$190,000
SOLD OCT 3, 2025

620 1st St E Tracy, MN 56175

3 Beds
3 Baths
3,484 Sq Ft
0.31 Acres

Recently Sold

$55 Per Sq Ft

17% Below List Price

77 Days on Market

Highlights

  • Deck
  • Great Room
  • Home Office
  • Recreation Room
  • No HOA
  • The kitchen features windows

About This Home

As of October 2025

Opportunity knocks at 620 1st St E in Tracy! This spacious multi-level home sits proudly on a generous lot right across from the park—the perfect spot to enjoy morning coffee with a view or catch a stroll in a quiet neighborhood. Step inside to discover a versatile floor plan with multiple living spaces, offering plenty of room to spread out, entertain, or simply relax. While the home offers solid bones and classic charm, there's also great potential for modern updates to make it truly your own. The oversized, attached garage is a major bonus—ideal for storage, hobbies, or keeping your vehicles cozy year-round. Whether you're looking for space to grow or a chance to build instant equity with your personal touches, this home is full of promise in a great location. We're ready for you! Don’t miss it!

Last Agent to Sell the Property

Kara Zahasky

eXp Realty Brokerage Phone: 605-310-0146 Listed on: 07/18/2025

eXp Realty

Last Buyer's Agent

Kara Zahasky

eXp Realty Brokerage Phone: 605-310-0146 Listed on: 07/18/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,992

Year Built

  • Built in 1969

Lot Details

  • 0.31 Acre Lot
  • Lot Dimensions are 160x84
  • Privacy Fence

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Insulated Garage

Home Design

  • Split Level Home
  • Wood Siding

Interior Spaces

  • Wood Burning Fireplace
  • Brick Fireplace
  • Entrance Foyer
  • Great Room
  • Living Room
  • Dining Room
  • Home Office
  • Recreation Room

Kitchen

  • Indoor Grill
  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • Basement Storage
  • Natural lighting in basement

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Mounted In Outer Wall Opening
  • 200+ Amp Service
  • Electric Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Park Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 311520060

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,992

Year Built

Built in 1969

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air, Wall Unit(s)
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1969
  • Above Grade Finished Sq Ft: 2626
  • Unit Levels: Four or More Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Attribution Contact: 605-310-0146
  • Attribution Contact: 605-310-0146
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Full, Partially Finished, Storage Space
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Water Osmosis System, Indoor Grill, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Brick, Wood Burning
  • Living Area: 3484
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 858
  • Basement YN: Yes
  • Dining Room Type: Dining Room, Kitchen, Living Room, Foyer, Bedroom 1, Bedroom 2, Bedroom 3, Bathroom, Great Room, Office, Recreation Room

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • Fencing: Privacy
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Heated Garage, Insulated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Intercom System,Kitchen Window,Vaulted Ceiling(s),Wet Bar

Schools

  • Junior High Dist: Tracy Area
  • SchoolDistrictPhone: 507-629-5500

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 160x84
  • Lot Size Sq Ft: 13416.48
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Wood Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 311520060
  • Tax Annual Amount: 3992
  • TaxWithAssessments: 4838.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2025
Closed on
Oct 3, 2025
Sold by
Chalmers Jonathan and Chalmers Veda L
Bought by
Bangasser Casie M and Bangasser Christopher C
Seller's Agent
Kara Zahasky
eXp Realty
Buyer's Agent
Kara Zahasky
eXp Realty
List Price
$230,000
Sold Price
$190,000
Premium/Discount to List
-$40,000
-17.39%
Views
91

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.45%
Original Mortgage
$142,500
Outstanding Balance
$142,500
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$56,258
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $190,000 Premier Title Insurance Agency
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $142,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/03/2025 10/03/25 Sold $190,000 -13.6% $55 / Sq Ft
08/15/2025 08/15/25 Price Changed $220,000 -4.3% $63 / Sq Ft
07/18/2025 07/18/25 For Sale $230,000 -- $66 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,550 $243,700 $10,000 $233,700
2024 $4,838 $225,800 $10,000 $215,800
2023 $4,820 $228,200 $8,800 $219,400
2022 $4,148 $203,400 $8,800 $194,600
2021 $3,774 $165,600 $8,800 $156,800
2020 $3,744 $152,800 $8,800 $144,000
2019 $3,194 $152,900 $8,800 $144,100
2018 $3,180 $154,100 $8,800 $145,300
2017 $3,180 $154,100 $8,800 $145,300
2016 $2,982 $0 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6751758

NorthstarMLS

APN: 31-152006-0