Seller's Agent in 2025
Heather Giovingo
Coldwell Banker (NRT-Southeast-MidAtlantic)
(443) 254-1074
25 in this area
116 Total Sales
61 E Lake Dr Annapolis, MD 21403
3
Beds
3.5
Baths
3,583
Sq Ft
0.32
Acres
Highlights
- Coastal Architecture
- No HOA
- 1 Car Attached Garage
- Wood Flooring
- Lap or Exercise Community Pool
- Living Room
About This Home
As of July 2025Weekend Escape, Airbnb Gem, or Investment Opportunity in Bay Ridge! Discover the perfect blend of coastal elegance and craftsman charm in this one-of-a-kind 3-bedroom, 3.5-bath retreat—offered for the very first time. With over 3,500 sq ft of light-filled living space, this home is tucked away in one of Annapolis’s most coveted waterfront communities: Bay Ridge. Whether you’re searching for a relaxing weekend escape, a high-potential Airbnb, or a long-term investment, this property offers unmatched flexibility and appeal. Step inside to find gleaming hardwood floors, a chef’s kitchen, and sun-drenched spaces that flow effortlessly onto a balcony ideal for alfresco dining and sunset crab feasts. Each of the three oversized bedrooms boasts private outdoor seating or decks—making every stay feel like a serene getaway. The spacious lower level includes a private suite with bedroom, full bath, sitting area, and kitchenette—ideal for multigenerational living, a dedicated guest space, or a turnkey short-term rental setup. Nestled in the heart of Bay Ridge—where the Chesapeake Bay hugs miles of shoreline—you’ll find a vibrant community rich in history, charm, and year-round appeal. From quaint 19th-century cottages to elegant new builds, Bay Ridge is known for its architectural variety, lush landscapes, and true sense of community. This is more than a home—it’s your chance to own a piece of Annapolis living, whether for weekends, income, or generations to come.
Last Agent to Sell the Property
(443) 254-1074 heather.giovingo@cbrealty.com Coldwell Banker Realty License #679312 Listed on: 04/30/2025
Last Buyer's Agent
(443) 336-6581 amanda.callahan@longandfoster.com Long & Foster Real Estate, Inc. License #599713
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,363
Year Built
- Built in 2000
Lot Details
- 0.32 Acre Lot
- Property is zoned R2
Parking
- 1 Car Attached Garage
- 3 Driveway Spaces
- Front Facing Garage
Home Design
- Coastal Architecture
- Contemporary Architecture
- Slab Foundation
- Architectural Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,583 Sq Ft Home
- Property has 3 Levels
- Living Room
- Dining Room
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
Accessible Home Design
- More Than Two Accessible Exits
Schools
- Georgetown East Elementary School
- Annapolis Middle School
- Annapolis High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Tax Lot 28R
- Assessor Parcel Number 020204709577400
Community Details
Overview
- No Home Owners Association
- Bay Ridge Subdivision
Recreation
- Lap or Exercise Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 30, 2025
Closed on
Jul 11, 2025
Sold by
Samaras Stephen C and Samaras Challie Oneal
Bought by
Fishback Andrew S and Burnett Margaret L
Seller's Agent
Heather Giovingo
Coldwell Banker Realty
Buyer's Agent
Amanda Callahan
Long & Foster Real Estate, Inc.
List Price
$1,350,000
Sold Price
$1,275,000
Premium/Discount to List
-$75,000
-5.56%
Views
135
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$99,526
Avg. Annual Appreciation
15.88%
Original Mortgage
$765,000
Outstanding Balance
$763,705
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$610,821
Purchase Details
Closed on
Aug 7, 2013
Sold by
Samaras Stephen C and Samaras Challie O Neal
Bought by
Samaras Stephen C and Samaras Challie O Neal
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,200
Interest Rate
4.51%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 18, 1999
Sold by
Landfall Development Corp
Bought by
Samaras Stephen C and O'Neal Challie
Purchase Details
Closed on
Feb 3, 1998
Sold by
Raines Ruth H
Bought by
Landfall Development Corp
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,275,000 | Sage Title Group | |
| Deed | $1,275,000 | Sage Title Group | |
| Interfamily Deed Transfer | -- | Bay Title Company | |
| Deed | $82,500 | -- | |
| Deed | $30,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $765,000 | New Conventional | |
| Closed | $765,000 | New Conventional | |
| Previous Owner | $206,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/11/2025 07/11/25 | Sold | $1,275,000 | -5.6% | $356 / Sq Ft |
| 06/14/2025 06/14/25 | Pending | -- | -- | -- |
| 04/30/2025 04/30/25 | For Sale | $1,350,000 | -- | $377 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,128 | $1,199,500 | -- | -- |
| 2024 | $7,128 | $1,094,300 | -- | -- |
| 2023 | $6,747 | $989,100 | $645,000 | $344,100 |
| 2022 | $6,354 | $937,933 | $0 | $0 |
| 2020 | $11,925 | $835,600 | $495,000 | $340,600 |
| 2019 | $11,532 | $832,100 | $0 | $0 |
| 2018 | $8,402 | $828,600 | $0 | $0 |
| 2017 | $5,510 | $825,100 | $0 | $0 |
| 2016 | -- | $821,500 | $0 | $0 |
| 2015 | -- | $817,900 | $0 | $0 |
| 2014 | -- | $814,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Heather Giovingo
-
Amanda Callahan
Buyer's Agent in 2025
Amanda Callahan
Long & Foster
(443) 336-6581
4 in this area
24 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2110482
APN: 02-047-09577400
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