NOT LISTED FOR SALE

Estimated Value: $259,000 - $358,000

3 Beds
2 Baths
1,743 Sq Ft
$173/Sq Ft Est. Value

Last Sold January 10, 2020

Last sale price $162,000 $93 Per Sq Ft

Est. 87% increase in value since last sale

Current estimated payment $1,716/month

15 Days on Market

Highlights

  • Open Floorplan
  • No HOA
  • Eat-In Kitchen
  • Deck
  • Covered Patio or Porch
  • Laundry Room

About This Home

As of January 2020

Lovely one level home situated on a picturesque level lot that is very private. USDA 100% financing available for qualified buyers and county taxes make this property very desirable. This is a very well maintained and owner's have pride of ownership. Current owners finished out the den with a new window, paneling and extended the heat and air to complete the room. Propane gas logs are located in the living room. Just minutes to Harrison Bay State Park, but an easy drive into the Chattanooga area. The old barn in the yard is staying.

Last Agent to Sell the Property

Denise Murphy

Keller Williams Realty License #00288046 Listed on: 11/15/2019

Keller Williams Realty

Last Buyer's Agent

Linda Palacio

RE/MAX Properties

RE/MAX Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $664

Year Built

  • Built in 1960

Lot Details

  • Rural Setting
  • Level Lot

Home Design

  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,743 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Carpet
  • Basement
  • Crawl Space
  • Storage In Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Outbuilding

Schools

  • Snow Hill Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 093 047

Home Details

Home Type

Single Family

Est. Annual Taxes

$664

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: Irregular
  • Subdivision Name: None
  • Directions: From Hwy 153 take TN 58 N towards Decatur, go 8.5 miles, turn left onto Harrison Bay Rd, turn right onto Ramsey Rd, house is on the left.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1743.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1960
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 093 047
  • Location Tax and Legal Elementary School: Snow Hill Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 663.66
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: Irregular
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Split Bedrooms2: Yes
  • Lot Features Rural: Yes
  • Other Structures:Out Building: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Refrigerator, Microwave, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet
  • Interior Amenities: Eat-in Kitchen, Open Floorplan, Primary Downstairs, Separate Shower, Split Bedrooms
  • Window Features: Vinyl Frames
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Storage Only: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes

Exterior Features

  • Lot Features: Level, Rural
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Outbuilding
  • Patio And Porch Features: Covered, Deck, Patio
  • Roof: Metal
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Patio And Porch Features:Covered: Yes
  • ConstructionSiding:Roof Metal: Yes

Garage/Parking

  • General Property Information:Garage YN: No

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Snow Hill Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 093 047

Tax Info

  • Tax Annual Amount: 663.66

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 15, 2019
Closed on
Jan 10, 2020
Sold by
Davis Jerry W and Davis Sheila C
Bought by
Canty Kenneth
Seller's Agent
Denise Murphy
Keller Williams Realty
Buyer's Agent
Linda Palacio
RE/MAX Properties
List Price
$159,000
Sold Price
$162,000
Premium/Discount to List
$3,000
1.89%
Current Estimated Value
$302,244

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$140,244
Avg. Annual Appreciation
11.11%
Original Mortgage
$162,000
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 8, 2008
Sold by
The Bank Of New York Trust Company Na
Bought by
Davis Jerry W and Davis Sheila C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,900
Interest Rate
5.96%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 10, 2008
Sold by
Hogan Michael E and Watkins Tammi A
Bought by
The Bank Of New York Trust Co Na

Purchase Details

Closed on
Nov 3, 2003
Sold by
Shadrick Joseph P and Shadrick Leigh Ann
Bought by
Hogan Michael E and Watkins Tammi A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
9.13%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 12, 1996
Sold by
Middleton Victoria Blackwell and Middleton Mike
Bought by
Shadrick Joseph P
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Canty Kenneth $162,000 Team Title Legal Svcs Pllc
Davis Jerry W $82,000 Resource Title Agency
The Bank Of New York Trust Co Na $93,500 None Available
Hogan Michael E $95,000 First American Title Ins Co
Shadrick Joseph P $63,000 First Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Canty Kenneth $161,600
Closed Canty Kenneth $162,000
Previous Owner Davis Sheila C $104,000
Previous Owner Davis Jerry W $85,200
Previous Owner Davis Jerry W $77,900
Previous Owner Hogan Michael E $95,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/10/2020 01/10/20 Sold $162,000 0.0% $93 / Sq Ft
01/10/2020 01/10/20 Sold $162,000 +1.9% $93 / Sq Ft
11/30/2019 11/30/19 Pending -- -- --
11/30/2019 11/30/19 Pending -- -- --
11/15/2019 11/15/19 For Sale $159,000 0.0% $91 / Sq Ft
10/01/2019 10/01/19 For Sale $159,000 -- $91 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $822 $36,725 $0 $0
2023 $831 $36,725 $0 $0
2022 $822 $36,725 $0 $0
2021 $831 $36,725 $0 $0
2020 $664 $23,675 $0 $0
2019 $664 $23,675 $0 $0
2018 $664 $23,675 $0 $0
2017 $664 $23,675 $0 $0
2016 $651 $0 $0 $0
2015 $651 $23,200 $0 $0
2014 $651 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1307491

Greater Chattanooga REALTORS®

APN: 093-047