Type
VA
Estimated Equity
$10
Purchase Details
Listed on
May 6, 2018
Closed on
Jul 2, 2018
Sold by
Cartus Financial Corp
Bought by
Ginn Michael P and Ginn Michelle M
Seller's Agent
Michele Donovan
Coldwell Banker Honig-Bell
Buyer's Agent
Dana Wick
RE/MAX 1st Service
List Price
$259,900
Sold Price
$350,000
Premium/Discount to List
$90,100
34.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.49%
Original Mortgage
$343,660
Interest Rate
5.5%
Mortgage Type
FHA
Purchase Details
Closed on
May 17, 2018
Sold by
Thomas Ryan D and Thomas Emily M
Bought by
Cartus Financial Corporation
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$343,660
Interest Rate
5.5%
Mortgage Type
FHA
Purchase Details
Listed on
Feb 25, 2016
Closed on
Apr 25, 2016
Sold by
Paulinski Jay J and Paulinski Karin B
Bought by
Thomas Ryan D and Thomas Emily M
Seller's Agent
Brian Hilgen
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Michele Donovan
Coldwell Banker Honig-Bell
List Price
$339,000
Sold Price
$325,000
Premium/Discount to List
-$14,000
-4.13%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.49%
Original Mortgage
$260,000
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 31, 2007
Sold by
Heggemeier Douglas R and Heggemeier Camille R
Bought by
Paulinski Jay J and Paulinski Karin B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,000
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 16, 2002
Sold by
D B Dean Builders Inc
Bought by
Heggemeier Douglas R and Heggemeier Camille R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,100
Interest Rate
6.3%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $545,000 | None Listed On Document | |
| Warranty Deed | $250,000 | Burnet Title Post Closing | |
| Warranty Deed | $350,000 | Burnet Title | |
| Warranty Deed | $325,000 | First American Title | |
| Warranty Deed | $360,000 | First American Title | |
| Warranty Deed | $327,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $540,375 | VA | |
| Previous Owner | $343,660 | FHA | |
| Previous Owner | $260,000 | New Conventional | |
| Previous Owner | $36,000 | Stand Alone Second | |
| Previous Owner | $288,000 | Purchase Money Mortgage | |
| Previous Owner | $277,100 | No Value Available | |
| Closed | $21,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/05/2025 08/05/25 | Sold | $545,000 | +1.1% | $141 / Sq Ft | |
| 07/01/2025 07/01/25 | Pending | -- | -- | -- | |
| 06/20/2025 06/20/25 | For Sale | $539,000 | +54.0% | $139 / Sq Ft | |
| 07/23/2018 07/23/18 | Sold | $350,000 | 0.0% | $123 / Sq Ft | View Prior Sale |
| 05/20/2018 05/20/18 | Pending | -- | -- | -- | |
| 05/14/2018 05/14/18 | Off Market | $350,000 | -- | -- | |
| 05/06/2018 05/06/18 | Price Changed | $359,900 | +38.5% | $127 / Sq Ft | |
| 05/06/2018 05/06/18 | For Sale | $259,900 | -20.0% | $92 / Sq Ft | |
| 04/29/2016 04/29/16 | Sold | $325,000 | -4.1% | $114 / Sq Ft | View Prior Sale |
| 02/29/2016 02/29/16 | Pending | -- | -- | -- | |
| 02/25/2016 02/25/16 | For Sale | $339,000 | -- | $119 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,634 | $151,672 | $16,512 | $135,160 |
| 2023 | $10,499 | $135,700 | $14,773 | $120,927 |
| 2022 | $10,499 | $123,196 | $13,412 | $109,784 |
| 2021 | $10,123 | $115,064 | $13,412 | $101,652 |
| 2020 | $9,965 | $113,071 | $13,412 | $99,659 |
| 2019 | $9,812 | $109,777 | $13,021 | $96,756 |
| 2018 | $9,745 | $103,895 | $13,021 | $90,874 |
| 2017 | $9,691 | $100,400 | $13,021 | $87,379 |
| 2016 | $9,162 | $93,555 | $13,021 | $80,534 |
| 2015 | $4,297 | $84,037 | $11,225 | $72,812 |
| 2014 | -- | $81,754 | $11,225 | $70,529 |
| 2013 | -- | $81,754 | $11,225 | $70,529 |
Source: Public Records
Agents Affiliated with this Home
-
Daniel Firks
-
Christopher Salas
C
Seller Co-Listing Agent in 2025
Christopher Salas
Coldwell Banker Real Estate Group
(708) 299-8135
2 in this area
19 Total Sales
-
Angelica DiBenedetto
Buyer's Agent in 2025
Angelica DiBenedetto
Excel Realty Group
(630) 453-8664
3 in this area
108 Total Sales
-
M
Seller's Agent in 2018
Michele Donovan
Coldwell Banker Honig-Bell
-
Dana Wick
Buyer's Agent in 2018
Dana Wick
RE/MAX
(708) 645-8500
120 Total Sales
-
Brian Hilgen
Seller's Agent in 2016
Brian Hilgen
Legacy Properties, A Sarah Leonard Company, LLC
(630) 258-4484
4 in this area
147 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12395849
APN: 02-13-250-022
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