$525,000
SOLD FEB 26, 2025
3 Beds
2.5 Baths
2,469 Sq Ft
0.51 Acres

Recently Sold

$213 Per Sq Ft

12% Below List Price

511 Days on Market

Highlights

  • Parking available for a boat
  • Saltwater Pool
  • Formal Dining Room
  • Harmony Community School Rated 9+
  • Wood Flooring
  • Separate Outdoor Workshop

About This Home

As of February 2025

Listing price is below recent appraisal. This one-of-a-kind, custom built pool home of almost 2400+/- sq ft was completed in 1999 and is centrally located in St Cloud. Sprawling over a half-acre and located on a dead-end street, this home has so much to offer. Pride of ownership shines throughout. The first floor offers a living room, kitchen, formal dining room, living room, laundry and half bath. The second floor offers three full bedrooms and two full bathrooms. The kitchen offers tile floors, Silestone countertops and soft close, hickory cabinets which are stained to look like oak. Breakfast bar and eat in kitchen area lead right to the large living area, formal dining room and laundry/mud room. Stunning stone fireplace to set the mood in the lovely living area. Beautiful staircase leads to a landing which lead to two bedrooms, a bathroom and the owners suite. Large laundry room with cabinets and wash tub. Spacious, south facing patio which overlooks the stunning fenced in paver pool area. Detached garage is 17.10 x 27.10. Roof and AC both (there are two) new in 2018. Hot water heater original to home. Water softener and security system which was never activated. Septic last emptied in 2/2020 it is a 1050-gallon tank. About 30 minutes to the Medical City of Lake Nona and about an hour to the beaches in Melbourne. Bring all your toys there is plenty of room and added bonus is Trout Lake Public boat ramp at the end of the road.

Last Agent to Sell the Property

Kelley Desoto

OCEAN PROPERTIES & MANAGEMENT Brokerage Phone: 386-428-0975 License #3012908 Listed on: 08/30/2023

Co-Listed By

Jodi Roe Desoto

OCEAN PROPERTIES & MANAGEMENT Brokerage Phone: 386-428-0975 License #682579

Last Buyer's Agent

Tamala Cusumano

WATSON REALTY CORP. License #3617253

WATSON REALTY CORP.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $622

Year Built

  • Built in 1999

Lot Details

  • 0.51 Acre Lot
  • Lot Dimensions are 100x220
  • Native Plants
  • Irrigation
  • Property is zoned RS-2

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Parking available for a boat

Home Design

  • Shingle Roof
  • Concrete Siding
  • HardiePlank Type

Interior Spaces

  • 2,469 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • French Doors
  • Living Room
  • Formal Dining Room
  • Fire and Smoke Detector
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Closet Cabinetry
  • Walk-In Closet

Outdoor Features

  • Saltwater Pool
  • Screened Patio
  • Separate Outdoor Workshop
  • Rain Gutters
  • Porch

Utilities

  • Central Heating and Cooling System
  • Mini Split Air Conditioners
  • Well
  • Electric Water Heater
  • Septic Tank
  • Private Sewer

Listing and Financial Details

Community Details

Overview

  • Lizzie Ridge Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$622

Year Built

Built in 1999

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Concrete, HardiPlank Type
  • Fireplace: Yes
  • Living Area: 2469
  • Lot Size Acres: 0.51
  • Year Built: 1999
  • Building Area Total: 3613
  • Status: Sold
  • Co List Office Mls Id: MFR269500086
  • Co List Office Phone: 386-428-0975
  • Building Area Total Srch Sq M: 335.66
  • Escrow State: FL
  • RATIO Current Price By Calculate: 212.64
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 386-428-0975
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Wood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Total Bedrooms: 3
  • Levels: Two
  • Stories: 2
  • Additional Rooms: Formal Dining Room Separate
  • Living Area Meters: 229.38

Exterior Features

  • Other Structures: Workshop
  • Pool Features: Salt Water
  • Exterior Features: French Doors, Irrigation System, Rain Gutters
  • Roof: Shingle
  • Pool Private: Yes
  • Patio and Porch Features: Patio, Porch, Screened
  • Road Surface Type: Asphalt

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Boat, Garage Door Opener

Utilities

  • Cooling: Central Air, Mini-Split Unit(s)
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Private Sewer, Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Pool
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Complex Community Name Nccb: LIZZIE RIDGE

Lot Info

  • Zoning: RS-2
  • Parcel Number: 02-26-31-3966-0001-0110
  • Lot Dimensions: 100x220
  • Flood Zone Code: X

Green Features

  • Green Landscaping: Fl. Friendly/Native Landscape

Rental Info

  • Furnished: Unfurnished

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 30, 2023
Closed on
Feb 20, 2025
Sold by
Horn Deon Catherine and Horn Deon C
Bought by
Hill Hailey and Hill Kyle
Seller's Agent
Kelley Desoto
OCEAN PROPERTIES & MANAGEMENT
Buyer's Agent
Tamala Cusumano
WATSON REALTY CORP.
List Price
$595,000
Sold Price
$525,000
Premium/Discount to List
-$70,000
-11.76%
Views
974
Current Estimated Value
$510,106

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,894
Avg. Annual Appreciation
-3.87%
Original Mortgage
$341,250
Outstanding Balance
$339,273
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$170,833

Purchase Details

Closed on
Dec 13, 2016
Sold by
Horn James F and Horn Deon Catherine
Bought by
Horn James Faron and Horn Deon C

Purchase Details

Closed on
Dec 1, 2016
Bought by
Horn Family Trust

Purchase Details

Closed on
Oct 8, 1996
Sold by
Lizzie Land Dev L L C
Bought by
Horn James F and Horn Deon Catherine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$18,000
Interest Rate
8.05%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $525,000 Fidelity National Title Of Flo
Warranty Deed $525,000 Fidelity National Title Of Flo
Interfamily Deed Transfer -- Attorney
Deed $100 --
Warranty Deed $22,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $341,250 New Conventional
Closed $341,250 New Conventional
Previous Owner $18,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/26/2025 02/26/25 Sold $525,000 0.0% $213 / Sq Ft
01/23/2025 01/23/25 Pending -- -- --
11/19/2024 11/19/24 Price Changed $525,000 -4.5% $213 / Sq Ft
09/09/2024 09/09/24 Price Changed $550,000 -4.3% $223 / Sq Ft
08/13/2024 08/13/24 Price Changed $575,000 -3.4% $233 / Sq Ft
06/10/2024 06/10/24 For Sale $595,000 +13.3% $241 / Sq Ft
05/31/2024 05/31/24 Off Market $525,000 -- --
04/10/2024 04/10/24 Price Changed $595,000 -0.8% $241 / Sq Ft
01/10/2024 01/10/24 Price Changed $600,000 -7.7% $243 / Sq Ft
08/30/2023 08/30/23 For Sale $650,000 -- $263 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $622 $243,235 -- --
2023 $622 $236,151 $0 $0
2022 $576 $229,273 $0 $0
2021 $4,263 $257,100 $36,000 $221,100
2020 $530 $219,523 $0 $0
2019 $509 $214,588 $0 $0
2018 $432 $210,587 $0 $0
2017 $427 $206,256 $0 $0
2016 $2,950 $202,014 $0 $0
2015 $2,989 $200,610 $0 $0
2014 $2,945 $199,018 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: NS1076918

Stellar MLS

APN: 02-26-31-3966-0001-0110