NOT LISTED FOR SALE

615 Bay Ave Panama City, FL 32401

Millville Neighborhood

Estimated Value: $195,000 - $244,000

4 Beds
2 Baths
1,235 Sq Ft
$176/Sq Ft Est. Value

Last Sold October 20, 2023

Last sale price $215,000 $174 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,321/month

4 Days on Market

Highlights

  • Deck
  • Great Room
  • Detached Garage
  • Country Style Home
  • No HOA
  • Porch

About This Home

As of October 2023

'CURRENTLY UNDER CONTRACT, SELLING WILLING TO ACCEPT BACK UP OFFERS.' This is a perfect property for an investor or as a starter home PLUS there's monthly income potential with the upstairs apartment. After the hurricane the entire structure was gutted and stripped down to the studs. Every aspect of the property was remodeled and brought up to code including windows, doors, new framing throughout, drywall, flooring, electrical, plumbing, light fixtures, bathrooms, kitchens... EVERYTHING. The main home is a 3BR/ 1BA with approximately 1000 sf and the studio apartment has a kitchen and one bathroom and is approximately 250 sf. The parcel is spacious and includes a fenced back lawn and a detached carport with additional storage. Age of systems/applicances: roof 2019, refrigerator new, dishwasher 2022, stove/oven 2020, water heater 2019 and HVAC 2019. Located near downtown Panama City and just a short walk to Massalina Bayou on the neighborhood sidewalks. Dimensions approximate, please verify if important.

Last Agent to Sell the Property

Lee Ann Swartzentruber

EXP Realty LLC License #3285613 Listed on: 09/15/2023

EXP Realty LLC

Co-Listed By

Charles Sowers

EXP Realty LLC License #SL3392374

Last Buyer's Agent

Non Member

NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,459

Year Built

  • Built in 1940 | Remodeled

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 115x120
  • Fenced

Home Design

  • Country Style Home
  • Pillar, Post or Pier Foundation
  • Shingle Roof
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,235 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Great Room
  • Washer and Dryer Hookup

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Parking

  • Detached Garage
  • Detached Carport Space
  • Driveway
  • Unpaved Parking
  • On-Street Parking

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Old Orchard Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,459

Year Built

Built in 1940 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1940
  • Property Sub Type: Detached
  • Lot Size Acres: 0.32
  • Lot Size: 115x120
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: EXPR
  • Co List Office Phone: (888) 883-8509
  • Subdivision Name: Old Orchard
  • Architectural Style: Country
  • Carport Y N: Yes
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Refrigerator
  • Interior Amenities: Remodeled, Recessed Lighting
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Living Area: 1235.0
  • Dining Room Type: Bedroom, Full Bath, Garage, Great Room, Kitchen
  • Stories: 2
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Fencing: Chain Link, Fenced
  • Waterfront: No
  • Construction Type: Wood Siding
  • Foundation Details: Pillar/Post/Pier
  • Patio And Porch Features: Deck, Open, Porch
  • Property Condition: Updated/Remodeled
  • Roof: Composition, Shingle

Garage/Parking

  • Parking Features: Covered, Detached Carport, Driveway, Detached, Garage, On Street, Unpaved
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Natural Gas Connected, Sewer Connected, Water Connected
  • Cooling: Central Air, Ceiling Fan(s), Electric, Varies by Unit
  • Heating: Central, Electric, Varies by Unit
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed, Sidewalks
  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Size Sq Ft: 13765.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Multi Family

  • Number Of Units In Community: 2

Tax Info

  • Tax Annual Amount: 1459.0
  • Tax Year: 2022

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 15, 2023
Closed on
Oct 20, 2023
Sold by
Massey Matthew and Massey Celia
Bought by
Holden Grant Spearman and Cope Desirae Esther
Seller's Agent
Lee Ann Swartzentruber
EXP Realty LLC
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$199,000
Sold Price
$215,000
Premium/Discount to List
$16,000
8.04%
Views
49
Current Estimated Value
$216,940

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,940
Avg. Annual Appreciation
0.48%
Original Mortgage
$7,525
Outstanding Balance
$2,915
Interest Rate
7.12%
Mortgage Type
New Conventional
Estimated Equity
$214,025

Purchase Details

Closed on
Nov 5, 2001
Sold by
Manufacturers & Traders Trust Company
Bought by
Massey Matt and Massey Celia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,700
Interest Rate
6.5%

Purchase Details

Closed on
Aug 7, 2001
Sold by
Fultz Lester and Fultz Shirley C
Bought by
Manufacturers & Traders Trust Company
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Holden Grant Spearman $215,000 Setco Services
Massey Matt $43,000 --
Manufacturers & Traders Trust Company -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Holden Grant Spearman $7,525
Open Holden Grant Spearman $211,105
Previous Owner Massey Celia --
Previous Owner Massey Matt $50,000
Previous Owner Massey Matt $38,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/20/2023 10/20/23 Sold $215,000 +8.0% $174 / Sq Ft
09/16/2023 09/16/23 For Sale $199,000 -- $161 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,772 $181,604 $32,085 $149,519
2023 $1,772 $84,788 $27,807 $81,480
2022 $1,459 $77,080 $0 $0
2021 $1,336 $70,073 $0 $0
2020 $790 $36,506 $23,742 $12,764
2019 $582 $36,014 $23,529 $12,485
2018 $961 $63,491 $0 $0
2017 $942 $62,861 $0 $0
2016 $971 $63,300 $0 $0
2015 $1,005 $63,740 $0 $0
2014 $1,020 $65,250 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Lee Ann Swartzentruber

    Seller's Agent in 2023

    Lee Ann Swartzentruber

    EXP Realty LLC

    (850) 774-3186

    4 in this area

    26 Total Sales

    Lee Ann Swartzentruber
    Section Image

  • C

    Seller Co-Listing Agent in 2023

    Charles Sowers

    EXP Realty LLC

  • N

    Buyer's Agent in 2023

    Non Member

    NON-MEMBER OFFICE

See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 746707

Central Panhandle Association of REALTORS®

APN: 22149-000-000

Florida Bay County Panama City 32401 Millville

615 Bay Ave, Panama City, FL

This home is located at 615 Bay Ave, Panama City, FL 32401 since 15 September 2023 and is currently estimated at $216,940, approximately $175 per square foot. This property was built in 1940. 615 Bay Ave is a home located in Bay County with nearby schools including Merriam Cherry Street Elementary School, Jinks Middle School, and Bay High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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