609 Spruce Ct Oswego, IL 60543
Northwest Oswego Neighborhood
4
Beds
4
Baths
2,840
Sq Ft
10,454
Sq Ft Lot
Highlights
- Recreation Room
- Georgian Architecture
- Whirlpool Bathtub
- Oswego High School Rated A-
- Wood Flooring
- Mud Room
About This Home
As of July 2018GORGEOUS & WARM 4 BEDROOM 3.1 BATH GEORGIAN. FEATURES 2 STORY FOYER, VOLUME CEILINGS THROUGHOUT, WOOD FLOORING ON MOST OF THE FIRST FLOOR, BIG MASTER BEDROOM WITH WALK-IN CLOSET AND LUXURY MASTER BATH. 1ST FLOOR DEN WITH FRENCH DOORS, BIG EAT IN KITCHEN WITH GRANITE COUNTERS, CANNED LIGHTING, WINE COOLER, STAINLESS STEEL APPLIANCES AND ISLAND. OTHER FEATURES INCL FIREPLACE, HUGE FINISHED BASEMENT WITH 9' CEILINGS, ALL NEWER ANDERSEN WINDOWS, CUSTOM CORDLESS BLINDS AND DRAPERY, CROWN MOLDING, 3 CAR GARAGE WITH BUILT IN CABINETS, CUSTOM STAMPED PATIO WITH RETAINING WALLS. TOO MANY UPGRADES TO MENTION ALL!
Last Agent to Sell the Property
Legacy Properties, A Sarah Leonard Company, LLC License #475132908 Listed on: 02/25/2016
Last Buyer's Agent
Michele Donovan
Coldwell Banker Honig-Bell
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,634
Year Built
- 2002
HOA Fees
- $16 per month
Parking
- Attached Garage
- Driveway
- Garage Is Owned
Home Design
- Georgian Architecture
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Stone Siding
- Vinyl Siding
Interior Spaces
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Mud Room
- Dining Area
- Den
- Recreation Room
- Lower Floor Utility Room
- Wood Flooring
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
- Wine Cooler
- Stainless Steel Appliances
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Dryer
- Washer
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 6, 2018
Closed on
Jul 2, 2018
Sold by
Cartus Financial Corp
Bought by
Ginn Michael P and Ginn Michelle M
Seller's Agent
Michele Donovan
Coldwell Banker Honig-Bell
Buyer's Agent
Dana Wick
RE/MAX 1st Service
List Price
$259,900
Sold Price
$350,000
Premium/Discount to List
$90,100
34.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.25%
Original Mortgage
$343,660
Outstanding Balance
$305,774
Interest Rate
5.5%
Mortgage Type
FHA
Estimated Equity
$229,440
Purchase Details
Closed on
May 17, 2018
Sold by
Thomas Ryan D and Thomas Emily M
Bought by
Cartus Financial Corporation
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$343,660
Outstanding Balance
$305,774
Interest Rate
5.5%
Mortgage Type
FHA
Estimated Equity
$229,440
Purchase Details
Listed on
Feb 25, 2016
Closed on
Apr 25, 2016
Sold by
Paulinski Jay J and Paulinski Karin B
Bought by
Thomas Ryan D and Thomas Emily M
Seller's Agent
Brian Hilgen
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Michele Donovan
Coldwell Banker Honig-Bell
List Price
$339,000
Sold Price
$325,000
Premium/Discount to List
-$14,000
-4.13%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.54%
Original Mortgage
$260,000
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 31, 2007
Sold by
Heggemeier Douglas R and Heggemeier Camille R
Bought by
Paulinski Jay J and Paulinski Karin B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,000
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 16, 2002
Sold by
D B Dean Builders Inc
Bought by
Heggemeier Douglas R and Heggemeier Camille R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,100
Interest Rate
6.3%
Similar Homes in Oswego, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $250,000 | Burnet Title Post Closing | |
| Warranty Deed | $350,000 | Burnet Title | |
| Warranty Deed | $325,000 | First American Title | |
| Warranty Deed | $360,000 | First American Title | |
| Warranty Deed | $327,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $19,492 | FHA | |
| Open | $343,660 | FHA | |
| Previous Owner | $260,000 | New Conventional | |
| Previous Owner | $274,300 | New Conventional | |
| Previous Owner | $36,000 | Stand Alone Second | |
| Previous Owner | $288,000 | Purchase Money Mortgage | |
| Previous Owner | $277,100 | No Value Available | |
| Previous Owner | $27,800 | Credit Line Revolving | |
| Closed | $21,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/01/2025 07/01/25 | Pending | -- | -- | -- |
| 06/20/2025 06/20/25 | For Sale | $539,000 | +54.0% | $139 / Sq Ft |
| 07/23/2018 07/23/18 | Sold | $350,000 | 0.0% | $123 / Sq Ft |
| 05/20/2018 05/20/18 | Pending | -- | -- | -- |
| 05/14/2018 05/14/18 | Off Market | $350,000 | -- | -- |
| 05/06/2018 05/06/18 | Price Changed | $359,900 | +38.5% | $127 / Sq Ft |
| 05/06/2018 05/06/18 | For Sale | $259,900 | -20.0% | $92 / Sq Ft |
| 04/29/2016 04/29/16 | Sold | $325,000 | -4.1% | $114 / Sq Ft |
| 02/29/2016 02/29/16 | Pending | -- | -- | -- |
| 02/25/2016 02/25/16 | For Sale | $339,000 | -- | $119 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,634 | $151,672 | $16,512 | $135,160 |
| 2023 | $10,499 | $135,700 | $14,773 | $120,927 |
| 2022 | $10,499 | $123,196 | $13,412 | $109,784 |
| 2021 | $10,123 | $115,064 | $13,412 | $101,652 |
| 2020 | $9,965 | $113,071 | $13,412 | $99,659 |
| 2019 | $9,812 | $109,777 | $13,021 | $96,756 |
| 2018 | $9,745 | $103,895 | $13,021 | $90,874 |
| 2017 | $9,691 | $100,400 | $13,021 | $87,379 |
| 2016 | $9,162 | $93,555 | $13,021 | $80,534 |
| 2015 | $4,297 | $84,037 | $11,225 | $72,812 |
| 2014 | -- | $81,754 | $11,225 | $70,529 |
| 2013 | -- | $81,754 | $11,225 | $70,529 |
Source: Public Records
Agents Affiliated with this Home
-
D
Seller's Agent in 2025
Daniel Firks
Coldwell Banker Real Estate Group
-
C
Seller Co-Listing Agent in 2025
Christopher Salas
Coldwell Banker Real Estate Group
-
M
Seller's Agent in 2018
Michele Donovan
Coldwell Banker Honig-Bell
-
D
Buyer's Agent in 2018
Dana Wick
RE/MAX
-
B
Seller's Agent in 2016
Brian Hilgen
Legacy Properties, A Sarah Leonard Company, LLC
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09148024
APN: 02-13-250-022
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