NOT LISTED FOR SALE

Estimated Value: $495,000 - $570,000

4 Beds
3 Baths
3,311 Sq Ft
$157/Sq Ft Est. Value

Last Sold November 23, 2020

Last sale price $350,700 $106 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $3,805/month

1 Day on Market

Highlights

  • Deck
  • Vaulted Ceiling
  • Wood Flooring
  • Oswego High School Rated A-
  • Traditional Architecture
  • Loft

About This Home

As of November 2020

***PRICE IMPROVEMENT***UPGRADES GALORE!! Pool and Clubhouse Community! Nothing to do but move in! LOOK at this STUNNING semi-custom home in sought after Southbury subdivision located in Oswego School District 308! This 4 bedroom, 2.5 bathroom, 3 car garage home boasts a fantastic open floor plan with over 3000 sq. ft of living space! The first floor includes an office, living/dining rooms, large kitchen with custom cabinetry, eating area, & family room with a beautiful stone fireplace. The 2nd story master suite includes his and hers closets, and a private bathroom, 3 additional bedrooms & a second full bath. The basement includes 2 bedrooms, a deep foundation pour, rough in for plumbing. Additional features include large fenced yard, hardwood throughout the first floor, stainless steel appliances, a newer roof (2019) Fence (2020), newer sump pump and ejector pump (2019), Smart Double Oven (2019) and newer carpet and paint. Close to Schools and Shopping. Quick close possible!

Last Listed By

Michelle Kohl

HomeSmart Realty Group License #475133257 Listed on: 10/05/2020

HomeSmart Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,456

Year Built

  • 2006

Lot Details

  • Southern Exposure
  • Fenced Yard

HOA Fees

  • $50 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Gas Log Fireplace
  • Entrance Foyer
  • Dining Area
  • Den
  • Loft
  • Wood Flooring
  • Unfinished Basement
  • Rough-In Basement Bathroom
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Built-In Double Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Two Heating Systems
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,456

Year Built

2006

Lot Details

0

HOA Fees

$50 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 11-15 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 2006
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2006

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Laundry
  • Number Of Rooms: 11
  • Living Room: Dimensions: 12X12, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Appliances: Oven-Double, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances, Oven/Built-in
  • Equipment: Humidifier, CO Detectors, Ceiling Fan, Sump Pump, Radon Mitigation System(s)
  • Fireplace Details: Gas Logs, Gas Starter
  • Fireplace Location: Family Room
  • Basement: Unfinished, Bathroom Rough-In
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink, Soaking Tub
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 8X8, On Level: Main Level, Flooring: Vinyl, Windows: None
  • Dining Room: Dimensions: 13X12, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Dimensions: 15X14, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Closet
  • Additional Rooms: Den, Eating Area, Foyer, Loft
  • Master Bedroom: Dimensions: 31X15, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Eating Area, Dimensions: 10X15, On Level: Main Level, Flooring: Hardwood
  • Additional Room 2 Name: Den, Dimensions: 13X12, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Bedroom 2: Dimensions: 13X12, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 3 Name: Loft, Dimensions: 10X9, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 15X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 4 Name: Foyer, Dimensions: 14X11, On Level: Main Level, Flooring: Hardwood
  • Bedroom 4: Dimensions: 13X12, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 3311
  • Dining Room Type: Separate
  • Family Room: Dimensions: 20X15, On Level: Main Level, Flooring: Hardwood, Windows: Blinds

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck, Porch, Storms/Screens
  • Exposure: S (South)
  • Acreage: 0.299

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air, 2+ Sep Heating Systems

Condo/Co-op/Association

  • Fee Frequency: Quarterly
  • Assessment Includes: Clubhouse, Exercise Facilities, Pool
  • Assessment Association Fees: 150

Schools

  • School District: 308
  • Elementary School: Southbury Elementary School
  • Middle School: Traughber Junior High School
  • High School: Oswego High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 70X146X92X150
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 0316334013

Tax Info

  • Taxes: 8856.50

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 5, 2020
Closed on
Nov 23, 2020
Sold by
Hertel Kirsten E
Bought by
Ramos Jeffrey and Ramos Annette
Seller's Agent
Michelle Kohl
HomeSmart Realty Group
Buyer's Agent
Michael DeValdivielso
Charles Rutenberg Realty of IL
List Price
$354,900
Sold Price
$350,700
Premium/Discount to List
-$4,200
-1.18%
Total Days on Market
1
Current Estimated Value
$520,294

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$169,594
Avg. Annual Appreciation
9.27%
Original Mortgage
$344,347
Outstanding Balance
$307,755
Interest Rate
2.25%
Mortgage Type
FHA
Estimated Equity
$212,539

Purchase Details

Listed on
Apr 21, 2018
Closed on
Jun 4, 2018
Sold by
Vrbancic Scott and Vrbancic Tami R
Bought by
Hertel Kristen E
Seller's Agent
Kristy Jones
Crosstown Realtors, Inc.
Buyer's Agent
Michelle Kohl
HomeSmart Realty Group
List Price
$345,000
Sold Price
$340,000
Premium/Discount to List
-$5,000
-1.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.26%

Purchase Details

Closed on
Jan 24, 2012
Sold by
Krucker Matthew L
Bought by
Vrbancic Scott and Vrbancic Tami R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,500
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 21, 2006
Sold by
Orleans Rhil Lp
Bought by
Krucker Matthew L and Mals Alyson N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,300
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 1, 2006
Sold by
Realen Homes Lp
Bought by
Orleans Rhil Lp

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ramos Jeffrey $351,000 Citywide Title Corporation
Hertel Kristen E $240,000 Old Republic Title
Vrbancic Scott $253,500 Fidelity National Title
Krucker Matthew L $350,500 Chicago Title Insurance Co
Orleans Rhil Lp -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ramos Jeffrey $344,347
Previous Owner Vrbancic Scott $50,000
Previous Owner Vrbancic Scott $183,500
Previous Owner Krucker Matthew L $280,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/23/2020 11/23/20 Sold $350,700 -1.2% $106 / Sq Ft
10/06/2020 10/06/20 Pending -- -- --
10/05/2020 10/05/20 For Sale $354,900 +4.4% $107 / Sq Ft
06/04/2018 06/04/18 Sold $340,000 -1.4% $103 / Sq Ft
04/23/2018 04/23/18 Pending -- -- --
04/21/2018 04/21/18 For Sale $345,000 -- $104 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $10,456 $130,311 $34,891 $95,420
2022 $10,456 $121,786 $32,608 $89,178
2021 $9,798 $110,715 $29,644 $81,071
2020 $9,120 $102,514 $27,448 $75,066
2019 $8,857 $98,265 $27,448 $70,817
2018 $9,641 $101,231 $28,276 $72,955
2017 $9,763 $101,231 $28,276 $72,955
2016 $9,356 $95,954 $26,802 $69,152
2015 $9,410 $92,263 $25,771 $66,492
2014 -- $87,040 $24,312 $62,728
2013 -- $87,040 $24,312 $62,728
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10892854

Midwest Real Estate Data (MRED)

APN: 03-16-334-013