$849,900

6099 106th St SE Clear Lake, MN 55319

Estimated payment $5,252/month

Total Views 6,366
3 Beds
4 Baths
5,037 Sq Ft
$169 Price per Sq Ft

Highlights

  • 309 Feet of Waterfront
  • Family Room with Fireplace
  • No HOA
  • Beach Access
  • Sauna
  • Home Office

About This Home

This custom-designed Mississippi riverfront retreat offers breathtaking views both inside and out. Built to bring the outdoors in, with soaring 10–11 ft vaulted ceilings and expansive windows that frame stunning water views. The open, airy layout is crafted for comfort and style, from the maple flooring to the thoughtful built-ins throughout.

The chef’s kitchen features Corian countertops, a spacious center island, and a butler’s pantry complete with a built-in desk ~ an ideal craft area. Host with ease in either the formal or informal dining room, complimented by the adjacent main floor family room, or enjoy everyday convenience with a main floor mudroom and laundry.

The main-level primary suite is a private retreat, complete with a whirlpool tub, walk-in shower, double vanity, and a spectacular walk-in closet.

The walkout lower level is an entertainer’s dream—featuring a large family room that opens to a patio, a wet bar with dedicated dining space, and two additional bedrooms (one with direct patio access). You’ll also find a flex room, extensive storage, an unfinished space for your workshop ambitions, rec room or home gym. Convenient garage access to lower level, and dual furnaces for efficient comfort.

Nestled among mature oaks and lush perennial gardens, this riverfront gem offers unmatched tranquility and connection to nature.

Your dream waterfront lifestyle starts here.

Listing Agent

Chris Hauck

Coldwell Banker Realty Brokerage Phone: 320-267-1077 Listed on: 06/19/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,702

Year Built

  • Built in 1994

Lot Details

  • 2.8 Acre Lot
  • Lot Dimensions are 195x495x309x565
  • 309 Feet of Waterfront
  • River Front

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Insulated Garage

Home Design

  • Flex
  • Architectural Shingle Roof
  • Composition Roof

Interior Spaces

  • 1-Story Property
  • Wet Bar
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room
  • Dining Room
  • Home Office
  • Utility Room Floor Drain

Kitchen

  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Utilities

  • Forced Air Heating and Cooling System
  • Well

Additional Features

  • Air Exchanger
  • Beach Access

Listing and Financial Details

  • Assessor Parcel Number 20004220525

Community Details

Overview

  • No Home Owners Association
  • River Oaks Subdivision

Amenities

  • Sauna

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,702

Year Built

Built in 1994

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: Other
  • Fireplaces: 2
  • Water Source: Well
  • Year Built: 1994
  • Above Grade Finished Sq Ft: 3201
  • Water Body Name: Mississippi River
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Attribution Contact: 320-267-1077
  • Attribution Contact: 320-267-1077
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Finished, Full, Walkout
  • Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Two Sided, Family Room, Gas
  • Living Area: 5037
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1836
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Informal Dining Room, Dining Room, Bedroom 1, Office, Bedroom 2, Bedroom 3, Family Room, Mud Room, Sauna, Bar/Wet Bar Room, Primary Bathroom, Pantry (Walk-In), Flex Room

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Architectural Shingle, Composition
  • ConstructionMaterialsDesc: Block
  • PatioPorchType: Covered,Deck,Patio,Porch
  • Lake Acres: 0
  • LakeChain: N
  • Waterfront Frontage: 309

Garage/Parking

  • Parking Features: Attached Garage, Floor Drain, Heated Garage, Insulated Garage
  • Garage Square Feet: 915

Utilities

  • Heating: Forced Air
  • Sewer: Private Sewer
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Hardwood Floors,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Patio,Sauna,In-Ground Sprinkler,Vaulted Ceiling(s),Wet Bar,Walk-In Closet

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictNumber: 742
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 195x495x309x565
  • Lot Size Sq Ft: 121968
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Stucco

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 20004220525
  • Tax Annual Amount: 6702
  • TaxWithAssessments: 6702.0000

Multi Family

  • WaterfrontFeatures: River Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,702 $774,500 $209,900 $564,600
2024 $6,810 $766,400 $210,800 $555,600
2023 $6,844 $794,500 $195,400 $599,100
2022 $6,788 $765,100 $166,000 $599,100
2020 $6,924 $639,100 $118,100 $521,000
2019 $7,024 $641,400 $116,800 $524,600
2018 $7,190 $635,100 $116,800 $518,300
2017 $7,238 $618,800 $114,900 $503,900
2016 $6,660 $603,200 $112,900 $490,300
2015 $7,014 $583,800 $112,900 $470,900
2014 $6,822 $592,900 $116,500 $476,400
2013 -- $582,900 $116,500 $466,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/25/2025 06/25/25 For Sale $849,900 -- $169 / Sq Ft
Source: NorthstarMLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $250,000 Credit Line Revolving
Closed $167,500 New Conventional
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6737501

NorthstarMLS

APN: 20-422-0525