624 James Ave Saint Paul, MN 55102
West Seventh Neighborhood
4
Beds
2
Baths
1,592
Sq Ft
2,178
Sq Ft Lot
Highlights
- Forced Air Heating System
- Central Senior High School Rated A-
- Baseboard Heating
About This Home
As of May 2025Well-Kept Duplex Near Downtown St. Paul – Prime Location and Income Potential!This beautifully maintained duplex is located within just two miles of vibrant downtown St. Paul, offering easy access to an array of eateries, bars, breweries, and entertainment options, including the St. Paul Saints baseball stadium and Wild hockey games. It’s the perfect spot for anyone who enjoys the excitement of city life with the convenience of being close to everything!This property features two spacious, well-appointed two-bedroom units, providing a fantastic opportunity for income generation. Expand the income capability by adding a third bedroom on the second floor. The duplex also includes a generous 4-car paved parking area – a rare find in this area. Whether you're a first-time buyer looking for an investment property or an experienced investor seeking a property with great rental potential, this home offers endless possibilities.Commuting is a breeze with excellent access to major roads, and many destinations are within walking distance, including parks, shops, and public transportation.The property boasts newer mechanicals, updated siding, and a new roof. Inside, the kitchens have been updated with modern cabinets and countertops, adding to the overall appeal and functionality of the property.This is a rare opportunity to own a well-maintained, income-producing property in a sought-after location. Market rent in the area for a two bedroom is approximately $1,400 a month and $1,600 a month for a three bedroom. Don’t miss your chance – schedule a showing today!
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,484
Year Built
- Built in 1900
Lot Details
- Lot Dimensions are 45x47
Home Design
- Duplex
Interior Spaces
- 1,592 Sq Ft Home
- 2-Story Property
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Bathrooms
Unfinished Basement
- Basement Fills Entire Space Under The House
- Stone or Rock in Basement
Utilities
- Forced Air Heating System
- Baseboard Heating
Community Details
- 2 Units
- Thomas Dalys Sub Of Blks18&31 Subdivision
Listing and Financial Details
- Assessor Parcel Number 122823230088
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 23, 2025
Closed on
May 2, 2025
Sold by
Frechette Cody A
Bought by
Chermak Michael and Chermak Steven
Seller's Agent
Jeff Gunther
eXp Realty
Buyer's Agent
Ray Aili
eXp Realty
List Price
$320,000
Sold Price
$290,000
Premium/Discount to List
-$30,000
-9.38%
Views
110
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.64%
Original Mortgage
$261,000
Outstanding Balance
$261,000
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$34,862
Purchase Details
Closed on
Aug 29, 2023
Sold by
Born Christopher J and Born Sharon L
Bought by
Sharon And Christopher Born Trust and Born
Purchase Details
Closed on
Aug 31, 2018
Sold by
Kurko Homes Llc
Bought by
Frechette Cody A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,105
Interest Rate
4.6%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 19, 2018
Sold by
Drumgole Emanuel W and Drumgole Sarah M
Bought by
Cash For Houses Inc
Purchase Details
Closed on
Nov 24, 1999
Sold by
Lofstrom Delmar A and Lofstrom Donna M
Bought by
Gallagher Tom J and Collins Joe
Similar Homes in Saint Paul, MN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $290,000 | Global Closing Title | |
| Warranty Deed | $514 | None Listed On Document | |
| Warranty Deed | $215,000 | Eagle Creek Title | |
| Warranty Deed | $122,000 | Network Title Inc | |
| Warranty Deed | $52,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $261,000 | New Conventional | |
| Previous Owner | $214,010 | FHA | |
| Previous Owner | $213,628 | FHA | |
| Previous Owner | $212,365 | FHA | |
| Previous Owner | $211,105 | FHA | |
| Previous Owner | $60,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/02/2025 05/02/25 | Sold | $290,000 | -3.3% | $182 / Sq Ft |
| 04/06/2025 04/06/25 | Pending | -- | -- | -- |
| 03/19/2025 03/19/25 | Price Changed | $299,900 | -3.2% | $188 / Sq Ft |
| 02/13/2025 02/13/25 | Price Changed | $309,900 | -3.2% | $195 / Sq Ft |
| 01/23/2025 01/23/25 | For Sale | $320,000 | -- | $201 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,484 | $278,700 | $20,000 | $258,700 |
| 2022 | $3,570 | $254,900 | $20,000 | $234,900 |
| 2021 | $3,302 | $227,200 | $20,000 | $207,200 |
| 2020 | $3,234 | $218,700 | $9,600 | $209,100 |
| 2019 | $1,722 | $201,900 | $9,600 | $192,300 |
| 2018 | $2,362 | $108,300 | $9,600 | $98,700 |
| 2017 | $1,642 | $109,400 | $9,600 | $99,800 |
| 2016 | $1,844 | $0 | $0 | $0 |
| 2015 | $1,534 | $78,000 | $9,600 | $68,400 |
| 2014 | $1,606 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jeff Gunther
Seller's Agent in 2025
Jeff Gunther
eXp Realty
(612) 272-2942
1 in this area
27 Total Sales
-
Ray Aili
R
Buyer's Agent in 2025
Ray Aili
eXp Realty
1 in this area
6 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6651049
APN: 12-28-23-23-0088
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