$519,900
SOLD DEC 5, 2025
3 Beds
3 Baths
2,450 Sq Ft
0.83 Acres

Recently Sold

$212 Per Sq Ft

2% Below List Price

38 Days on Market

Highlights

  • Open Floorplan
  • Engineered Wood Flooring
  • Bonus Room
  • Deck
  • Main Floor Primary Bedroom
  • Granite Countertops

About This Home

As of December 2025

This beautifully updated custom-built home blends the style and comfort of new construction with thoughtful upgrades throughout. Nestled on a rare 0.83-acre lot with a serene wooded backdrop, it offers an inviting open-concept layout filled with natural light from expansive windows and glass doors. The main level features a spacious owner's suite with a full bath, generous walk-in closet, and private sitting area overlooking the back deck and yard, along with a second bedroom and full bath. The kitchen showcases upgraded cabinetry and granite countertops, while the lower level provides a second private owner's suite—or ideal mother-in-law suite—with a large closet, full bath, soaring ceilings, and additional wooded views. A natural preserve behind the home enhances the sense of privacy and tranquility. An oversized garage supplies abundant storage, and the home's quality construction—carefully planned and executed by top contractors—offers exceptional value compared to new builds. Its efficient design has also resulted in consistently lower utility bills. Schedule your showing today to discover this remarkable property!

Last Agent to Sell the Property

Johnny Smith

Keller Williams Realty License #337757 Listed on: 09/22/2025

Keller Williams Realty

Last Buyer's Agent

Deonne Taylor

Keller Williams Realty License #345094

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,616

Year Built

  • Built in 2016

Lot Details

  • 0.83 Acre Lot
  • Lot Dimensions are 101.83x360.13
  • Gentle Sloping Lot

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Shingle Roof
  • Vinyl Siding
  • Block And Beam Construction

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Vinyl Clad Windows
  • Family Room
  • Sitting Room
  • Bonus Room
  • First Floor Utility Room
  • Utility Room
  • Unfinished Attic
  • Property Views
  • Finished Basement

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Engineered Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Snow Hill Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • River Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 094a D 033

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,616

Year Built

Built in 2016

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.83
  • Lot Size: 101.83X360.13
  • Subdivision Name: River Cove
  • Directions: Go North on Hwy. 58. Turn Left on Ramsey Rd. Turn Right into River Cove. Go Left on River Stream. Stay on River Stream and home will be on the left just before the cul-de-sac.
  • Above Grade Finished Sq Ft: 1500.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2450.0
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2016
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 094a D 033
  • Location Tax and Legal Elementary School: Snow Hill Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 1616.5
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1500.0
  • General Property Information Below Grade Finished Area: 1016.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.83
  • General Property Information Lot Size Square Feet2: 36154.8
  • General Property Information Lot Size Dimensions: 101.83X360.13
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: This beautifully updated custom-built home blends the style and comfort of new construction with thoughtful upgrades throughout. Nestled on a rare 0.83-acre lot with a serene wooded backdrop, it offers an inviting open-concept layout filled with natural light from expansive windows and glass doors. The main level features a spacious owner's suite with a full bath, generous walk-in closet, and private sitting area overlooking the back deck and yard, along with a second bedroom and full bath. The kitchen showcases upgraded cabinetry and granite countertops, while the lower level provides a second private owner's suite—or ideal mother-in-law suite—with a large closet, full bath, soaring ceilings, and additional wooded views. A natural preserve behind the home enhances the sense of privacy and tranquility. An oversized garage supplies abundant storage, and the home's quality construction—carefully planned and executed by top contractors—offers exceptional value compared to new builds. Its efficient design has also resulted in consistently lower utility bills. Schedule your showing today to discover this remarkable property!
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Room Types Bedroom Level: First
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Basement
  • Foundation Details Block2: Yes
  • Room Types Primary Bedroom Level: First
  • Room Types Utility Room: Yes
  • Room Types Utility Room Level: First
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • General Property Information Stories2: 2
  • Patio And Porch Features Porch - Covered: Yes
  • Interior Features Sitting Area: Yes
  • Room Types Family Room: Yes
  • Room Types Family Room Level: First
  • Flooring Engineered Hardwood: Yes
  • Room Types Other Room: Yes
  • Utilities:Cable Connected: Yes
  • Attic Features Unfinished2: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Private Spa: No
  • Appliances: Refrigerator, Microwave, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1016.0
  • Fireplace: No
  • Flooring: Tile
  • Interior Amenities: En Suite, Granite Counters, Open Floorplan, Sitting Area, Walk-In Closet(s)
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Community Features:None4: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Granite Counters: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Gentle Sloping
  • View: Other
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Block, Vinyl Siding
  • Exterior Features: None
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Exterior Features:None8: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Gentle Sloping: Yes
  • Patio And Porch Features:Covered: Yes
  • Construction Materials:Block: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Basement, Garage Door Opener, Garage Faces Side
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Basement: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: None
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Snow Hill Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 36154.8
  • Additional Parcels: No
  • Parcel #: 094a D 033

Tax Info

  • Tax Annual Amount: 1616.5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2022
Closed on
Jul 18, 2022
Sold by
Ervin Jr Walter R and Ervin Judith A
Bought by
Phillip James P and Phillip Michelle L
Seller's Agent
Johnny Smith
Greater Chattanooga Realty, Keller Williams Realty
List Price
$475,000
Sold Price
$457,000
Premium/Discount to List
-$18,000
-3.79%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.15%

Purchase Details

Closed on
Nov 16, 2015
Sold by
Edwards Jack and Edwards Barbara J
Bought by
Ervin Walter R and Ervin Judith A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $457,000 Bridge City Abstract
Warranty Deed $9,000 First Choice Title Inc
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/05/2025 12/05/25 Sold $519,900 -1.9% $212 / Sq Ft
10/30/2025 10/30/25 Pending -- -- --
09/22/2025 09/22/25 For Sale $529,900 +16.0% $216 / Sq Ft
07/18/2022 07/18/22 Sold $457,000 -3.8% $180 / Sq Ft View Prior Sale
06/24/2022 06/24/22 Pending -- -- --
06/18/2022 06/18/22 For Sale $475,000 -- $187 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,608 $71,850 $0 $0
2023 $1,617 $71,850 $0 $0
2022 $1,617 $71,850 $0 $0
2021 $1,617 $71,850 $0 $0
2020 $1,394 $50,100 $0 $0
2019 $1,394 $50,100 $0 $0
2018 $1,394 $50,100 $0 $0
2017 $1,394 $50,100 $0 $0
2016 $138 $0 $0 $0
2015 $138 $5,000 $0 $0
2014 $138 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1520928

Greater Chattanooga REALTORS®

APN: 094A-D-033