625 Oak St Elgin, IL 60123
Southwest Elgin Neighborhood
3
Beds
3
Baths
1,698
Sq Ft
6,534
Sq Ft Lot
Highlights
- Vaulted Ceiling
- Walk-In Pantry
- Detached Garage
- Main Floor Bedroom
- Stainless Steel Appliances
- Skylights
About This Home
As of August 2018Stunning 3 bed 2.1 bath home in Elgin with modern finishes and classic charm. This home is awash in natural light and includes original pine floors, recessed lighting, and elegant archways with custom trim work throughout the main floor. The family room features a gorgeous wood-burning fireplace surrounding by a wood mantelpiece and custom built-in bar area with wall of wood and cabinetry for additional storage. Galley kitchen boasts modern cabinetry with gleaming white counters and stainless steel appliances. Adjacent, separate dining room is spacious and perfect for entertaining. The upstairs features cathedral ceilings and tons of closet space. The loft area that is bright and airy with 3 skylights and has ample space for a living room. Updates include new light fixtures throughout main floor, new barn-style door and hardware leading upstairs, and fresh paint. Partially finished basement with 3 additional rooms for storage. Detached 2-car garage. Book a private showing today!
Last Agent to Sell the Property
Allen Lau
Redfin Corporation Listed on: 06/14/2018
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,759
Year Built | Renovated
- 1934 | 2012
Parking
- Detached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Frame Construction
- Concrete Siding
- Cedar
Interior Spaces
- Dry Bar
- Vaulted Ceiling
- Skylights
- Wood Burning Fireplace
Kitchen
- Galley Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Freezer
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- Main Floor Bedroom
- Primary Bathroom is a Full Bathroom
- Bathroom on Main Level
- Soaking Tub
- Separate Shower
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
- Rough-In Basement Bathroom
Utilities
- Central Air
- One Cooling System Mounted To A Wall/Window
- Baseboard Heating
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
- $2,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 14, 2018
Closed on
Aug 14, 2018
Sold by
Majewski Gina
Bought by
Lopez Matthew
Seller's Agent
Allen Lau
Redfin Corporation
Buyer's Agent
Nick Hall
Coldwell Banker Realty
List Price
$199,900
Sold Price
$195,000
Premium/Discount to List
-$4,900
-2.45%
Total Days on Market
20
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,551
Avg. Annual Appreciation
6.69%
Original Mortgage
$195,000
Outstanding Balance
$169,731
Interest Rate
4.12%
Mortgage Type
VA
Estimated Equity
$133,350
Purchase Details
Listed on
May 31, 2015
Closed on
Aug 13, 2015
Sold by
Larson Taylor and Larson Natalia
Bought by
Majewski Gina
Seller's Agent
Brian Knott
RE/MAX Horizon
Buyer's Agent
Jill Van Riet
Compass
List Price
$157,900
Sold Price
$154,000
Premium/Discount to List
-$3,900
-2.47%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.19%
Original Mortgage
$151,210
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 10, 2013
Sold by
Larson Taylor
Bought by
Larson Taylor and Miller Natalia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,065
Interest Rate
4.37%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 6, 2012
Sold by
Secretary Of Housing & Urban Development
Bought by
Larson Taylor
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,002
Interest Rate
3.9%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 4, 2011
Sold by
Tovar Horacio and Tovar Nicole
Bought by
The Secretary Of Housing & Urban Develop
Purchase Details
Closed on
Jan 28, 2005
Sold by
Brautigam Faith J
Bought by
Tovar Horacio and Tovar Nicole
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,416
Interest Rate
5.78%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 31, 1998
Sold by
Moreau Stephen and Moreau Dana
Bought by
Brautigam Faith J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
7.05%
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $195,000 | Attorneys Title Guaranty Fun | |
| Warranty Deed | $154,000 | Chicago Title Insurance Co | |
| Interfamily Deed Transfer | -- | Old Republic National Title | |
| Warranty Deed | -- | Stewart Title Company | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $183,000 | Chicago Title Insurance Comp | |
| Warranty Deed | $129,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $195,000 | VA | |
| Previous Owner | $151,210 | FHA | |
| Previous Owner | $120,065 | FHA | |
| Previous Owner | $92,002 | FHA | |
| Previous Owner | $180,416 | FHA | |
| Previous Owner | $73,748 | Unknown | |
| Previous Owner | $10,000 | Unknown | |
| Previous Owner | $95,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/14/2018 08/14/18 | Sold | $195,000 | -2.5% | $115 / Sq Ft |
| 07/04/2018 07/04/18 | Pending | -- | -- | -- |
| 07/02/2018 07/02/18 | For Sale | $199,900 | 0.0% | $118 / Sq Ft |
| 06/17/2018 06/17/18 | Pending | -- | -- | -- |
| 06/14/2018 06/14/18 | For Sale | $199,900 | +29.8% | $118 / Sq Ft |
| 08/14/2015 08/14/15 | Sold | $154,000 | -2.5% | $91 / Sq Ft |
| 06/18/2015 06/18/15 | Pending | -- | -- | -- |
| 05/31/2015 05/31/15 | For Sale | $157,900 | -- | $93 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,759 | $75,560 | $12,931 | $62,629 |
| 2022 | $5,454 | $68,898 | $11,791 | $57,107 |
| 2021 | $5,212 | $64,415 | $11,024 | $53,391 |
| 2020 | $5,061 | $61,494 | $10,524 | $50,970 |
| 2019 | $4,911 | $58,577 | $10,025 | $48,552 |
| 2018 | $4,501 | $51,528 | $9,444 | $42,084 |
| 2017 | $4,393 | $48,712 | $8,928 | $39,784 |
| 2016 | $4,180 | $45,192 | $8,283 | $36,909 |
| 2015 | -- | $41,422 | $7,592 | $33,830 |
| 2014 | -- | $40,910 | $7,498 | $33,412 |
| 2013 | -- | $41,989 | $7,696 | $34,293 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2018
Allen Lau
Redfin Corporation
-
Nick Hall
N
Buyer's Agent in 2018
Nick Hall
Coldwell Banker Realty
(815) 520-4519
71 Total Sales
-
Brian Knott
Seller's Agent in 2015
Brian Knott
RE/MAX
(847) 269-9870
1 in this area
174 Total Sales
-
Jill Van Riet
Buyer's Agent in 2015
Jill Van Riet
Compass
(224) 772-4086
44 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09984007
APN: 06-23-179-001
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